johng Posted September 15, 2021 Share Posted September 15, 2021 13 hours ago, kwilco said: Is there an equivalent to a furlough scheme in Thailand? There has been some repayment deferrals on property and vehicles loans..payments deferred for a period of time but all interest and total loans to be paid back in full after that period ends...just kicking the can down the road. 1 Link to comment Share on other sites More sharing options...
NightSky Posted September 15, 2021 Share Posted September 15, 2021 5 hours ago, scubascuba3 said: You're just being negative, maybe depressed On the contrary I’m perfectly content stating a reasonable suggestion but thank you for yours.. ..doctor? 1 Link to comment Share on other sites More sharing options...
scubascuba3 Posted September 15, 2021 Share Posted September 15, 2021 13 hours ago, kwilco said: Is there an equivalent to a furlough scheme in Thailand? Yes there is, I've heard workers talk about it, maybe depends on the company Link to comment Share on other sites More sharing options...
thaitom Posted September 15, 2021 Share Posted September 15, 2021 26 minutes ago, johng said: There has been some repayment deferrals on property and vehicles loans..payments deferred for a period of time but all interest and total loans to be paid back in full after that period ends...just kicking the can down the road. I don't believe it, you are saying if someone gets a deferred payment lets say on a vehicle for 3-6 months, and you have been making payments for several years after that deferment time (3-6 months) the total amount of the loan is due ? Link to comment Share on other sites More sharing options...
johng Posted September 15, 2021 Share Posted September 15, 2021 12 minutes ago, thaitom said: the total amount of the loan is due ? No I'm saying that the payments can be stopped for the deferment period (whilst the Covidiocy rages and they have no income/job ) after that the payments have to start again as before not that the/a total lump sum must be paid after the deferral ends. 2 Link to comment Share on other sites More sharing options...
thaitom Posted September 15, 2021 Share Posted September 15, 2021 1 minute ago, johng said: No I'm saying that the payments can be stopped for the deferment period (whilst the Covidiocy rages and they have no income/job ) after that the payments have to start again as before not that the/a total lump sum must be paid after the deferral ends. Sorry, so I did misunderstand your post. 1 Link to comment Share on other sites More sharing options...
polpott Posted September 15, 2021 Share Posted September 15, 2021 16 hours ago, rott said: On topic I surprisingly only know one who had to go home skint, but several others who got stuck outside and won't come back due to quarantine and some not being up to the CoE. At least after 3 rejections they abandoned it. Count me in that number. Tried and failed at the end of July. I now don't intend to return until all restrictions are lifted in both countries and then only as a tourist/snowbird. Probably at least a year away. 1 Link to comment Share on other sites More sharing options...
ukrules Posted September 15, 2021 Share Posted September 15, 2021 44 minutes ago, thaitom said: Sorry, so I did misunderstand your post. You didn't - it was badly written. Link to comment Share on other sites More sharing options...
Popular Post mommysboy Posted September 15, 2021 Popular Post Share Posted September 15, 2021 On 9/14/2021 at 3:34 PM, Johnny Mac said: Quite a lot I would say. Many have families too. Only the tough survive. It's a matter of toughness then? Please clarify. 2 1 Link to comment Share on other sites More sharing options...
rott Posted September 15, 2021 Share Posted September 15, 2021 28 minutes ago, polpott said: Count me in that number. Tried and failed at the end of July. I now don't intend to return until all restrictions are lifted in both countries and then only as a tourist/snowbird. Probably at least a year away. The Beefeater is open and waiting for you. ???? 1 Link to comment Share on other sites More sharing options...
Johnny Mac Posted September 15, 2021 Share Posted September 15, 2021 32 minutes ago, mommysboy said: It's a matter of toughness then? Please clarify. People who can find a way. I'll await your disagreement. Link to comment Share on other sites More sharing options...
Johnny Mac Posted September 15, 2021 Share Posted September 15, 2021 1 hour ago, thaitom said: I don't believe it, you are saying if someone gets a deferred payment lets say on a vehicle for 3-6 months, and you have been making payments for several years after that deferment time (3-6 months) the total amount of the loan is due ? No it doesn't work like that, after the deferment period has elapsed the original payments kick back in and the period of your loan gets extended by 6 months, or however long your deferment period was for. During the deferment period you would normally still have to pay the interest. 2 Link to comment Share on other sites More sharing options...
thaibeachlovers Posted September 15, 2021 Share Posted September 15, 2021 2 hours ago, spidermike007 said: I take exception to that. The vaccine effort was likely one of the worst, amongst the top 100 nations in the world. A spectacular failure. And the shutdowns have been highly selective, and punitive to all but the super rich owners of the canning plants, the construction sites, and some others. I said nothing about vaccine in my reply. Link to comment Share on other sites More sharing options...
mommysboy Posted September 15, 2021 Share Posted September 15, 2021 1 hour ago, Johnny Mac said: People who can find a way. I'll await your disagreement. 'Adaptable' - I think you mean. 1 1 Link to comment Share on other sites More sharing options...
ChristianBlessing Posted September 15, 2021 Share Posted September 15, 2021 12 hours ago, StreetCowboy said: The COVID restrictions were aimed at controlling a disease which was progressively more harmful the older the patient. Your argument gets no argument from me. However, I didn't mention "COVID restrictions". My comment concerned Covid relief (rent subsidies, paycheck protection, child care relief, etc). 1 Link to comment Share on other sites More sharing options...
StreetCowboy Posted September 15, 2021 Share Posted September 15, 2021 6 minutes ago, ChristianBlessing said: Your argument gets no argument from me. However, I didn't mention "COVID restrictions". My comment concerned Covid relief (rent subsidies, paycheck protection, child care relief, etc). Which cost little compared to the cost of the restrictions, but nevertheless, when income tax receipts are stalled, VAT receipts are stalled, airport tax... the government saddles itself with debt regardless of any additional costs 2 Link to comment Share on other sites More sharing options...
khunPer Posted September 15, 2021 Share Posted September 15, 2021 Numerous both Thai owned and foreigner owned business in the tourists areas have suffered or given up - like with all business during a hard period, the strong ones survives, the already weak ones disappears - those that has a business with capital behind, and no debt to bank or others, just sits back and wait. It's like an extended low season they tells me, and some use the period without tourists to refurbish their business, or rebuild, and some even expands - one I know both re-constructs and expands to double size - ready for the coming high seasons. 1 Link to comment Share on other sites More sharing options...
natway09 Posted September 15, 2021 Share Posted September 15, 2021 Just for interest you cannot insure your business here against fire unless you own the building. I know I sound like a stuck record but our successful small bar would be OK if the greedy Landlords would sharpen their pencil. As it is I think it is doomed Link to comment Share on other sites More sharing options...
Popular Post SomchaiCNX Posted September 15, 2021 Popular Post Share Posted September 15, 2021 2 hours ago, khunPer said: Numerous both Thai owned and foreigner owned business in the tourists areas have suffered or given up - like with all business during a hard period, the strong ones survives, the already weak ones disappears - those that has a business with capital behind, and no debt to bank or others, just sits back and wait. It's like an extended low season they tells me, and some use the period without tourists to refurbish their business, or rebuild, and some even expands - one I know both re-constructs and expands to double size - ready for the coming high seasons. No debt and savings is a must. Unfortunately the money I saved for investment and to buy new stuff is now used to survive. The only advantage is that I have about 70% less competition than before. 4 1 Link to comment Share on other sites More sharing options...
kwilco Posted September 15, 2021 Author Share Posted September 15, 2021 9 hours ago, Johnny Mac said: People who can find a way. I'll await your disagreement. Only the "tough"?? What on earth does that mean? Link to comment Share on other sites More sharing options...
kwilco Posted September 15, 2021 Author Share Posted September 15, 2021 Without 50 million tourists the entire Thai economy will be different. Many businesses simply wont have customers ... and like any other industries there will be many satire I dustries that will struggle. I would think that unless the government funds post Covid recovery there will be lean times ahead for several years Link to comment Share on other sites More sharing options...
scubascuba3 Posted September 15, 2021 Share Posted September 15, 2021 6 hours ago, natway09 said: Just for interest you cannot insure your business here against fire unless you own the building. I know I sound like a stuck record but our successful small bar would be OK if the greedy Landlords would sharpen their pencil. As it is I think it is doomed So that Nashaa on Walking st that just burnt down, they must own the building as well, which is rare Link to comment Share on other sites More sharing options...
Rampant Rabbit Posted September 15, 2021 Share Posted September 15, 2021 On 9/14/2021 at 3:34 PM, Johnny Mac said: Quite a lot I would say. Many have families too. Only the tough survive. or adaptable, because as Ive mentioned there is farm work available in fact a vast shortage of farm workers and in the poistion of having no job I would simply switch to that until things improve but it still appears many simply will not do this. Link to comment Share on other sites More sharing options...
Rampant Rabbit Posted September 15, 2021 Share Posted September 15, 2021 9 hours ago, khunPer said: refurbish their business This is a great opportunity to await a final return back to normal 1 1 Link to comment Share on other sites More sharing options...
thaibeachlovers Posted September 15, 2021 Share Posted September 15, 2021 35 minutes ago, Rampant Rabbit said: or adaptable, because as Ive mentioned there is farm work available in fact a vast shortage of farm workers and in the poistion of having no job I would simply switch to that until things improve but it still appears many simply will not do this. Most city dwellers wouldn't last long if they did farm work, IMO. To soft to do the very hard yards of farm work, IMO. Before anyone asks, yes, I worked on farms for 2 years. 2 Link to comment Share on other sites More sharing options...
zzaa09 Posted September 15, 2021 Share Posted September 15, 2021 (edited) 8 minutes ago, thaibeachlovers said: Most city dwellers wouldn't last long if they did farm work, IMO. To soft to do the very hard yards of farm work, IMO. Before anyone asks, yes, I worked on farms for 2 years. Wouldn't last long on B300 a day either, unless one has a familial collective situation. Edited September 15, 2021 by zzaa09 IMO 2 Link to comment Share on other sites More sharing options...
mommysboy Posted September 16, 2021 Share Posted September 16, 2021 (edited) 4 hours ago, Johnny Mac said: It means not a pussy or an idiot. Now off you go and get all offended. Well wouldn't you if some weakling called you a 'pussy or an idiot.' Probably never had to do anything tough in your life. Tata tough guy! 555555555555555555555555555555 Edited September 16, 2021 by mommysboy Link to comment Share on other sites More sharing options...
rott Posted September 16, 2021 Share Posted September 16, 2021 9 hours ago, scubascuba3 said: So that Nashaa on Walking st that just burnt down, they must own the building as well, which is rare Be interesting to find out, the topic has gone quiet. Link to comment Share on other sites More sharing options...
Johnny Mac Posted September 16, 2021 Share Posted September 16, 2021 2 hours ago, mommysboy said: Well wouldn't you if some weakling called you a 'pussy or an idiot.' Probably never had to do anything tough in your life. Tata tough guy! 555555555555555555555555555555 So now you resort to lying. Now that really is tough ???????? Link to comment Share on other sites More sharing options...
stevenl Posted September 16, 2021 Share Posted September 16, 2021 I own a tourist related shop here, and was forced to leave Thailand. I could have gotten a loan from the bank, but at such conditions it would in the long run not have been sustainable. So I returned home, found a job there, and am working for that company now from Thailand. So I'm back with a not tourism related job. My tourism related shop is still here, with hardly any expenses, so I can restart any time. 1 Link to comment Share on other sites More sharing options...
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