1 minute ago, scottiejohn said:

PS;  Did you sue?

No I didn't - the investigation was triggered, I believe, by several large cash payments into my private account whilst I held business accounts.  I believe they suspected I was trying to hide what they thought were actually business transactions in my private account.  I wasn't, the transactions were legitimate and not taxable. As a result of the investigation I actually received a tax refund 😀.

8 minutes ago, scottiejohn said:

Of course they can gain legal access to a private banks account but ONLY after an individual  legal review if a private account!

As you said "having been subject to a tax investigation a few years back, I know that HMRC can look into your bank account" 

They must have had due cause!

IF NOT SUE THEM!

 

 

PS;  Did you sue?

 

As I posted a short while ago, it seems that HMRC can authorise investigations themselves.

The Youtube news article is incorrect  - residents of some countries (e.g. Switzerland) get the increase as per UK residents.

 

So how is passport control going to track that, considering the  last time I went to tUK I used the Chunnel and drove back across Europe to my destination, untrackable.

15 minutes ago, MangoKorat said:

However, let's say you are correct and a court order is required, how many times do you think a court would actually refuse access?  Its a given that however they choose to do it, your details will be revealed. 

My bank account shows no foreign transfers or payments, as I didn't want the police tracing me.

I don't want my UK bank to cancel my account either.

7 minutes ago, MangoKorat said:

As I posted a short while ago, it seems that HMRC can authorise investigations themselves.

That is against the law. 

They must get a court order! 

I admit it is very easy but it MUST be on a case by case basis with some foundation!

2 minutes ago, BritManToo said:

My bank account shows no foreign transfers or payments, as I didn't want the police tracing me.

I don't want my UK bank to cancel my account either.

Whether you make transfers or not, if you claim to be resident of the UK and they suspect you are abroad, they can request details of your Thai bank account through AEOI.  Your Thai bank should have advised HMRC that you hold a Thai account. Whether that only applies to accounts opened after Thailand joined the AEOI system or to all expat accounts, I know not.

 

Why would making foreign transfers cause your UK bank cancel your account?  I send transfers to my Kasikorn account through Wise every month to cover household running costs etc. and I've never had a problem with my UK accounts.  I suppose if the only transactions going through your UK bank are outbound to a foreign account, your UK bank may suspect that you are in fact living abroad.

2 minutes ago, scottiejohn said:

That is against the law. 

They must get a court order! 

I admit it is very easy but it MUST be on a case by case basis with some foundation!

The link I posted clearly stated that accounts can be accessed by an 'authorised HMRC officer'.

3 minutes ago, MangoKorat said:

Why would making foreign transfers cause your UK bank cancel your account? 

https://www.expertsforexpats.com/expat-resources/british-expats/finance/barclays-and-other-uk-financial-institutions-are-closing-british-expats-accounts/#:~:text=for British Expats >-,Barclays and other UK financial institutions are closing,accounts%2C what are your options%3F&text=British expats and non-residents,not live in the UK.

9 minutes ago, BritManToo said:

https://www.expertsforexpats.com/expat-resources/british-expats/finance/barclays-and-other-uk-financial-institutions-are-closing-british-expats-accounts/#:~:text=for British Expats >-,Barclays and other UK financial institutions are closing,accounts%2C what are your options%3F&text=British expats and non-residents,not live in the UK.

Right but keep a UK address and run a few UK transactions through your UK account and you shouldn't have a problem.  Simply making foreign transfers won't cause your account closure.

3 hours ago, BritManToo said:

You are not required to sign any documents from DWP except to state you're still alive once you pension has started.

I'm pretty sure that pensioners are required to advise the DWP of any change in their personal circumstances that could affect their eligibility.

31 minutes ago, MangoKorat said:

The link I posted clearly stated that accounts can be accessed by an 'authorised HMRC officer'.

Only by court order!

That is the present law!

 

Please remember you are  getting stuck up with a draft bill, last discussed in December 2023 which in it's present form has no chance of getting thru the House of lords and has little or no chance of getting thru all it's stages before the General Election!

As I have said before "cool down" it ain't going to happen this year!

Edited February 27, 20242 yr by scottiejohn

4 hours ago, treetops said:

There was an article mentioned in many places recently, perhaps even on here too, that focussed on the point in a bill currently going through Parliament which gives the government the right to snoop on bank accounts as described in the OP.

 

I'll have a look for it but if you can use Google you should be able to find it for yourself.

There is.

 

As I have said previously, the government CAN'T - or WON'T - deal with the Channel-crossing freebie-seekers ... but it can manage to poke its collective nose into British nationals' bank accounts.

4 minutes ago, scottiejohn said:

Only by court order!

That is the present law!

 

Please remember you are  getting stuck up with a draft bill, last discussed in December 1923 which in it's present form has no chance of getting thru the House of lords and has little or no chance of getting thru all it's stages before the General Election!

As I have said before "cool down" it ain't going to happen this year!

Well, if they last discussed it 100+ years ago ... it isn't going anywhere, in the coming decades.

3 minutes ago, Liverpool Lou said:

I'm pretty sure that pensioners are required to advise the DWP of any change in their personal circumstances that could affect their eligibility.

You are correct!

 

I am not making any comment on the legality, or otherwise, regarding claiming pensions whilst in Thailand!

I am contesting some very strange views about the ability and legality of the UK authorities accessing and linking a private person's BANK/passport and pension details/accounts!

i.e. the LEGAL link between DWP/HMRC and a persons private bank account!

 

The proposed new law is I believe irrelevant as it is unlikely to happen before the forthcoming General Election!

3 minutes ago, JohnAllan said:

Well, if they last discussed it 100+ years ago ... it isn't going anywhere, in the coming decades.

OOPS!

Thanks I just changed it to Dec 2023!

Edited February 27, 20242 yr by scottiejohn

1 minute ago, scottiejohn said:

I am not making any comment on the legality, or otherwise, regarding claiming pensions whilst in Thailand!

Perfectly legal for expat UK pensions to be claimed in Thailand.

37 minutes ago, MangoKorat said:

Whether that only applies to accounts opened after Thailand joined the AEOI system or to all expat accounts, I know not.

Thailand did not sign up until 9/12/22 so there can be no retrospective info passed to outside governments before that date!

How they handle that info now is not in my current sphere of expertise.

(it used to be b4 I retired)

6 minutes ago, Liverpool Lou said:

Perfectly legal for expat UK pensions to be claimed in Thailand.

Exactly.  Please read my post again!

where I said;

"I am not making any comment on the legality, or otherwise, regarding claiming pensions whilst in Thailand!"

 

 

4 hours ago, transam said:

But chancers like you will post like that, after all, you posted, even the police can't find you, which sort of sums you up.......😂

 

Though I suppose you could be a BS-ing Rambo type, trying to make an impression, after all, anyone in their right mind would not post their fiddle on an open worldwide forum as you do, well would they.............🤔....................🤭

You love this subject, must be hurting after all these years frozen. 

                                                                                                          There is no punishment for being unfrozen in a frozen land,none,nada,period     That sums it up, no mythical dreamed up "Ive heard this " rubbish/garbage

 

    Cannot/will not change, keep those unfrozen pensions pouring forth       Of course you could quote any punishment fothcoming,implemented ,but somehow I think Ill be awaiting a long long time,probably forever😂

 

       Enjoy the 8.5% rise    £11500 or something like,tasty     Cheerio  lol

None  of this  applies to me, I'm just on holiday. My visa clearly doesn't entitle me to settle here. 

4 hours ago, transam said:

With my chum, they worked out when he left the country, his pension went down to that date, then they pursued the over payment, his Mrs. told me it was 5000 quid.....

No, this is blatant lying. The State pension cannot be reduced,stopped,or any payback undertaken,its the LAW.  Of course if you would kindly point out as a point in law ,be it court records/newspaper reporting it would suffice in my mind at least, and I'm sure the entire world inc TV

 

     You stated years ago it was sickness benefit (its on record)that he was apprehended for, and quite rightly told to pay back its none contributed benefit payment 

 

   So, I am awaiting your further contribution as to the rules and regulation as applied to your friend  Please hurry,as my morning toilet awaits     Thank You

Glad to get the conversation going I am a New Zealander, so it does not bother me what they do with the U.K. government pensions.

1 hour ago, scottiejohn said:

Only by court order!

That is the present law!

 

Please remember you are  getting stuck up with a draft bill, last discussed in December 2023 which in it's present form has no chance of getting thru the House of lords and has little or no chance of getting thru all it's stages before the General Election!

As I have said before "cool down" it ain't going to happen this year!

Have you read the link I provided? The ability for an 'authorised officer' of HMRC to issue a third party notice to a bank or other financial institution is already in place and nothing to do with the DWP matter currently going through parliament.  That bill however, will enhance the overall ability of both authorities to look into your bank accounts. 

 

If the HMRC noticed a potential issue over what look like pension payments going into a foreign account or amounts corresponding with payments in the UK, are you suggesting that they would not pass that information on to the DWP?

 

Signatory's to AEOI are already required to firstly supply details of a foreigner opening a bank account and if subsequently requested, supply further details regarding that account. No court order required to the best of my knowledge.

 

The third party notices and AEOI rules are extant and the bill going through parliament will simply serve to complete the circle.

Edited February 27, 20242 yr by MangoKorat

Seems the timescale to fully bring in the proposed new rules will take 6 or 7 years to be introduced.

 

https://www.dailyrecord.co.uk/lifestyle/dwp-confirms-start-checking-up-32212234

https://www.birminghammail.co.uk/news/cost-of-living/dwp-confirms-full-list-dates-28677547?_ga=2.35146793.98268707.1709038661-1235858373.1709038661

 

Edited February 27, 20242 yr by Georgealbert

The DWP have repeated reported that only Universal Credit, Sickness/disability benefits, pension credits will be investigated, no matter if it spreads to  State pension, nothing will be done.

 

   If I was DWP think Id send proof of life to every recipient even in UK,but the uplift letter every year does that in part.

 

   Its 6 years that DWP has right to clawback, after that its written off

1 hour ago, Doctor Tom said:

None  of this  applies to me, I'm just on holiday. My visa clearly doesn't entitle me to settle here. 

So why did you make your post?

37 minutes ago, Georgealbert said:

Seems the timescale to fully bring in the proposed new rules will take 6 or 7 years to be introduced.

And the chances of being passed by this government are zero IMO!

Hint! a general election!

54 minutes ago, MangoKorat said:

The ability for an 'authorised officer' of HMRC to issue a third party notice to a bank or other financial institution is already in place

Please provide a link to the statute which states that what you say is actually in law WITHOUT A COURT ORDER!

In the case of personal individual/joint accounts the UK at this time!

 

 

Edited February 27, 20242 yr by scottiejohn

4 minutes ago, scottiejohn said:

So why did you make your post?

Humor, not a fan I see 

1 minute ago, scottiejohn said:

Please provide a link to the statute which states that what you say is actually in law in the UK at this time!

 

My goodness, you are a laugh a minute aren't you?  Chill pill man (or woman, or whatever) .