This article, like most uninformed discussions about "Apple Pay in Thailand," is confused. To say that Apple Pay does not work in Thailand is misleading. Because anyone who has a (non-Thai) credit card enrolled in Apple Pay can use it (almost) anywhere credit cards are accepted in Thailand. It's enrolling a card from a Thai bank in Apple Pay that does not work. The main issue for the "visitors" the article references is, in general, not whether Apple Pay works or not. It's whether credit cards are accepted by a given merchant. If credit cards are accepted at a merchant, it's quite rare for Apple Pay to not work, and if that happens, it's pretty likely that merchant accepts no foreign credit cards at all (i.e., not an Apple Pay problem specifically).
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