other possibilities:
some banks do the verification through email or questions , which can be done from anywhere.
or some banks have authentication apps. the authentication code is sent to the app, not your phone. which is not location specific.
Well different state is an entirely different issue than different country.
Also the last thing I would want to do is red flag my accounts beforehand. I seriously doubt any bank would initially reject any non Voip US number. But if an issue came up I can imagine them asking questions. I have in the past have had non matching numbers and addresses but that was pre 2fa.
You are correct. Instead it has misinformation or bias information about things negative to China. Same difference really. Noone wants the real truths released for public consumption.
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