Lazada payment process

[bodo]

I bought something at Lazada and during the payment process my Thai bank account page showed up briefly.

I always use a foreign debit card for Lazada transactions and the payment was indeed completed automatically by using that foreign card.

 

But I found it disturbing that my Thai bank account page showed up during the payment process. It was too quick to see what information was on it.

Anyone else who experienced a similar situation?

 

By the way, I'm using Lazada already for a long time and something like this never happened to me before.

[NanLaew]

What precisely is a "Thai bank account page"?

[bodo]

It showed a page of my Thai bank account app, but because it disappeared so fast I didn't have the time to notice which page it was. I assumed it was the page for confirmation of the payment but then I realized I never use my Thai bank account for Lazada payments.

 

[treetops]

I use an overseas bank card for Lazada and seem to recall they use Kasikorn Bank as their payment processor.  There is a splash screen showing Kasikorn information which appears during the payment process.

 

Could it have been this screen you noticed?

[bodo]

35 minutes ago, treetops said:

I use an overseas bank card for Lazada and seem to recall they use Kasikorn Bank as their payment processor.  There is a splash screen showing Kasikorn information which appears during the payment process.

 

Could it have been this screen you noticed?

 

Maybe, but this is the first time I've seen this screen in quite a few years.

 

I actually use Wise for my Lazada payments. Would they use Kasikorn bank as their payment processor?

[treetops]

23 minutes ago, bodo said:

Maybe, but this is the first time I've seen this screen in quite a few years.

 

I actually use Wise for my Lazada payments. Would they use Kasikorn bank as their payment processor?

 

My understanding is it is Lazada that drives the choice, in which case it would seem to be Kasikorn.  Is your Thai bank account app that you thought was being accessed the Kasikorn app?

[bodo]

50 minutes ago, treetops said:

 

My understanding is it is Lazada that drives the choice, in which case it would seem to be Kasikorn.  Is your Thai bank account app that you thought was being accessed the Kasikorn app?

 

Yes, I have a Kasikorn bank account and a Kasikorn app. A page of the Kasikorn app was displayed briefly, strangely enough.

[treetops]

1 hour ago, bodo said:

Yes, I have a Kasikorn bank account and a Kasikorn app. A page of the Kasikorn app was displayed briefly, strangely enough.

 

I'd be pretty sure that was the Kasikorn system doing the payment processing task you saw and not actually something from the app.

[bodo]

2 minutes ago, treetops said:

 

I'd be pretty sure that was the Kasikorn system doing the payment processing task you saw and not actually something from the app.

 

Kasikorn doing the payment processing on behalf of Wise?

 

And any idea why I've only seen it once? 

 

[treetops]

9 minutes ago, bodo said:

Kasikorn doing the payment processing on behalf of Wise?

 

No, as above, on behalf of Lazada.

 

10 minutes ago, bodo said:

And any idea why I've only seen it once?

 

It's a few weeks since I've ordered anything so my recall may not be accurate, but I think it just comes up momentarily before passing you to the next stage in the process.  It may be if you blink you miss it.  I've a few things in my Lazada basket and will try to order on 8/8, so I'll keep an eye out for it then if no-one confirms here before then that what I describe is correct.