I have over 800,000 in the government savings certificate (lottery scheme) locked into three years. Can this be used for my 800,000?

It seems strange if it cannot, as it is the OFFICIAL government bank and it IS a saving account. I ask as I also have 800k tied up in another traditional savings account that I'd like to unlock if possible (more hope than anything).

Thanks in advance

4 minutes ago, bangadang said:

I have over 800,000 in the government savings certificate (lottery scheme) locked into three years. Can this be used for my 800,000?

It seems strange if it cannot, as it is the OFFICIAL government bank and it IS a saving account. I ask as I also have 800k tied up in another traditional savings account that I'd like to unlock if possible (more hope than anything).

Thanks in advance

Yes. That is where I use mine from.

2 minutes ago, Raindancer said:

Yes. That is where I use mine from.

That's good news. So you just take along the actual certificate, no book?

Just now, bangadang said:

That's good news. So you just take along the actual certificate, no book?

No. I take the bank book> 1 years statements and the letter confirming my account and balance. Plus the certificate.

And of course, I always add a few baht to update the book before heading to immigration, which reflects the balance on the statements and letter.

5 hours ago, Raindancer said:

No. I take the bank book> 1 years statements and the letter confirming my account and balance. Plus the certificate.

And of course, I always add a few baht to update the book before heading to immigration, which reflects the balance on the statements and letter.

Sorry for bothering you again... but the book does not have the amount in it? My book is 100 baht in balance because all the money is in the certificate.

1 minute ago, bangadang said:

Sorry for bothering you again... but the book does not have the amount in it? My book is 100 baht in balance because all the money is in the certificate.

Hi

Ok. Mine showed 50/50 and CM accepted it. The letter showed both amounts. Took a bit of explaining to immigration. But the head honcho approved it. I did this prior to extension, to ensure it was acceptable, thus avoiding turning up, to be turned down.

I am not sure which immigration office you use. Perhaps pop in and explain the situation with bank book and certificate.

The bank book should show the original amount, which corresponds to the certificate. After all, they are only concerned that you have 800k somewhere in your name, that has not been touched for 2 months prior to your extension of stay.

But this is Thailand and not sure if they will apply western logic.

Maybe they will accept it with the usual bank letter, as per mine. But of course there will not be any bank statements for you.

Finally, if they refuse, at least you have enough in your other account for this extension. Maybe next year, after depositing 65k per month, you could use the income method.

And of course you could always revert the certificate back to cash in your account.

Regards.

On 1/25/2026 at 3:53 PM, Raindancer said:

Hi

Ok. Mine showed 50/50 and CM accepted it. The letter showed both amounts. Took a bit of explaining to immigration. But the head honcho approved it. I did this prior to extension, to ensure it was acceptable, thus avoiding turning up, to be turned down.

I am not sure which immigration office you use. Perhaps pop in and explain the situation with bank book and certificate.

The bank book should show the original amount, which corresponds to the certificate. After all, they are only concerned that you have 800k somewhere in your name, that has not been touched for 2 months prior to your extension of stay.

But this is Thailand and not sure if they will apply western logic.

Maybe they will accept it with the usual bank letter, as per mine. But of course there will not be any bank statements for you.

Finally, if they refuse, at least you have enough in your other account for this extension. Maybe next year, after depositing 65k per month, you could use the income method.

And of course you could always revert the certificate back to cash in your account.

Regards.

Thanks, I don't think Bangkok Bank will issue a letter, but if they do, I'll try; if not, I'll pay for the letter anyway on my other account. Thanks.

2 minutes ago, bangadang said:

Thanks, I don't think Bangkok Bank will issue a letter, but if they do, I'll try; if not, I'll pay for the letter anyway on my other account. Thanks.

I assume the other monies you referred to are in Bangkok bank.

They do issue a letter confirming funds, but apparently it takes a week to get it.

4 minutes ago, Raindancer said:

I assume the other monies you referred to are in Bangkok bank.

They do issue a letter confirming funds, but apparently it takes a week to get it.

The letter does not take a week to get. The 1-year bank statement takes a week to get. Bangkok Bank is the only bank that cannot generate a 1-year bank statement on the spot and must order it from the HQ.

1 minute ago, BrandonJT said:

The letter does not take a week to get. The 1-year bank statement takes a week to get. Bangkok Bank is the only bank that cannot generate a 1-year bank statement on the spot and must order it from the HQ.

Thank you for correcting me. You are absolutely correct. More coffee needed 🤣

23 hours ago, Raindancer said:

I assume the other monies you referred to are in Bangkok bank.

They do issue a letter confirming funds, but apparently it takes a week to get it.

Yes, in Bangkok Bank, I will have to get the letter, statements, etc., as a backup. I will try with GSB, but they are stuck in the 1800s, so it's 50/50 at best - then if I get the letter, it's a small chance I will accept it, but it's worth a shot! If they do, I can take out the 800,000 - but, of course, next year they may NOT accept it TIT!.

7 minutes ago, bangadang said:

Yes, in Bangkok Bank, I will have to get the letter, statements, etc., as a backup. I will try with GSB, but they are stuck in the 1800s, so it's 50/50 at best - then if I get the letter, it's a small chance I will accept it, but it's worth a shot! If they do, I can take out the 800,000 - but, of course, next year they may NOT accept it TIT!.

It might ease your concers if you popped into immigration, and asked regarding the certificate from GSB.

Mine is due in April and I will go with the same details as last year.

I suppose it depends upon your local office.