22 minutes ago, dayo202 said:

I question whether Revolut is using SWIFT.

Revolut swift fees are built into they money exchanged rates.

Paste and copied from Revolut:-

Revolut predominantly uses the SWIFT (Society for Worldwide Interbank Financial Telecommunication) network to send money overseas to bank accounts in over 160 countries. R Revolut +2

It's normal for thai banks to charge circ 500 baht when they receive a swift payment

On 6/5/2026 at 11:01 AM, wil iam not said:

On 6/5/2026 at 11:01 AM, wil iam not said:

Was it FTT coded....International Transfer?

I have just done Bht3000 WISE THB to BKK Bank, giving Long Stay as the reason. It will arrive at 13.13pm on Monday exactly as all my previous transfer have.

Apologies for taking so long to respond. To answer your question, yes it was FTT coded.

I am now somewhat curious to see whether next month's transfer will also whizz through in the blink of an eye or whether it will revert to its usual four and a half hour time frame?

Edited June 18Jun 18 by Farmerslife

45 minutes ago, Farmerslife said:

Apologies for taking so long to respond. To answer your question, yes it was FTT coded.

I am now somewhat curious to see whether next month's transfer will also whizz through in the blink of an eye or whether it will revert to its usual four and a half hour time frame?

I did this month's Immigration Transfer via Revolut. Almost instant and coded as FTT at Bangkok Bank. Very little difference in the final deposit amount, Bht 300.

I transferred 10,000 baht to BBL this morning and it arrived in seconds.

17 hours ago, wil iam not said:

I did this month's Immigration Transfer via Revolut. Almost instant and coded as FTT at Bangkok Bank. Very little difference in the final deposit amount, Bht 300.

Thanks, it is always useful to know of an alternative.

To date, I have not had any problems with WISE. A four and a half wait has never troubled me, so even if my recent experience proves to be a one off, I will continue with WISE for the time being.

Made a transfer yesterday, 1000, pounds, received in my Thai Bank SCB, 8 seconds.

I just came across this topic whilst perusing!
Many are under the impression that Barclays (and HSBC) are as good, if not better than, Wise. This is simply because they have a zero transfer fee.

This is from today:

A 900฿ difference in favour of Wise against Barclays on a £1000 transfer is not a sum worth dismissing.

On 6/19/2026 at 11:07 AM, Skinman said:

Made a transfer yesterday, 1000, pounds, received in my Thai Bank SCB, 8 seconds.

Same from USA cannot complain 6 seconds into Kasikorn even after banking hours no prob multiple days in a row.

But I do see if you get above say $1400 USD it will take days....So I just bite fees & send a few 1000 USD & 6 seconds done deal. I am ok with that for now.

If I want to do big transfers I use my US credit Union thru Bangkok Bank NY & it costs only $25 done in a few hours but no guaranteed rate

On 6/25/2026 at 6:52 PM, Madgee said:

I just came across this topic whilst perusing!
Many are under the impression that Barclays (and HSBC) are as good, if not better than, Wise. This is simply because they have a zero transfer fee.

This is from today:

A 900฿ difference in favour of Wise against Barclays on a £1000 transfer is not a sum worth dismissing.

And less than 300 baht for HSBC according to that.....I understand to some that may be relevant but if you don't have Wise already......

What would the figures be for a 5k, 10k or a 20k transfer. Ie where does it turn the other way?

Strangely enough, I did work out the the break even point and it was about the 21k mark. Obviously it depends on the exchange rate, and Wise do a different, beneficial rate for larger amounts.

Someone mentioned Remitly on here recently. They were impressed at their efficiency but added that the costs were a tad higher.

I received 65,590 Baht from Wise last week for 1500 English pounds, Remitly quoted 64,700.

Will see what the changes with Wise have in store, but sounds like a decent back up.