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Goodbye Thailand

Featured Replies

17 minutes ago, BritManToo said:

So you agree with me, the NHS ain't that great.

I do, although from those I know the treatment is good once you finally get it. But you have neatly sidestepped (read ignored) that my response to you was that your post stated (as fact, as you didn't qualify it in any way) that your treatment would all be by 3rd world nationals. Which is both derogatory and racist. And inaccurate.

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  • BritManToo
    BritManToo

    I always use government hospitals, they've never asked to transfer me to private hospital. My local one has all the latest gear, if not the best doctors. Back in the UK the hospital staff would have a

  • JohnO958
    JohnO958

    Don't let the door hit you in the ass - NOBODY CARES!! - BUH-bye!!

  • newbee2022
    newbee2022

    "Not registered to pay Thai tax, nobody has ever asked me to do that." Actually nobody will ask you but it's your duty to do so. Maybe in the future at the immigration (extension of stay) you will wi

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Xrules is not the only one.

When old age comes and/or serious medical conditions, more of us,

including me , will be forced to go back.

In most of the EU countries , medical care is way better

and affordable (near free) than here in Thailand.

Medical hub ?? 555

Government hospitals are a nightmare,

private way too expensive.

Hospitals back home are NOT profit driven like private hospitals here.

23 minutes ago, Bangkok Barry said:

I do, although from those I know the treatment is good once you finally get it. But you have neatly sidestepped (read ignored) that my response to you was that your post stated (as fact, as you didn't qualify it in any way) that your treatment would all be by 3rd world nationals. Which is both derogatory and racist. And inaccurate.

3rd world isn't a race though.

Back in the UK, my NHS dentist was Ukranian ...... 3rd world.

On 6/28/2026 at 4:31 PM, XRules said:

Two being they dont want to be seen encouraging old men on the Pension to live overseas (and enjoy their lives away from fat ugly Aussie feminist women).

I think another line of reasoning by the Australian government is that if a pensioner stays in Australia they spend their pension within Australia, but if they live overseas then their pension is effectively money leaving the country, becomes a deficit. One person is not a problem but many thousands living overseas becomes a multi-million dollar a year problem. The governemt have to balance our pensioners living overseas vs foreign pensioners living in Australia. What I say might be BS but it is a thought I have.

6 hours ago, Tyke said:

What about waiting lists for free treatment in Oz?

3 years ago I developed a hernia and decided I needed to get it looked at. I went to my GP and he referred me to a major government hospital in Melbourne (Australia). I was on a waiting list because it was deemed to be elective surgery. After 6 months I decided I did not want to wait any longer and booked myself in to a local private hospital with hernia specialists. I was operated on about 10 days later and eliminating the wait cost me $5000. But it was worth it for me at the time. About 18 months later I received an email asking me to come in for a consultation because I finally got to the front of the list. The wait would have been 2 years.

About a month ago I was feeling chest pains that frightened me. I checked Google and the recommendation was to go an ER as soon as possible. I was a bit embarrassed to call an ambulance so hopped on a tram and was in the ER 20 minutes later. As soon as I mentioned to the admitting staff that I had chest pains I was immediately taken into the ER ward, stripped, had line placed in my hand and hooked up to monitoring equipment. Zero wait. I was there for almost 24 hours, and had blood tests, CAT scan, X-rays, and constant monitoring on ECG machines. When all the tests came back normal I was told to rest in the bed till morning and then I was free to leave. Cost? Zero. Waiting time? close to zero.

TLDR: In Australian government hospitals for elective procedures you wait, but for emergencies there is no wait. Bother are free.

Edited by Dexxter

58 minutes ago, Dexxter said:

What I say might be BS but it is a thought I have.

I think you're right.

Some countries are starting to implement "exit taxes".

Probably because too many people are leaving.

My limited experience of Thai public hospitals has always been good, and my experience in private hospitals has also been good, but they are expensive.

I pay all my taxes in my home country and would never register here, but that may become academic if the new proposals are accepted

Thai Revenue Department Drafts Foreign Income Remittance Tax Relief | HLB Thailand

6 hours ago, XRules said:

No waiting list - we both still have an active Medicare card/account.

If you stay away continuously for over 5 years (no visits etc.) then your account lapses and you reapply and coverage is immediate. We have maintained an address etc in Australia - so no problems.

If you stay away under 5 years the account is automatically renewed when you arrive back and they will send you a new card to your new address after you provide that to them.

The waiting time for a hip replacement using the public hospital system is currently around six months, depending on lacation.

Saying there is no waiting list is incorrect.

Private health insurance is the way to go and not that expensive . Then there isn't much of a wait for any treatment

Currently $320 for me,70, and wife, 60, per month, although this is likely to increase since the Labor government is going to decrease the private health exemption percentage for the over 60's.

I guess it's their way of moving older people off the private health system on to the public system and see a lot of them die due to the lengthy waiting time for treatment, and in the process reduding the drain on treasury due to aged pension payments ceasing.

.

Edited by emptypockets

  • Author
On 6/29/2026 at 11:43 AM, newbee2022 said:

Not really. There are insurances with high deductibles and increasing premiums.

And there are insurances without increases.... unless you will have a case. So the trick is to wait and pay by yourself till the big bang during the last days of life (or cancer) when you need them to cover millions of Baht.

Good luck with that - hope it works out the way you want.

  • Author
On 6/29/2026 at 12:02 PM, wavodavo said:

You are making the right move if you will be needing ongoing medical care. I would say that Australia has one of the best medical system in the world.You have the choice of paying for expensive private insurance or using the free public system including hospitals , doctors , allied health eg physios etc. x-rays CT scans MRI scans. For pensioners free dental and most chemist scripts are only $7.70 .The ones that are not subsidised under the PBS Scheme are only $25.00. The only downfall you will find is the very high cost of living electricity , insurances , rents food , council rates but you will still be in front if you just have to have one major operation in one of the the free hospitals.The pension scheme is also generous. Good luck with your move.

Thanks mate - much appreciated. Yes I will be on drugs and tests for rest of my life - plus I have a few existing issues that will only get worse. The cost of living is higher for sure, but it is not as bad as it used to be. When I fist came to live in Thailand over 12 years ago the difference was huge - not so anymore - and medical stuff has increased a lot. We were in Aust during/post Covid and it is not hard to live cheaply - in particular dont go to restaurants and shop only at Aldi etc. And golf is far far cheaper - sick of paying $30-$40 for a caddie who cannot read the greens well (some can, most have no clue).

  • Author
On 6/29/2026 at 3:09 PM, Dexxter said:

I think another line of reasoning by the Australian government is that if a pensioner stays in Australia they spend their pension within Australia, but if they live overseas then their pension is effectively money leaving the country, becomes a deficit. One person is not a problem but many thousands living overseas becomes a multi-million dollar a year problem. The governemt have to balance our pensioners living overseas vs foreign pensioners living in Australia. What I say might be BS but it is a thought I have.

That is a line of reasoning for sure, but there are also many thousands of people living in retirement in Australia with their money coming in from overseas - not as many pensioners but quite a few and many well-off people (especially from Asia). Getting basically free world class medical services is a very good reason to live in Australia and become a Resident - dont need to be a Citizen for that.

  • Author
On 6/29/2026 at 4:28 PM, emptypockets said:

The waiting time for a hip replacement using the public hospital system is currently around six months, depending on lacation.

Saying there is no waiting list is incorrect.

Private health insurance is the way to go and not that expensive . Then there isn't much of a wait for any treatment

Currently $320 for me,70, and wife, 60, per month, although this is likely to increase since the Labor government is going to decrease the private health exemption percentage for the over 60's.

I guess it's their way of moving older people off the private health system on to the public system and see a lot of them die due to the lengthy waiting time for treatment, and in the process reduding the drain on treasury due to aged pension payments ceasing.

.

We have missed the point - You meant waiting to get 'elective' medical services, and I meant waiting to qualifying for free medical treatment.

Yes you are right, there is a waiting list for some 'elective' surgery and treatments - but if you have an accident and/or fall down stairs the surgery is done immediately if it is required. I will check out the private insurance for sure when I return - but not having had it for many years there will be no rebates and a large loading penalty. I saw they have reduced the exemptions for private insurance for 60+ and it sickens me that they implement a policy that basically forces people to take out insurance and then in the later years they reduce the benefits and increase the costs. I am definitely not returning because of how Aust is being run by both left and right wing Govts - especially their ridiculous over-the-top enforcements and penalties for driving a car a little over the limit - and their spending billions on Aborigines and the handicapped.

On 6/29/2026 at 7:29 AM, BritManToo said:

So you agree with me, the NHS ain't that great.

My own experience of the NHS has been great. And not all the doctors and nurses are foreigners, that's baloney

On 6/26/2026 at 1:23 PM, XRules said:

We (Thai wife and I) are going back to live in Australia. We are both Citizens and that was why we lived in Australia for a few years, waiting for my Pension eligibility date to arrive, and for the Wife could be come a Citizen. There are three main reasons we are leaving - Medical Services and Costs - Immigration - Taxation.

For those unaware the the emergency Medical Services in Hospitals and Clinics in Australia are free for Aust Citizens, and for those who are retired, the vast majority of other Medical Services and Medications are heavily subsidised. This hit home to me about here (Quality and Costs) when I had to suddenly go to a Thailand Private Hospital (going to a Public one means stabilisation and transfer to a Private Hospital - that is the 'directive' here). The costs were horrendous - way more than I ever anticipated - and the quality was poor (compared to Australian Hospitals). Both my Parents were medical professionals and one of my daughters is a Theatre Nurse - I know a fair bit about all that stuff (quality and costs). I wont name names but I have so far paid 450K Baht - I complained and appealed but it was a complete waste of time - they refused to negotiate. I pointed out that I could buy a box of 100 of certain item in Australia and yet you charged me 6900 Baht - their response to that and all others I raised was 'that is charge we charge' - they should have truthfully added 'to all Foreigners'.

Thailandculture insights

I had always intended to return and live in Australia when I was in late 70s - the prospects of going through the 'end game' of life in a country where medical services are at best problematic outside of the main Bangkok Hospitals and at worst are just backward, was never in my plan. Plus having to burn through a large share of my money (being the Wife's inheritance) was never going to happen, if I could avoid it. I have seen it happen to 2 Aussie Expats, and they both 'wasted' millions of Baht, that would otherwise have gone to their wives - one wife has had to go back to work and she is in her 60s (daughter at Uni).

I had always planned that the 'Expat Deposit' mandated to stay in a Thai bank account would be my 'insurance fund' if anything serious happened to my Wife or I - that has now all gone and some more. For a medical service and treatment that would have been free in any high quality Australian Hospital (yes they are all top notch), and would have cost up to $10,000 AUD (250k Baht) at a top private hospital. I know Yanks etc cost more - but for Aussies the Math does not add up.

The constant grind of reporting to the local Police every 3 months, and the annual extensions processes and their constant changes and crackdowns, and all the other Immigration rules and laws has worn me down - I have been sick of it for many years. I was putting up with it and now I am leaving I am extremely relived not to have to go through it again and again and again. I am extremely pleased never to have to be given another 10-15 minute lecture (in Thai) inside my house by some tinpot general about how lucky I am to be allowed to spend over a million baht a year in Thailand and live with my Thai wife.

Thailandculture insights

IMO it is very clear that Thailand is implementing a new Taxation System, such that most people (Thais and Foreigners) will have to lodge a tax return. Their target is the unpaid taxation of those Thais who earn a lot of money through businesses and investments but never lodge a tax return, and the untaxed foreign income earned by Thai Tax Residents overseas. For those unaware, foreign income earned by a Tax Resident in Thailand is not taxable unless it is remitted into Thailand, and it is also tax exempt if it is remitted into Thailand more than 12 months after being earned. That will all change under the new system, such that income earned anywhere in the world by a Thai Tax Resident will become taxable income. This is the standard tax arrangement for most countries - and it is a part of the changes being implemented by Thailand to become 'OECD Compliant'.

I strongly recommend all Aussie Expats at least plan for an alternative living situation - just in case a new Thai tax system is implemented and Expats are included - Govt Pensions, Superannuation, Savings, Investments will all be targeted. IMO they will screw it up and they dont give a rat's rear about retired Expats - the Thai Govt will play on the Xenophobia. IMO Philippines or Vietnam are the current best bet for Aussie Expats. Both countries exempt foreign income earned overseas if it has been subjected to that country's taxation system - there has been no indication by Thailand that they would follow that same exemption. If the TRD does not give that exemption then IMO get out before they demand a tax return. For those saying it wont happen, I truly hope you are correct, but I would refer you to recent articles in the media - especially the one that states that the TRD and Immigration are working together to 'better manage' all long term Expats living in Thailand (not published here). And with the drive by Thailand to become OECD Compliant (for Trade benefits) this will mean a massive change to their taxation system and it will impact Expats.

It seems like you are under funded and Australia is your fix. Probably the best option but blaming Thailand is insincere or misplaced. You are the first person I've known that was forced to go to a private hospital which is strange. I would have put my energy into arguing that you didn't have the funds for a private hospital instead of complaining about the a box of 100 (why not tell us the item?). I bet your bill would have been around 125k in a nice public hospital.

We all have our own opinions about medical care but I've unluckily got to sample it often in the past here in Thailand. Compared to America is was almost free. The option to have nice and not too expensive private rooms is wonderful. I got great care but it wasn't perfect.

As for the tax consequences of living here???? You are in your 70s and assume not working. What tax consequences?

I have a feeling you are going to miss this country with all its imperfections once you settle down in Australia. Australia is one of the most expensive countries to do anything but you do have free health care which is huge. If you stay at home and eat like a monk it would probably be comparable to living it up here.

Regardless, best of luck to you and the wife. Australia is a beautiful country and I hope the wife likes it there.

On 6/29/2026 at 8:37 AM, Bangkok Barry said:

Brits just can't help themselves making racist comments.

Any other nationality or skin color you don't like?

I have no opinion on Brits other than they need more dentists.

48 minutes ago, bannork said:

My own experience of the NHS has been great. And not all the doctors and nurses are foreigners, that's baloney

I flew in from Shannon to Edinburgh every weekend. I was feeling like a foreigner, indeed 😁

5 minutes ago, newbee2022 said:

I flew in from Shannon to Edinburgh every weekend. I was feeling like a foreigner, indeed 😁

I flew into Heathrow many years ago.

It seemed like mostly Indians / Pakistanis (?) working at the airport.

But I guess they are low level jobs anyway.

11 minutes ago, save the frogs said:

It seemed like mostly Indians / Pakistanis (?) working at the airport.

Would you do the same job as them?

15 minutes ago, save the frogs said:

I flew into Heathrow many years ago.

It seemed like mostly Indians / Pakistanis (?) working at the airport.

But I guess they are low level jobs anyway.

Probably. I was working as a locum in the Royal Infirmary in Edinburgh. Well paid.

6 minutes ago, Why bother said:

Would you do the same job as them?

I've had to take on some crappy jobs.

But real corporate jobs are so stressful and full of bs that crappy jobs are not necessarily that crappy, apart from pay.

1 minute ago, emptypockets said:

The waiting time for a hip replacement using the public hospital system is around six months. Saying there is no waiting list is incorrect.

1 hour ago, XRules said:

We have missed the point - You meant waiting to get 'elective' medical services, and I meant waiting to qualifying for free medical treatment.

Yes you are right, there is a waiting list for some 'elective' surgery and treatments - but if you have an accident and/or fall down stairs the surgery is done immediately if it is required. I will check out the private insurance for sure when I return - but not having had it for many years there will be no rebates and a large loading penalty. I saw they have reduced the exemptions for private insurance for 60+ and it sickens me that they implement a policy that basically forces people to take out insurance and then in the later years they reduce the benefits and increase the costs. I am definitely not returning because of how Aust is being run by both left and right wing Govts - especially their ridiculous over-the-top enforcements and penalties for driving a car a little over the limit - and their spending billions on Aborigines and the handicapped.

Welcome back to the communist state of Australia.

Escaped to canada.

Besides free healthcare we also get free dental.

I am billing Mark Carney every month for something.

49 minutes ago, atpeace said:

It seems like you are under funded and Australia is your fix. Probably the best option but blaming Thailand is insincere or misplaced. You are the first person I've known that was forced to go to a private hospital which is strange. I would have put my energy into arguing that you didn't have the funds for a private hospital instead of complaining about the a box of 100 (why not tell us the item?). I bet your bill would have been around 125k in a nice public hospital.

We all have our own opinions about medical care but I've unluckily got to sample it often in the past here in Thailand. Compared to America is was almost free. The option to have nice and not too expensive private rooms is wonderful. I got great care but it wasn't perfect.

As for the tax consequences of living here???? You are in your 70s and assume not working. What tax consequences?

I have a feeling you are going to miss this country with all its imperfections once you settle down in Australia. Australia is one of the most expensive countries to do anything but you do have free health care which is huge. If you stay at home and eat like a monk it would probably be comparable to living it up here.

Regardless, best of luck to you and the wife. Australia is a beautiful country and I hope the wife likes it there.

My thaI born wife loves living in Australia.

We are self funded retirees. Visit Thailand every year.

Not sure what you are saying about living in Australia.

1 hour ago, newbee2022 said:

Probably. I was working as a locum in the Royal Infirmary in Edinburgh. Well paid.

Yes, of course you were. Sounds totally plausible......

1 hour ago, emptypockets said:

My thaI born wife loves living in Australia.

We are self funded retirees. Visit Thailand every year.

Not sure what you are saying about living in Australia.

I was saying it is a beautiful country and I hope his wife enjoys being there. Zero sarcasm :)

  • Popular Post
1 hour ago, BritManToo said:

3rd world isn't a race though.

Back in the UK, my NHS dentist was Ukranian ...... 3r

13 hours ago, atpeace said:

Any other nationality or skin color you don't like?

I have no opinion on Brits other than they need more dentists.

I'm a Brit, and ever since I was a kid in the 50s I've heard racist comments. Back then, the targets were co*ns and n*ggers from the Caribbean or Africa, there were Pakkies from Pakistan, and Indians - many from Uganda who were thrown out by a murdering dictator and who then opened corner shops serving locals long after the 'white-owned' shops had closed for the day. The irony is that I doubt many of those who complain about 'outsiders' actually know any, who just want what those who resent them want - a home, a job, a family.

I have mixed race family, I'm married to a Thai so I'm in one myself, I've know several Indians well, going on holiday with someone I affectionally called 'Turban Top' without him being offended, I've shared a house with an Indian family, eaten with my Indian boss and her family. All normal people, just like the Brits who for some reason think they are a superior race.

29 minutes ago, Bangkok Barry said:

I'm a Brit, and ever since I was a kid in the 50s I've heard racist comments. Back then, the targets were co*ns and n*ggers from the Caribbean or Africa, there were Pakkies from Pakistan, and Indians - many from Uganda who were thrown out by a murdering dictator and who then opened corner shops serving locals long after the 'white-owned' shops had closed for the day. The irony is that I doubt many of those who complain about 'outsiders' actually know any, who just want what those who resent them want - a home, a job, a family.

I have mixed race family, I'm married to a Thai so I'm in one myself, I've know several Indians well, going on holiday with someone I affectionally called 'Turban Top' without him being offended, I've shared a house with an Indian family, eaten with my Indian boss and her family. All normal people, just like the Brits who for some reason think they are a superior race.

Not keen on Indians or Pakistanis, no problem with West Indians or Christian Nigerians.

I'm more concerned with religion than race, Christians generally OK.

My family also mixed race.

3 minutes ago, BritManToo said:

Not keen on Indians or Pakistanis, no problem with West Indians or Christian Nigerians.

I'm more concerned with religion than race, Christians generally OK.

My family also mixed race.

I agree that the current problem is with religious fanatics. The problem there though is that all those of a religion or nationality are often tarnished with the same brush.

I'm more concerned with religion than race, Christians generally OK.

Lots of people in cults don't care about the "minor" character flaws in their leaders* as long as they are the 💯% correct religion.

Of course this person KNOWS without a doubt which religion that is. 😄

My religion.

Everyone else is worshipping the devil. 👹

* Christian Leaders, # of deaths (M)

Adolf Hitler, 70-85

Leopold II of Belgium, 10

Woodrow Wilson, 2+

Harry S. Truman, 0.2

George W. Bush, 1+

King Philip II of Spain, ?

Oliver Cromwell, ?

Napoleon Bonaparte, 3-6

Kaiser Wilhelm II, 15-20

Christopher Columbus, 3+ (indirect disease vector)

Edited by SiSePuede419
Asterisk

On 6/29/2026 at 4:06 PM, save the frogs said:

Some countries are starting to implement "exit taxes".

Probably because too many wealthy people are leaving.

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