4 minutes ago, kimothai said:

I had the same thing. I just gave them my sister's address. Nobody is verifying.

I don't know about that either way.

Yes I could have given them a US address.

However the reason I really didn't want to do that is they were filing an official and "signed" IRS federal form. I've filed with the IRS for decades with a Thai address.

To have that form showing a US address seemed like a bad move.

On 8/4/2026 at 6:02 AM, sqwakvfr said:

Does this sound true to anyone:

Just don’t mix up the Pink ID card and your driving licence with your TIN when dealing with Krungsri.

I have now given Bangkok Bank my Pink ID card, driving licence, yellow house book, my wife’s house book, and proof of my phone number. For some reason, the head office even reprimanded the bank officer because she could not prove that we were married, even though we have never registered our marriage in Thailand and I am on a retirement visa.

Should be a walk in the park from now on! We’ll register our marriage when we’re back. I’m sure a few more surprises will show up along the way. 😉

On 8/4/2026 at 1:49 PM, VocalNeal said:

Having been posting here for almost 20 years it beggars belief that people are still using Bangkok Bank.

Hardly any post regarding problems with other banks.

I have been with Bangkok Bank since Jesus was a baby. Never had any problems. Therefore, I have a feeling I am not being treated like a proper moaning git farang. Who should I complain to?

Edited August 5Aug 5 by NanLaew

This is why I have not closed any of my Thai bank accounts. Keep them and the corresponding credit cards active no matter what. Just before I retired and gave up my WP I opened a new account at Citibank, and got a new credit card from them. Those are now with UOB of course.

I counsel everyone to do the same.

On 8/4/2026 at 1:49 PM, VocalNeal said:

Having been posting here for almost 20 years it beggars belief that people are still using Bangkok Bank.

Hardly any post regarding problems with other banks.

If you are American you have few choices

On 8/5/2026 at 1:24 PM, orchidfan said:

I must have been (am) lucky as I've banked with BBL for 20 years, having piggy backed on my wife's existing customer relationship with them to open my first (and only) Thai bank account.

They returned 100% of monies scammed from my account a few years ago, and only noticed by me because of their quick sms service. (un-explained multiple smallish withdrawals over a short period)

They provide me on the spot "bank letter" and statements for immigration (marriage extension).....no hassles

They handled a renewed "customer ID proof" following a system upgrade, quickly and efficiently .

In fact, the Customer Service Manager, a quite attractive lady, told me if I ever have any future problems, " I will service you personally ".....can't wait! 😋

So, no real complaints. So far 🙏

Can you explain what she was going to do when she said she would service you, sounds like my kind of banker - 555

25 minutes ago, sangtip2 said:

If you are American you have few choices

Do some Thai banks restrict or deny account ownership by Americans?

The irony here is that the trigger for this paranoia among banks worldwide, and the completely excessive demands banks place on their customers, was the USA itself. It is and was the USA that imposed outrageous demands on all countries, ostensibly to combat tax evasion and money laundering, only to refuse to meet these same requirements itself. This was especially true for countries with strong banking sectors, in order to eliminate unwelcome competitors.

On 8/7/2026 at 7:16 AM, NanLaew said:

Do some Thai banks restrict or deny account ownership by Americans?

Some do, thanks to the bureaucratic FATCA nonsense insisted on by the IRS.

8 hours ago, OJAS said:

Some do, thanks to the bureaucratic FATCA nonsense insisted on by the IRS.

Are these accounts refused because the American applicant either isn't compliant or doesn't want to comply with FATCA and AMLO requirements viz declaration of tax ID, domicile, etc..?

3 hours ago, NanLaew said:

Are these accounts refused because the American applicant either isn't compliant or doesn't want to comply with FATCA and AMLO requirements viz declaration of tax ID, domicile, etc..?

I think the most likely scenario is that the staff at a branch doesn't want to do the extra work required and just sends the applicant away, giving them "some" reason why they can't open an account. Of course that can happen to other foreigners too.

If the applicant fails to cooperate or comply, that would obviously lead to a rejection anywhere.

On 8/7/2026 at 7:16 AM, NanLaew said:

Do some Thai banks restrict or deny account ownership by Americans?

Internationally that is not at all uncommon.

I'm not aware of any Thai bank poilicies being based on that though.

So some guy emails this guy at integrity and the rumors start. FWIW, last Thursday, I ordered a one year bank statement from Bangkok Bank and only needed my passport and valid visa as usual. Just came back from another branch of Bangkok Bank where I also did business this morning. Again, just needed passport and valid visa as usual.

2 hours ago, Caldera said:

I think the most likely scenario is that the staff at a branch doesn't want to do the extra work required and just sends the applicant away, giving them "some" reason why they can't open an account. Of course that can happen to other foreigners too.

If the applicant fails to cooperate or comply, that would obviously lead to a rejection anywhere.

Good point, well-made. We are all aware of the many ways that "too hard" manifests itself here in Thailand, from "cannot" from the lazy staffer at the bank to "no have" from the lazy staffer at the home improvement store.

On 8/4/2026 at 1:49 PM, VocalNeal said:

Having been posting here for almost 20 years it beggars belief that people are still using Bangkok Bank.

Hardly any post regarding problems with other banks.

Americans don't have as many choices as you do. As I understand it Bangkok Bank and K-Bank are the only banks who will even talk to an american.