Yeah, a bit marginal for a 15/45, although diversity would play a big part in reducing the actual loading.
It would of course be much better than your current 5/15.
Some of us have suspected that Biden and his fellow travelers of Obama, Pelosi, and many more from both sides of the house and senate have been looting the public purse for years. The Thais call it being unusually rich, or something like that, given their wages as a representative.
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