If you have nothing to hide just get the tax number it is very easy it takes less than 5 minutes to apply although the form is only in thai at the moment. Espcially if you are american with only social security for income. I don't think we have a choice not to file. how long do you think it will be before a tax id will be part of the long stay visa application?
Deposit it into a Thai bank, pay the fee, wait 30 days for it to clear.
Have a friend deposit it into their US account, wait for it to clear and get the money.
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