Money And Borrowing

[drdredd2012]

Where can farangs turn for private lenders

[PomRakBKK]

You don't want to go down this road..

[afp76]

drdredd2012:

I strongly encourage you to listen to PomRakBKK.

Lending money privately, especially from a loan shark is most likely going to end in misery.

What do you need money for?

[mogandave]

Security?

How much?

[Semper]

You don't want to go down this road..

Oh, but he wants. From another topic;

I am in a bit of a sticky situation. I earn a decent teachers salary but my demanding thai gf wants the dowery two months before the wedding. I arranged myfinances to pay for the wedding in january.any advice or where to turn for some quick cash

[rgs2001uk]

You don't want to go down this road..

Oh, but he wants. From another topic;

I am in a bit of a sticky situation. I earn a decent teachers salary but my demanding thai gf wants the dowery two months before the wedding. I arranged myfinances to pay for the wedding in january.any advice or where to turn for some quick cash

Well spotted Semper, ditch the bitch.

Turn to the potential MIL no doubt she can arrange generous terms, what a mug.

[transam]

You don't want to go down this road..

Oh, but he wants. From another topic;

I am in a bit of a sticky situation. I earn a decent teachers salary but my demanding thai gf wants the dowery two months before the wedding. I arranged myfinances to pay for the wedding in january.any advice or where to turn for some quick cash

Well spotted Semper, ditch the bitch.

Turn to the potential MIL no doubt she can arrange generous terms, what a mug.

Well done Semp. And yes, ditto.

[kevvy]

they will charge you daily interest and you will not be able to pay it back , they will get their hooks into you and you think because you are a farang they will not do this ...

[jacktrip]

thanks for the tip. i may look into this if i leave the country.

[ripstanley]

Must be desperate for a loan. Also posted same question in another thread. http://www.thaivisa.com/forum/topic/549659-loaning-out-money/page__st__50

[cheeryble]

I am in a bit of a sticky situation. I earn a decent teachers salary but my demanding thai gf wants the dowery two months before the wedding.

You're in as sticky a situation as you wish to immerse yourself.

Hope you realise the limerance disappears after three months.

Save yourself the waste of those months.

ps: guess you're not an English teacher......

[drdredd2012]

She wants 250k I don't know what to do there's another issue BABY is invovle she is prego too

[MiG16]

While the issue of how much, how, whether it's returned etc arises about sinsod, there can be lots of different answers subject to individual arrangement

However, what I can say for sure is that no part of Thai culture dictates that you should spend above what you can afford, and certainly not by getting yourself into debt , let alone borrowing from extortionate and likely dangerous lenders. I speak as a Thai.

If you want to marry her and have limited money, let her know what you can afford, and if her interest in you is real, she will make it happen and will deal with her family.

If there is a baby involved, all the more reason for the girls family to stop demanding sinsod that the groom can't afford. Else there won't be a wedding, and the people who are in bigger trouble is the girls family. (pregnant unmarried daughter is definitely worse than wedding without sinsod. If they need the 'face' aspect that much, the family might even chip in to put the sinsod money for show)

All the best

[Mark1971]

She wants 250k I don't know what to do there's another issue BABY is invovle she is prego too

Here is what I would do in your situation.

1.Clearly explain your financial situation to your girlfriend.

2. Ask her to clearly explain why she needs 250K now.

I can't think of any reason why she would need the money 2 months before the wedding, but maybe she has one.

If you can't agree with her reason why you must provide this money (which you can't afford) leave your job, move and walk away from her.

I know you are worried about your unborn child, however the worst thing you can do for the child & yourself is to marry someone who emotionally blackmails & walks all over you.

You can always maintain contact with your child in the future, though there will probably be a financial price to pay.

[Mark1971]

Often the family just want to see a large sum of cash at the wedding, to maintain face in the community.

This can be borrowed & immediately returned.

You can even agree to pay it for real at a set point in the future, when you can afford it.

[justcruisin]

Just get the hell out of Dodge City, you poor man, your world looks like it's about to implode!

Some good replies here, she does not need 250K to have a baby.

Go and have a chat with her parents, if they need the dosh to show face, tell them you will pay the loan interest for that day and then they can return the money within 24 hours.

[Dancealot]

Man up dredd

[cheeryble]

Bear in mind that Thais will often make outrageous demands.

You simply say NO and you'll get a lousy face for a day then things will be back to normal, and they'll be slightly less conditioned into believing you're a mug.

BTW don't get into a discussion when you say no, you may state a reason briefly but don't ask for their opinion and be short and very clear.

[drdredd2012]

I am trying to do the right thing but it seems too rough ahead with her and her family. Considering jumping ship anything I should worry about

[tombkk]

I would say walk away, but her being pregnant adds another dimension.

Did they somehow get the impression that you are rich and this is a reasonable amount for you? If so, can you clarify that this amount would ruin you and would therefore be no good for their daughter and their grandchild?

I am surprised that parents-in-law to-be would make demands beyond the bridegroom‘s means.

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[Mark1971]

I am trying to do the right thing but it seems too rough ahead with her and her family. Considering jumping ship anything I should worry about

Yes, there is something you need to worry about.

Your unborn child.

You need to decide if you are going to be a father to the child, or are you going to walk away.

[Mark1971]

It's not your future child's fault you & your girlfriend are in this situation.

Doing what is best for your child is what a real man would do in this situation.

From the limited information you have provided it sounds like you are only thinking of getting married because your girlfriend is pregnant.

Additionally your girlfriend is pressuring to give her parents money you can't afford.

This doesn't sound like the start of a happy marriage to me.

[NeverSure]

Judas Priest, another one.

[The Pundit]

Hate to say this but if I was you I'd demand a DNA test first,they may be demanding money before the wedding and baby's birth knowing full well it'll come out looking the spitting image of Somchai,your girlfriend's 'Brother'!

Something very fishy going on here,be very careful!

[farangme]

If the family/gf are pressuring you to do something beyond your means now, that's a very bad sign regarding your future together. Good idea to consider walking if they won't accept what you're comfortable with. Considering borrowing money from a loan shark to pay sin sod is CRAZY. If they are so stuck on this demand, it would appear they have no interest in a sustainable relationship with their daughter and absolutely no concern for you. Bail now or expect more misery in the future. You can still send support for your child.

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[ukrules]

Are you 100% sure she's pregnant ?

[Styx]

tell her you want sinsod for your parents too

[ALFREDO]

How many month pregnant? You sure, it is yours? Ask why, they need that sum of money up front?

Interesting story, if true. You are not the Teacher from Romania, with the GF working in LOTUS? are you?

[Payboy]

Are you 100% sure she's pregnant ?

Yeah, she's expecting a windfall.

[Songhua]

The path you plan on taking is paved with thorns.

You have only two choices here OP. Tell her you don't have it or ..... tell her you don't have it.