Best Travel Insurance

[alyx]

Hey

Does anyone know about a sound travel insurance: the keywords are top refund for lost/damaged luggage and refund for the trips ( air tickets as well as hotels)

This would be for a trip around June

No rush but would like to get this matter out of the way

Trips are from Thailand to Europe, Middle East and back

Thanks

[newcomer01]

https://www.worldnomads.com Never had to make a claim but the claims and policy wording seems up to scratch and fairly easy. Have a look.

[alyx]

Thank you

I am going to

[LongTimeLurker]

BUPA Thailand and LMG do travel insurances for anywhere in the world.

[RabC]

https://www.worldnomads.com Never had to make a claim but the claims and policy wording seems up to scratch and fairly easy. Have a look.

There was a thread running on this in the Pattaya Section I recommended worldnomads and someone said they had made a claim and faced no problems at all. I will try and find the link.

Found It

[Shrubbery]

I've used Worldnomads a fewl times after seeing several recommendations on thaivisa.

So far no complaints, and thankfully no claims either.

They offer a small discount to returning customers. There are also various discount codes around which can save you a few baht.

[xen]

If you plan to hire a bike to ride , check the clauses regarding bikes. Colombus covers bikes but only up to 125 or 150 cc . Not too sure about World Nomads .

[yermanee]

Just checked worldnomads website.

Age limit : 66 years

Bummer

Yermanee

[Bpuumike]

I use Columbus regularly as they include good medical cover. Have never needed to make a claim but they insure through Lloyds so should be sound.

[Shot]

I’ve used Worldnomad a few times (the underwriter is Bupa). Their website is very easy to use. I have never had a claim.

Now, looking at Columbus Travel. Also very easy to use. I’m no insurance guru, but their prices seem to be about ½ of Worldnomad, for about the same coverage.

Any thoughts?

[RabC]

I’ve used Worldnomad a few times (the underwriter is Bupa). Their website is very easy to use. I have never had a claim.

Now, looking at Columbus Travel. Also very easy to use. I’m no insurance guru, but their prices seem to be about ½ of Worldnomad, for about the same coverage.

Any thoughts?

I just checked for a 1 week trip to Bali in April and Nomads is US$32 or 35 and Columbus US$ 45 I believe Nomad was cheaper as I was able to say I wouldn't be visiting the USA.

[theoldgit]

Just checked worldnomads website.

Age limit : 66 years

Bummer

Yes, my last year with them.

[alyx]

Thanks for all the input

worldnomads sounds corect but prices are a bit high and, reading through, there are a lot of restrictions

[Chao Lao Beach]

BUPA Thailand and LMG do travel insurances for anywhere in the world.

BUPA in Thailand has a very poor reputation for claims and reading their policy they are pathetically restrictive. Give teh folks at AA Insure a bell, they can speak Eng-Rish and seem on the ball with "western" style policies.

[theoldgit]

I use Columbus regularly as they include good medical cover. Have never needed to make a claim but they insure through Lloyds so should be sound.

They also have an upper age limit, 64 if resident in Thailand.

[Dancealot]

Just checked worldnomads website.

Age limit : 66 years

Bummer

Yermanee

Very realistic advice.

In the end the best travel insurance is yourself.

[alyx]

Based on your advice I have searched furthermore and looked into Nomad and Colombus: I have found quite a lot of restrictions in small prints but also a nice blog talking about three different insurances and, in my case, I would lean towards Travelguard ( which, by the way, I have used in the past, no claims ever)

The site is called The nunomad blog and, interstingly enough, it is a member of World Nomad, which does make it more reliable when it comes to positive comments aimed at concurrent companies

http://www.nunomad.com/blog/how-to-choose-the-best-travel-insurance-ricardos-experience/

Pay attention to the comparison chart ( although only three insurances are listed) and the * at the end of the blog