Wanna buy a house in Thailand with your Thai wife / GF? Think twice and DON'T DO IT.

[Scarpolo]

YES......I was paying rent for about 4 years, that's why WE decided to buy a house. I was now making the mortgage payments (NOT PAYING RENT). I was making an investment (or so I thought), so that is why I am asking for some of my money, THAT I INVESTED, back.

You forgot rule number one. Nothing is free. Time after time people come on this forum bragging how they don't pay for it. How they have a normal relationship. How they are so much better than the guys who pay for it. Well now you know. Money for chicks and nothings for free. That would be a good song title eh? Maybe needs a little more work.

It's not bragging (not on my part anyway). Some of us do have normal relationships with successful women who contribute at least 50% to household expenses and we get bored of listening to men that married prostitutes trying to justify their bad choices by saying that everybody pays for it.

You said, "Some of us do have normal relationships with successful women." If that's not bragging I don't know what is. You are saying you and some lucky others have normal relationships and us others don't. Sorry that is bragging.

define success?

it is fleeting, and not indicative of a good woman, sorry

[thailiketoo]

You forgot rule number one. Nothing is free. Time after time people come on this forum bragging how they don't pay for it. How they have a normal relationship. How they are so much better than the guys who pay for it. Well now you know. Money for chicks and nothings for free. That would be a good song title eh? Maybe needs a little more work.

It's not bragging (not on my part anyway). Some of us do have normal relationships with successful women who contribute at least 50% to household expenses and we get bored of listening to men that married prostitutes trying to justify their bad choices by saying that everybody pays for it.

You said, "Some of us do have normal relationships with successful women." If that's not bragging I don't know what is. You are saying you and some lucky others have normal relationships and us others don't. Sorry that is bragging.

define success?

it is fleeting, and not indicative of a good woman, sorry

Success for women is finding someone to pay 100% of the expenses but shhhhhh don't tell anyone. When the movies have a plot where the heroine flies into the enemy base and blows herself up to save her husband and family the world will have started to change. However now we still have the romantic Camelotic notion that the knight in shining armor rescues fair maiden for free. (I watched Tom Cruise in Oblivion on HBO last night)

Edited March 30, 2014 by thailiketoo

[Scarpolo]

is that the one where he goes back to the destroyed earth? and plays basketball outside his cabin?

[thailiketoo]

is that the one where he goes back to the destroyed earth? and plays basketball outside his cabin?

Ya

[Scarpolo]

is that the one where he goes back to the destroyed earth? and plays basketball outside his cabin?

Ya

That was a good movie.

many people believed the last superbowl was a pecursor to this years, and that the US would become desolate.

youtube has bred a lot of fear porn

[Spaniel]

Gotta agree with the OP, every Thai woman are the same as the OP's......................... with no exception

Again, for the benefit of the tape

I think you should quit hanging out at Nana Plaza, Soi Cowboy etc, get your head out of the bottle, and try to meet someone not associated with the nite life scene. Then you may have a different opinion of Thai women. I suspect you live a pretty miserable life.

[robblok]

God some guys are real whiners, getting divorced in the West the rules are fair and when you have to pay you have to pay. You guys act like its all unfair. Good god little children not men. Sure you have to pay half of your assets and alimony. But its only fair you build it up as a team (yes you might have worked but she took care of you and kids ect) She did not work because that was not the norm and did not go for an education. Most guys did not want their wife to work.

Just think of it would you want your mom not to get anything in a divorce just kicked out by your dad. You are all looking at it from you POV. I was divorced in the West too but unlike most of you I made a pre nup and it saved my house. Just had to pay alimony, was it fun no. But its not like you don't know what you get into before. No funny laws you never heard off. Papers and laws in your own language. So guys you got into it with your eyes open.

Here things are different here it can be geared against you. I still bought a house (cheap one) or actually we have a mortgage we both pay half of. Its less as paying rent in this area. I probably loose it but i knew that when i started and i was not stupid enough to buy it full out.

Then in almost ANY divorce things go bad.. you can't really expect people to be fair at that point and you need to realize that, its normal. At that point everyone is trying to get the best deal for themselves few will think of the other because in general something has happened to make you hate her guts and vice versa. So expecting money back without going to court no way.. of course it could happen in rare occasions.

[Scarpolo]

God some guys are real whiners, getting divorced in the West the rules are fair and when you have to pay you have to pay. You guys act like its all unfair. Good god little children not men. Sure you have to pay half of your assets and alimony. But its only fair you build it up as a team (yes you might have worked but she took care of you and kids ect) She did not work because that was not the norm and did not go for an education. Most guys did not want their wife to work.

Just think of it would you want your mom not to get anything in a divorce just kicked out by your dad. You are all looking at it from you POV. I was divorced in the West too but unlike most of you I made a pre nup and it saved my house. Just had to pay alimony, was it fun no. But its not like you don't know what you get into before. No funny laws you never heard off. Papers and laws in your own language. So guys you got into it with your eyes open.

Here things are different here it can be geared against you. I still bought a house (cheap one) or actually we have a mortgage we both pay half of. Its less as paying rent in this area. I probably loose it but i knew that when i started and i was not stupid enough to buy it full out.

Then in almost ANY divorce things go bad.. you can't really expect people to be fair at that point and you need to realize that, its normal. At that point everyone is trying to get the best deal for themselves few will think of the other because in general something has happened to make you hate her guts and vice versa. So expecting money back without going to court no way.. of course it could happen in rare occasions.

thats my point entirely,

[Soutpeel]

It would be unlikely that his name would be on the mortgage, since Thai banks generally aren't keen on issuing mortages in the name of foreigners. If the woman took out the morgage prior to their marriage, then clearly the obligation would be hers alone.

Actually its completely unlikely in case of a landed property, as we all know its illegal for a foreigner to own land, therefore it follows thant banks will not grant a mortgage in a foreigners name on landed property as they would be lending money for something which in part at least, ie the land, is illegal in the first instance, so not so much to do with with the bank not being keen to loaning the money, but what they are doing may in fact be interpreted as being illegal, as the foreigner is using the money to buy something which they can never legally fully own outright

in your second point, you could be correct provided the OP didnt co-sign on the loan as gurantor irrespective of whether they were married or not

If the OP signed on the loan, along with the lady in question he is just a liable for the loan if it defaults.

[tartempion]

Yeah well, where in Thailand do you like to live?

In some city/town/village ghetto on 1/4 rai land (200sqm) with some concrete "garden" and hearing the flushing of neighbor's toilet?

I spent 3 million on a one rai house where I like to live and build to MY specs.

7 years here or 84 months+ come to 36k/month, if I manage to live 10 years here housing investment will be a reasonable 25k/month.

[Showbags]

3 blocks of land bought....2 houses built...2 lots of house and land sold......not an issue yet.

More luck than good skill though I think, but they are not all nasty individuals.....luck of the draw and a little wisdom goes a long way.

[thailiketoo]

It would be unlikely that his name would be on the mortgage, since Thai banks generally aren't keen on issuing mortages in the name of foreigners. If the woman took out the morgage prior to their marriage, then clearly the obligation would be hers alone.

Actually its completely unlikely in case of a landed property, as we all know its illegal for a foreigner to own land, therefore it follows thant banks will not grant a mortgage in a foreigners name on landed property as they would be lending money for something which in part at least, ie the land, is illegal in the first instance, so not so much to do with with the bank not being keen to loaning the money, but what they are doing may in fact be interpreted as being illegal, as the foreigner is using the money to buy something which they can never legally fully own outright

in your second point, you could be correct provided the OP didnt co-sign on the loan as gurantor irrespective of whether they were married or not

If the OP signed on the loan, along with the lady in question he is just a liable for the loan if it defaults.

An American company owned 100% by an American can own land in Thailand.

http://www.thaivisa.com/forum/topic/714194-foreignor-owning-land-in-thailand/#entry7622229

[NeverSure]

So, after several pages of mudslinging, I am still no clearer why the OP has not claimed his 50% of the marital assets.

Let me put it this way. If you were legally married and your (rich) wife paid for everything in the marriage, 'owned' in her name only in any mortgage ciontract, car ownership agreement etc, whilst you sat on your backside, you are still legally entitled to 50% of these assets, (which includes 50% of the value of any land that you acquired after your marriage).

It is irrelevant whose name these assets are in - they are joint and common property.

This is not bar talk. I have been legally married twice in Thailand and divorced from both these 'ladies'. In both cases, I didn't have to claim for my 50% of the marital assets, (although the first did take a little time to persuade...). I acquired 50% of the marital assets because (most important!), I was legally married to them and those assets were obtained after our marriage.

So OP, were you legally married? And if so, why did you not claim what was legally your right?

Simon

I had to "like" this because it's true.

On the other hand, I do know a guy who got married and bought his wife a house and a car. When she had all that, she was finished with him. A bunch of her male Thai friends showed up with knives and guns and showed him the door.

Sometimes, life isn't fair and going to the law isn't safe.

$.02

[Scarpolo]

So, after several pages of mudslinging, I am still no clearer why the OP has not claimed his 50% of the marital assets.

Let me put it this way. If you were legally married and your (rich) wife paid for everything in the marriage, 'owned' in her name only in any mortgage ciontract, car ownership agreement etc, whilst you sat on your backside, you are still legally entitled to 50% of these assets, (which includes 50% of the value of any land that you acquired after your marriage).

It is irrelevant whose name these assets are in - they are joint and common property.

This is not bar talk. I have been legally married twice in Thailand and divorced from both these 'ladies'. In both cases, I didn't have to claim for my 50% of the marital assets, (although the first did take a little time to persuade...). I acquired 50% of the marital assets because (most important!), I was legally married to them and those assets were obtained after our marriage.

So OP, were you legally married? And if so, why did you not claim what was legally your right?

Simon

I had to "like" this because it's true.

On the other hand, I do know a guy who got married and bought his wife a house and a car. When she had all that, she was finished with him. A bunch of her male Thai friends showed up with knives and guns and showed him the door.

Sometimes, life isn't fair and going to the law isn't safe.

$.02

give us some time spanning here,

did he beat her?, was he a drunken fool that tried to screw the wife's little sister?

[Showbags]

It would be unlikely that his name would be on the mortgage, since Thai banks generally aren't keen on issuing mortages in the name of foreigners. If the woman took out the morgage prior to their marriage, then clearly the obligation would be hers alone.

Actually its completely unlikely in case of a landed property, as we all know its illegal for a foreigner to own land, therefore it follows thant banks will not grant a mortgage in a foreigners name on landed property as they would be lending money for something which in part at least, ie the land, is illegal in the first instance, so not so much to do with with the bank not being keen to loaning the money, but what they are doing may in fact be interpreted as being illegal, as the foreigner is using the money to buy something which they can never legally fully own outright

in your second point, you could be correct provided the OP didnt co-sign on the loan as gurantor irrespective of whether they were married or not

If the OP signed on the loan, along with the lady in question he is just a liable for the loan if it defaults.

An American company owned 100% by an American can own land in Thailand.

http://www.thaivisa.com/forum/topic/714194-foreignor-owning-land-in-thailand/#entry7622229

Is that compensation for being American ?

[arminbkk]

OP should just move on and be glad he has no remaining responsibilities toward the house, such as keep paying installments.

As others have posted, he should consider it as having paid rent.

It's only been 3 years, so even if she could sell now, it would not be with any profit worthwhile.

OP talks about "fair" and he and others post that Thais 'screw' each other over.

Thai bashers love this and Thai lovers hate such remarks about the 'perfect' Thais.

Yes, not all Thais are 'unfair' and no not all Thais are 'perfect'.

But one would sooner encounter an 'unfair' treatment concerning Thais than a 'fair' on.

Add to that that she is a woman.......and most women in a divorce are not fair.

Don't have any figures, just impressions etc....but would not doubt that of all divorces in the West, the majority

are not amicable.

My general impression with Thais: once a relationship is over, be it marriage, friendship, working or something else, the connection disappears and you are not as important anymore. Out of sight/heart, out of mind so to speak.

OP should choose the path that costs him the least, be it in monetary sense, emotional, time wise etc....which means forget about it and move on (without ex gf/wife). He will only loose if he pursues it, considering the emotional stress and time he needs to invest in it, maybe even lawyer expenses etc.

All for a house that has no overvalue yet and for which he only paid 3 years.

[Scarpolo]

OP should just move on and be glad he has no remaining responsibilities toward the house, such as keep paying installments.

As others have posted, he should consider it as having paid rent.

It's only been 3 years, so even if she could sell now, it would not be with any profit worthwhile.

OP talks about "fair" and he and others post that Thais 'screw' each other over.

Thai bashers love this and Thai lovers hate such remarks about the 'perfect' Thais.

Yes, not all Thais are 'unfair' and no not all Thais are 'perfect'.

But one would sooner encounter an 'unfair' treatment concerning Thais than a 'fair' on.

Add to that that she is a woman.......and most women in a divorce are not fair.

Don't have any figures, just impressions etc....but would not doubt that of all divorces in the West, the majority

are not amicable.

My general impression with Thais: once a relationship is over, be it marriage, friendship, working or something else, the connection disappears and you are not as important anymore. Out of sight/heart, out of mind so to speak.

OP should choose the path that costs him the least, be it in monetary sense, emotional, time wise etc....which means forget about it and move on (without ex gf/wife). He will only loose if he pursues it, considering the emotional stress and time he needs to invest in it, maybe even lawyer expenses etc.

All for a house that has no overvalue yet and for which he only paid 3 years.

good point,

the house, with a mortgage, is worth less

[alanrchase]

My wife has two houses that I have paid for. Out here I live by the rule of only paying for what I can afford to loose.

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[Scarpolo]

My wife has two houses that I have paid for. Out here I live by the rule of only paying for what I can afford to loose.

Sent from my GT-I9500 using Thaivisa Connect Thailand mobile app

sounds also like paying for your own personal comfort,

its a better phrasing perhaps, rather than seeing it as something you are losing?

I see it as something, everyone is gaining, and needed to get expended, nonetheless

[alanrchase]

Scarpolo, I agree. They are just regular houses not 10MB mansions. One for us and one for my son. My point is if things turn bad between us I do not have to contest the property, she and my son are welcome to them. Should divorce ever happen, on paper she has more money than me!

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[laolover88]

I think the rule is simple. Never acquire anything, and I mean anything, in Thailand that you can not afford to throw

away. You can acquire bits of paper, deeds, lease/rental agreements, houses, books of all colour, marriage papers, til

the proverbial cows come home. Gives you hardly any rights. Not yours whatever you may think. And don't think because

you have children a g/f, wife, family will do the honourable thing by them even if they are Thai citizens.

I arrived here 25 years ago with my eyes wide shut. They not shut any more! And I have a lovely life here......but!! It is sad in a way because there can be no fundamental 100% trust. I don't think it is by any means entirely an individual woman or man's fault. There is something deeply problematic with the concepts of "ownership" and "possession and

property" in Thai culture; for a start look at the ridiculous different number of land titles that there are!

[alanrchase]

88, for whatever reason where I used to work there were a lot of divorced men. Between them all they had divorced women from many different countries. Several had done it more than once. Talk to a man that has divorced a Western woman and a Thai woman and ask him how it went. I am fairly sure the Western woman took them for more than any Thai woman can dream of.

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[robblok]

88, for whatever reason where I used to work there were a lot of divorced men. Between them all they had divorced women from many different countries. Several had done it more than once. Talk to a man that has divorced a Western woman and a Thai woman and ask him how it went. I am fairly sure the Western woman took them for more than any Thai woman can dream of.

Sent from my GT-I9500 using Thaivisa Connect Thailand mobile app

Might that have something to do with the duration of the relation. The money the guy made in said period ect. Same can happen here if you live here ans make much money.

I love it how people compare stuff that does not have the same grounds to compare.

Marry a girl in the West and divorce her after 2 years and 20 years big difference in what she gets most guys have been way longer with their Western ex wife before they divorced as their Thai. Plus in the weat you can make a pre nup. I know i did.

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[alanrchase]

robblok, you trusted your betrothed so much you needed a pre-nup? How did it go? My understanding out here is divorce is generally 50/50 but I may be wrong. Try divorce in the West with a couple of kids after 2 years and let me know how much it cost you.

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[LennyW]

Yeah well, where in Thailand do you like to live?

In some city/town/village ghetto on 1/4 rai land (200sqm) with some concrete "garden" and hearing the flushing of neighbor's toilet?

I spent 3 million on a one rai house where I like to live and build to MY specs.

7 years here or 84 months+ come to 36k/month, if I manage to live 10 years here housing investment will be a reasonable 25k/month.

If the seller of your 1 rai plot told you that 200 sqm was 1/4 of a rai - then you were shafted.

[simon43]

and showed him the door.

Well, at least he might be able to sell it......

Simon

[chuang]

Here you go again..don't do this, don't do that..you entered a relationship with your eyes wide open and when it goes sour always blame the thais..

[Scarpolo]

Here you go again..don't do this, don't do that..you entered a relationship with your eyes wide open and when it goes sour always blame the thais..

perhaps the jilted men wouldn't have been disadvantaged somehow, could very well be the thai girl has a smaller tolerance for bull-shiit,and will bolt at any turn?

the thai girls may know better thn western girls, when a realtionship has gone bad, and will finish it first, rather than have a drawn out process where she still has to sleep with the man, after the hate takes root? or indifference, and if she is young, boredom

I dont know, even the asians I have met in the west, seem pretty smart about relationships, and may have less "hope" things will get better, so they cut and run while the going is good, and nobody gets (too) hurt?

Edited March 30, 2014 by Scarpolo

[baneko]

Bought 1 rai in chonburi...500,000. Put up the land last week 100,000. Going to stick a house on it as its 1hr from Sukhimvit. All currently in her name. I know the consequences. If it goes to pot. Move on. Dont worry. As Esther once said. Thats life. <deleted> it.

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[ChrisB87]

It depends on the situation. Some people have kids. I wouldn't even bother trying to get half my money back (even if i could). What would i get anyway, maybe half a million or a little more. So each parent get a little over half a million. How does that benefit the child? That money would be spent in no time. The child loses it all. Not unless the house was worth 3 million up so that something else could be bought with my half.

In any case. My daughter has a nice home to grow up in and inherit, regardless of anything that may happen to me.

Would i buy/build a house for a woman who i didn't have a child with?......hmmm...maybe, but i would have to give it a lot of thought first. I certainly wouldn't spend all of my money on it. I would have to be able to afford it easily with plenty left to spare.