Are you now covered for travel and medical with Martial Law

[OZEMADE]

Current Advice Level Thailand: "High degree of caution"
Change Summary:
This advice contains updated information in the Summary and under Safety and Security: Civil unrest/Political tension (the curfew no longer applies in Pattaya City, Samui district, Phuket province, Krabi, Phang Nga, Hua Hin, Cha-am, Koh Chang, Hat Yai and Koh Phangan. The curfew continues to operate in all other parts of Thailand between 2400 hrs and 0400 hrs, including Bangkok and Chiang Mai. Martial law continues to be imposed nationwide. You should be aware that the military may restrict access to some areas to prevent demonstrators from gathering, including around major shopping and hotel districts in central Bangkok. We recommend that you check with your travel insurance provider to ensure that you are covered for any claims arising from the current situation). We advise Australians to exercise a high degree of caution in Thailand overall due to the possibility of civil unrest and the threat of terrorist attack, including Bangkok and Phuket.

In other words, if you took out travel insurance before the Military took over you may now not be covered and if you booked your flights on credit cards, that normally cover your travel, medical etc, you may not be covered also.

[Swiss1960]

only if you are stupid enough to not follow the Thai army instructions about keeping away from demonstration sites... otherwise business as usual

[sustento]

You're usually covered for medical but not necessarily for anything caused by the coup. When they shut the airport in 2006 I had to buy a flight from CNX to SIN which my travel insurance wouldn't pay for.

[Surin13]

From one of the larger Travel insurance companies in Australia, Travel Insurance Direct.

Military Coup in Thailand FAQs

Following the imposed martial law across Thailand, armed forces and police have now seized power in the country. The coup follows months of political turmoil in Thailand.

On June 4th Thai military rulers relaxed the curfew in an effort to shore up confidence in tourism.
The curfew now DOES NOT apply to the beach resorts of Pattaya, Phuket and Koh Samui.

The midnight to 4am curfew remains in place for Bangkok, but doesn’t apply to foreigners travelling to or from Bangkok’s international airport, although they must carry their passports and flight tickets and show them on demand to police and soldiers.

Signs of defiance
Visitors are reminded to not get involved in the political situation even in a minor way. Anti-coup demonstrators have been deifying the military junta by posting pictures on social media of them giving the “Hunger Games” salute - three fingers raised in the air.

There are reports of undercover police arresting people who have been observed giving the salute. It is unwise to show your support for the anti-coup demonstrators in this way - save your criticism until you get home.

Heading to Thailand?

• Abide by the curfew (where in place) and follow ALL rules and procedures
• Follow the instructions of all military and police authorities.
• Stay away from all public gatherings and demonstrations.

Can I cancel?

It’s a bit tough, but because the hotels and resorts are still open (at the moment) and the airlines are still flying to Thailand, and the airport is still operating nothing’s been “cancelled” so there’s no coverage.

Deciding to cancel your trip yourself is called “change of mind” and is not covered either.

If you feel uneasy about going to Thailand now (and who wouldn’t) talk to your travel provider about postponing, or re-scheduling or re-arranging (Vietnam’s nice at this time of year).

Am I covered?

Now’s the time to go and read your policy documents and the what we cover section on the website.

Military coups are a general exclusion – which means anything that happens to you because of the coup IS NOT COVERED, but everything else IS.

So, fall over and break a leg – you’re covered. Miss a flight because the public transport system is closed – sorry, not covered.

Your bag gets stolen from your hotel – covered. Your hotel is locked down by the military and you have to pay to move to a new one – again, not covered.

What should I do?

Always, always talk to your airline, hotel and other travel providers and ask them for help. Ask them if you can re-schedule at no extra cost. Ask them if you can cancel and get a full refund. Just ask them. Most major providers are very understanding and will do their best to accommodate your request.

[Suradit69]

Topics been done a few time already.

http://www.thaivisa.com/forum/topic/731558-current-govt-travel-advisories-and-med-insurance/?p=7928705&hl=travel+insurance

http://www.thaivisa.com/forum/topic/728803-us-citizens-warned-against-thailand-travel-check-insurance/?p=7917077&hl=travel+insurance

[joshstiles]

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only if you are stupid enough to not follow the Thai army instructions about keeping away from demonstration sites... otherwise business as usual

look rimmer....the use of the word "stupid"....where are you copper?

[MrWorldwide]

Surin13, thank you so much for that - my policy is with TID and I honestly hadnt given it a thought, particularly in the days since they lifted the curfew here in Patts. It really does feel like business as usual here atm.

[mrdome]

Just went through this with Chubb, the insurance co. behind United Explorer card. Flight change - a rather hefty $300 not covered in such a case. I ended up changing it anyway and found out by accident that if I move my return leg to start in Seoul the ticket, originally booked to end in BKK, got $299 cheaper. Done. Got a mileage ticket for HKG - BKK - PHP - BKK - ICN for 35K miles and $45 and Bob's your uncle (was mightily pleased when same ticket priced out to $2200+ on the Thai website - and this in economy!).

To be honest, I wasn't really that concerned about getting hurt while crossing Bangkok but I had realized the logistics of flying via SIN are actually easier - thanks, to the Don Muang relocated flights and not trusting that lone Air Asia flight (Murphy's Law...) when I have an Int'l flight at 6:50 AM the next day - and thought I might catch two mice in one move here and get the change fee reimbursed.

My former home city of Bangkok is off my transit list for my Cambodia trips for the foreseeable future though.