Does anyone read ALL the responses to threads?
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40
'Disgraceful’: Critics blast Trump for latest move 'doing Putin’s bidding’
You're wrong about me Genrikh. I don't hate Jews. They are just like any other race of people, some are good, and some are bad. But I do hate Israelis with a passion. The most arrogant people on the planet. Just look at them here in Thailand.... but then, you are in Kampuchea, so what would you know. -
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Has any American here started Medicare, Stopped it, then started it again?
So I went to the local SSA office in Palm beach. On a side note I hear more english spoken at the Thailand immigration office than at this Palm Beach office. Anyway. Surprisingly the reduction in IRMAA will NOT and can NOT be for this year regardless of any proof. The SS 44 form is so poorly constructed. All it will do, is reduce the IRMAA for 2026, which normally would be based on the MAGI from 2024 (2024 is still a high MAGI year). So they only give you one year relief basically. So while they recognize that you should pay a proper premium based on your MAGI, they on the other hand stick to the rule that they initially base the IRMAA on the tax year MAGI from two years earlier. So say you made 300 k in 2023, and 300k in 2024, retired in December 2024. In 2025 you are stuck paying the big IRMAA no matter what form you file as they will base that on 2023 MAGI. In 2026 you would normally be still paying big IRMAA based on 2024 but the SS 44 form will let you estimate your 2025 income, and they will then use that to calculate your IRMAA for 2026, instead of using that big MAGI from 2024. Why one can't get the immediate reduction makes no sense to me and seems grossly unfair to the whole idea that IRMAA should be based on income for a given year. Any look back initial rates is just used for convenience as that is the tax forms they have automatically in front of them. Why we can reduce one year based on an estimate you supply but not the actual year.... So stuck with a high IRMAA for one year. Well its better than two, but the form and agents in no way explained how that works and why one can't get a low IRMAA for the year you are now retired. What was interesting is that absolutely could not get clear answer on what happens if you under pay your IRMAA. Say you under paid based on your income estimate you submit, it seems they will bill you later to collect that. Also, if one somehow overpays IRMAA, it was not clear at all the process to get that either refunded or credited. The SSA website mentions some policy documents but following the links gives no actionable intelligence as we say in the military. -
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Crime Canadian Man Caught Smuggling Heroin Hidden in Women’s Handbags at Airport
Strange. Usually, the caught person's full name and age are written in such news in Thailand. For this one, no such details. I wonder why. -
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Advise on buying a BYD car.
If you are remotely interested in buying an EV then test driving a Sealion 7 will seal ( pun intended ) the deal !- 1
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What do locals think of foreigners living in rural parts of Thailand on very modest budgets?
I used to go to the lake near Kap choeng with family and had good food and some cold beers.I preferred going to karaoke in prasat.Allways had fun there with my policefriend Cho who worked in prasat police Last time i was there all the foreigner karaokes in prasat closed because bad business.I visit my exwife parents everytime im in Thailand because their also my kids grandparents.Then i stay in prasat resort.400 bath a night.
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