Best Credit Cards in Thailand

[TIMMMMM]

What are the best credit cards in Thailand for:

1. Small or no forex exchange fees
2. Rental car insurance
3. Flights and hotel bookings
4. Travel outside of Thailand

[JoePai]

I use BKK Bank Visa card and not had any problem here or on holiday abroad.

[ezzra]

Visa Platinum, if you can get it....been using it for many years, the best around...

[TIMMMMM]

What bank is it from?

Or just direct from Visa THAILAND?

[worldtraveller]

Central Platinum by far,

5% discount Tops & Central Supermarkets every day, 5% on PTT Fuel and many more, I have used it in many counties with no problem, plus they give you a rebate

on MasterCard Foreign exchange charges.

Finally they have free lounges with WiFi & Drinks many department stores and have a good reward scheme with Central Gift Vouchers instead of the junk a lot of cards give you.

[Jiu-Jitsu]

Central Platinum by far,

5% discount Tops & Central Supermarkets every day, 5% on PTT Fuel and many more, I have used it in many counties with no problem, plus they give you a rebate

on MasterCard Foreign exchange charges.

Finally they have free lounges with WiFi & Drinks many department stores and have a good reward scheme with Central Gift Vouchers instead of the junk a lot of cards give you.

What kind of nonsense is this? Mastercard don't levy Forex charges.

It is Central(General Card Services LTD) that levies the charges.; a 2% 'Hedging Premium'.

In addition, the Cardholder agrees and accepts that the hedging premium at the rate not exceed 2.0% of the

spending amount shall be charged by the Company to protect for the risk incurred from such currency conversion.

What is the Credit Usage Charge(5%) and how does that differ from the separate Interest charge of 15%?

[jacko45k]

I use BKK Bank Visa card and not had any problem here or on holiday abroad.

Same same, they also gave me a Mastercard.

[Pib]

Mastercard and Visa levy a foreign transaction/currency conversion fee ranging from 0.15% to 1% depending on the contract with the card issuing bank/company. Now whether your card-issuing bank absorbs and/or adds onto that fee is purely up to the card-issuing bank. A card-issuing bank that absorbs the fee and does not add on a fee results in a no foriegn transaction fee card.

[TIMMMMM]

I didn't find so far any CC in Thailand that had no forex fees.

Also, are there USD credit cards issued in Thailand?

[Pib]

The Thai credit card info provided by TallGuyJohninBKK at this post should be very helpful: Link.

[TIMMMMM]

Thank you for the link. Good info.