My gf and I are going to the UK for a month for a holiday.

Does anyone have any tips on insurance companies and ideas of costs so that she's covered incase of emergencies?

My partner used to use local companies, cheap enough but most of them require you to settle any bills and claim back when you return to Thailand, not always practical.

World Nomads is pretty good and part of the BUPA group of companies, you can purchase and even claim online, they will settle medical bill directly: worldnomads.com

She took an annual policy out this year with a UK based company who cover Thai residents, though they also offer single trip insurance, both of which you can buy online: columbusdirect.com

I'll move this to the Insurance Forum, you might also want to talk to AA Insurance Brokers, who sponsor that forum.

That's great thank you.

My wife bought a 12 month travel insurance through Bupa

I recently bought a policy from Columbus. I found that Thai policies provided inadequate levels of cover.

$72 for 31 days cover - not sure if this cut and paste will work:-

Summary of cover and Limits Premium USD $ 72.01
$3,750
$4,500
$14 million
$7,500 $75
$1,200
* This policy does not cover travel to a country, specific area or event which the British Foreign
and Commonwealth Office (www.gov.uk/fco) or the World Health Organisation (www.who.int)
has advised against all travel or all but essential travel. Check the Foreign and Commonwealth
Office (FCO) travel advice online at https://www.gov.uk/foreign-travel-advice.
* Dependant Children aged under 19 are covered to 50% of the stated benefits.
* Winter Sports - Not Covered
Important Notes Section Summary of Cover ($) Limit Excess
1 Cancellation and Curtailment
2 Personal Accident $37,500
3 Medical Expenses
4
4
Hospital Benefit
Hospital Benefit Limit Per Day
5 Personal Baggage
5
5
Single Article Limit
Valuables Limit
6 Delayed Baggage
7 Money Documents Passport $1,500 $75
7
7
Cash Limit
Documents Limit
$525
8 Personal Liability $3 million $250
9 Legal Expenses $37,500
10 Travel Delay
10 Abandonment
11 Missed Departure
12 Hijack $4,500
12 Hijack Limit Per Day
13 Catastrophe
14 Collision Damage Waiver
Pre-Existing Medical Conditions
This insurance does not cover any claim arising from any pre-existing defect, infirmity or
condition for which you, your travelling companions or any other person on whom your
travel plans may depend ( being close relative, close business colleague , or person with
whom you intend to stay) have received treatment (including medication) , investigation or
advice has been prescribed or received in the 12 months prior to issue of the policy (for
single trips) or in the 12 months prior to booking YOUR TRIP (for Annual Multi Trips), or are
on a waiting list to receive IN-PATIENT treatment. Or any ongoing medical condition (or
complication directly or indirectly attributed to that condition ) that has been diagnosed or
documented.
This Document is a legally binding contract of insurance between YOU (Insured Person) and US
(certain underwriters at Lloyd's). The contract is based on the information you provided at the time of
application. The insurance provided by this certificate covers liability, loss or damage that occurs
during any period of insurance for which you have paid the Premium. The insurance is provided
under the terms and conditions contained in this certificate. The written authority number
524/CSPXXXX24615 carrying the seal of Lloyd's Policy Signing Office allows the Coverholder to sign
and issue this certificate on behalf of the underwriters whose syndicate number is given in the
authority.
Signed for and on the behalf of the Coverholder :
$150
$50
$450
$450
$300
$75
$525
$300
$7,500
$150
$750
$525
$75
17 Replacement Business Colleague Not Covered $0
17 Business Equipment
17 Business Documents
Not Covered $0
Not Covered $0

My partner used to use local companies, cheap enough but most of them require you to settle any bills and claim back when you return to Thailand, not always practical.

World Nomads is pretty good and part of the BUPA group of companies, you can purchase and even claim online, they will settle medical bill directly: worldnomads.com

She took an annual policy out this year with a UK based company who cover Thai residents, though they also offer single trip insurance, both of which you can buy online: columbusdirect.com

I'll move this to the Insurance Forum, you might also want to talk to AA Insurance Brokers, who sponsor that forum.

+1 on Worldnomads.

I think for that you need Travel Insurance. Other that providing yourself with Medical Insurance you should check travel insurance so that everything will be covered.

I can help you with that, please feel free to contact me at : [email protected]

Already went with worldnomads as per the recommendations.

Thanks everyone.