Krungsri Auto Finance

[Mr23]

Hi,

Two questions.

1. Has anyone successfully used Krungsri's car finance services? If so, was the process straight forward or strenuous?

Is the 10% deposit requirement uniform for all customers or are there other caveats?

FYI, I am currently working in Bangkok with a WP.

2. Anyone ever used finance from used car tents? Worth doing or better of using reputable financial institutions?

I've been trying my best to resist the need for a car but with a family it has now become a necessity.

Cheers all.

[Gutenberg]

Most tents/dealers have a "friend" in the bank where they get the biggest kickbacks.

My first car was also a 2nd hand (or 3rd or whatever) from a tent, financing by Tanachart.

So, just go to your favorite tent and ask them, maybe they get the bank guy to come to the tent (which I recall always happened as it's easier to get the kickback thing sorted ).

[Mr23]

Thanks, Gutenberg.

I'll do that. The tent I found seems to be from a reputable tent.

Do you recall the deposit amount you had to put down?

Cheers

[Gutenberg]

I deposited 75,000 THB, 20% for a Vios.

Later I found out the car was in a crash (with a flip over) before and gave it back.

Will never buy a 2nd hand car again, although I am always looking at one2car's 2nd hand Cayennes

[Mr23]

That's terrible. How did you find out about the accident? That's my main concern when buying a used vehicle in Thailand.

Thanks for the info btw.

[Cook my sock]

How do the bank rates compare to the dealer rates?

[RT85]

went to the big branch at emquatier... last year.. left my details and what cars i was looking for..

guy seemed eager and wanted to work fast on it..

well.. that was last year..

they started bugging me and calling me a whole lot.. 3 ladies and finally 1 guy called me up saying they were following up on my request...

i told them all off.. multiple times.. saying i already bought a car.. tqvm....

but they don't seem to talk to each other no? seems like they just keep passing my number around as a 'pending' customer to follow up... likewise they have been calling my wife too!!

irritating!

[ardokano]

That's terrible. How did you find out about the accident? That's my main concern when buying a used vehicle in Thailand.

Thanks for the info btw.

Flip the car at 99% beating all the windows. look at the labels of car windows. they are usually much use different production year if the car is older than the 1-2 yaers.

Well this is one of the obvious signs.

As scratches and knocks the door but the cars with less than 100k kilometers (Fortuner but at least it is not treated).

the flow of water in the interior from gum glass.

sometimes cracked glass from small hals on the road or ridge (body geometry is not restored well)