First Class Insurance

[gerryBScot]

Is there an age limit on a truck in terms of eligibility for first class insurance? My truck was first registered as new in 2008 and so is approximately eight years old. I seem to recall reading somewhere that vehicles over seven were ineligible for first class insurance. Could some one please advise?

[Sophon]

It depends on the insurance company, different companies have different rules. My pick-up is from 2007 and has first class insurance with AXA.

Sophon

[gerryBScot]

Thanks Sophon I'm with AXA too so that is reassuring.

[OccamsRazor]

10 years is the norm before having more difficulty getting 1st class. The 7 years is when you have to go through vehicle inspection prior to paying your road tax.

[Don Mega]

It is my understanding if the vehicle has 1st class then it can be continued indefinitely.

If they vehicle does not have 1st class getting it once it hits 7 years old becomes difficult.

Ive no actual first hand experience though. My pickup is older than 7 yrs and has had 1st class since new.

Edited May 24, 2016 by Don Mega

[Broken Record]

My Fortuner is January 2006, still first class insurance about 12000 Baht now I think.

[stevenl]

It is my understanding if the vehicle has 1st class then it can be continued indefinitely.

If they vehicle does not have 1st class getting it once it hits 7 years old becomes difficult.

Ive no actual first hand experience though. My pickup is older than 7 yrs and has had 1st class since new.

Underwriting policies really depend on the insurance company.

[Don Mega]

It is my understanding if the vehicle has 1st class then it can be continued indefinitely.

If they vehicle does not have 1st class getting it once it hits 7 years old becomes difficult.

Ive no actual first hand experience though. My pickup is older than 7 yrs and has had 1st class since new.

Underwriting policies really depend on the insurance company.

Hence I said difficult. sure some may write a policy, some may not.

[C5VETTE]

Had no problem to get 1st class on my 36 year old Porsche but not cheap

[ardokano]

Had no problem to get 1st class on my 36 year old Porsche but not cheap

juts curious.

How much is it?

more than 5% price car/ cover insurance?

[C5VETTE]

Around 40000 with only about a third of the value covered for my own car but 3000000 for 3rd party etc.

Had similar quotes from several companies.

[ardokano]

Around 40000 with only about a third of the value covered for my own car but 3000000 for 3rd party etc.

Had similar quotes from several companies.

your car pice more or less 2400.000?

if more, its even not have 5%.

but ofcouse cover only third of value its sad. even not real 1first class .

but its better than nothing.

And in Thailand uncurance not realy hight cost...

good luck on road

Edited May 24, 2016 by ardokano

[seedy]

Bickering posts removed. Reply to the topic, do not attack the poster.