gamb00ler

Many current and former IRS employees disagree with you.

For us, the 65K/month transfer requirement is crazy high. Our home and vehicles are unencumbered, we much prefer home cooked meals, we have a significant solar installation, we are non-drinkers.... our monthly outlays are usually under 35K. My last two extensions came via income letter but the embassy's notification came too late so this year I will have to switch back to 800K on deposit. It's been 18 months since I needed the 800K for an extension and I still have some of it on deposit. I will do the math on transfers/recycling for next year's extension. TH banks offer very poor interest rates so the income we lose will have about the same effect on our monthly out of pocket as a 6-8% annual inflation rate. Most people would howl about that rate of inflation. You're right, we need money to live in Thailand.... but not that much. We also have a debt free business in Thailand which has a much better return than a TH savings account. So far we've been re-investing the business earnings in growth. Maybe I'll collaborate with a good friend when recycling funds to reduce the total expense of repatriating our combined funds. Meanwhile our higher investment returns will likely more than cover the recycling costs. A quick back of the envelope calculation shows my extra expense for recycling funds every 2 months would come to about 1800 ฿ in fees (300 for each of 6 transfers) but I would gain about 4% investment income on 360K ฿ or 14K ฿. Time required to use the mobile app to repatriate the funds is about 4 minutes every two months. The exchange rate loss on each repatriation of 30K ฿ would be about another 400 ฿ X 6 = 2,400฿. So 4,200 in extra costs to gain 14K.... pretty obvious to me but maybe nonsense for you. 24 minutes of 'work' for almost 10K ฿ per year.

.96 ^ 10 = .6648 so a 33.52% reduction from today's funding

The transfers actually don't establish a 'positive net income'. I'll wager that somewhere someone is simply recycling the monthly transfers every 2-3 months. The fees become annoying but significantly reduce the cash float required to create the 'proof' of monthly transfers.

A gross oversimplification. Start over with the facts at hand about the two alternative methods that Imm. accept.

Should I explain for you how a search engine works?

one of my favorite off topic posts... thanks!

To quote Pfc. Pyle.... Golly. Looks like those same Democrats have also corrupted Bing! and DuckDuckGo.... the sky is falling!!!! Shirley a magic toad can provide us with a real search engine... no?

Ahhhh. the nabob of non sequitur has arrived.

Sure... all the high class ladies love to have nude photo shoots published in GQ. She could be beautiful if her arrogance and unpleasant attitude wasn't so obvious in every shot. Too bad she believed whomever told her that the squinty eyed look was hot.

No. You can actually spend the same or more tax dollars and reduce the deficit at the same time. That is accomplished by raising the revenue portion of the budget. For example, spend more on IRS staff to allow more auditing of the high income taxpayers. Reduce the tax dodges that can only be used by those with enough money to hire the top tax attorneys/consultants. The USA is near the bottom of the OECD countries in terms of tax rates. In 2023, the United States had a tax-to-GDP ratio of 25.2% compared with the OECD average of 33.9%. In 2022, the United States was ranked 31st out of the 38 OECD countries in terms of the tax-to-GDP ratio.

Thank you for the excellent example of non sequitur thinking.

Not for fans of con men! Google's AI analysis of trickle down theory: Criticisms of Trickle-Down Economics: Inequality: A primary concern is that tax cuts for the wealthy disproportionately increase income inequality, with limited benefits reaching lower-income individuals or the middle class. Limited Growth: Studies have shown that tax cuts for the wealthy have a limited effect on overall economic growth and job creation. Misinterpretation of Supply-Side Economics: Some economists argue that "trickle-down economics" is a mischaracterization of supply-side economics, which focuses on stimulating economic activity by lowering marginal tax rates. Thomas Sowell, for example, argues that supply-side economics is not a "trickle-down" theory. Lack of Empirical Evidence: Many studies have found that tax cuts for the wealthy do not produce the predicted benefits, with some research indicating that they may even worsen income inequality. Demand-Side Focus: Critics argue that trickle-down economics neglects the importance of demand in driving economic growth, suggesting that increasing income for lower-income individuals may be a more effective way to stimulate the economy. In Summary: While some proponents argue that tax cuts for the wealthy create incentives for investment and job creation, the majority of economists view "trickle-down economics" as a flawed theory with limited empirical support. Studies consistently show that such policies primarily benefit the wealthy and do not significantly impact broader economic indicators like growth and employment.

try googling "does republican trickle down theory work"

Drive around and find some hedges you like, take a close up picture of the plant used and then go to a potential supplier and ask them for the details about the shrub such as time to grow, frequency of trimming, water required, etc.

All that means is that he shoulders all the blame for poorly thought out posts.

I'll scan/take a photo of this year's barcode and then transfer it to the blank downloaded form before I print it.

Even if you did, I don't believe you have the ability to treat others as less than human.

If Apple disappeared tomorrow no low capability users would be worse off.... only those who need the power, convenience and thoughtful design incorporated into Apple software would suffer.

It seems unlikely that you would use or even know about all the functionality that the Apple software provides that is lacking in Windows. You probably use only the basic functions of any computer... and for this reason you would be best served with a Windows machine. It's definitely not the hardware on the Intel based Apple machines that made them so superior to Windows machines in the hand of knowledgeable and demanding users. Now that Apple has switched over to their own chipsets, their advantage over an Intel/Windows machine is even greater than before. I'm a retired software engineer and computers have been a huge factor in my life for 45 years. Of course I started on Windoze... didn't almost everyone? I still used windows even though I grew to hate it's weaknesses. I didn't know better until I bought an iPhone4 and then built a Hackintosh to use the deeply integrated interoperability between Macs and iPhones. Apple software incorporates 100's or 1000's of features that may seem insignificant but when you want to use/share/store/organize your data on several devices they have the features to make those tasks consistent and simple.

Rubio is quickly building his own mountain of lies, crackpot opinions and BS. Don't forget who hired him and what his boss demands.

you forgot to ask that the explanation is comprehensible to 14 year olds.

I do understand why you have difficulty.

Maybe your most salient contribution to AN. You should make it the 'About me' quote in your profile.

Yes.... you seem jealous 🤢