gamb00ler

I do treasure your posts, otherwise all those yellow emojis get bored and fall asleep.

Unlike you, many AN members don't mind hearing the views of others who can of course disagree with their own opinion. Thankfully, you're solidly in the minority.

And of course Apple has an excellent online presence in Thailand.... I didn't mention "where" because I thought "everyone" already knew that.

Definitely South!

My 3 years old TIN card has 13-digit # starting with 099. Format is 099-x-xxxxxxxx-x. I've given it to 3 Thai banks and I have no tax withheld on savings accounts.

Your favorite.

None of them are really seriously stupid... they're just seriously selfish and arrogant.

I agree... I just wish they had their own boat.

I only use debit cards that have NO foreign transaction fees. All Visa and Mastercard debit and credit cards use the same exchange rates. The differing results are due to the different foreign transaction fees that the issuing banks add on. Some of those fees are as high as 3%. Some are 0. Visa and Mastercard set the rates once per day (Tue to Sat) at around 7AM Thai time.

What do you put in the "Bank fee" field"? The difference is due to that fee. Here's what I get when I specify the bank fee is 0%:

The basic model of the new Mac mini line is a great deal according to many very experienced YouTubers. I was also considering buying a newer used Mac mini as the wife's is a 2012 model that I upgraded to an SSD. The power and efficiency of the new one is very tempting. I just wish it had a 2.5Gb ethernet port.

A small correction on this. For ATM withdrawals, purchases and cash advances on debit and credit cards, the actual foreign exchange rate is set by Visa and MasterCard, not the issuing banks. They do the exchange and then bill your home country bank in its own currency. The rates Visa and Mastercard use can be found at: https://usa.visa.com/support/consumer/travel-support/exchange-rate-calculator.html https://www.mastercard.us/en-us/personal/get-support/convert-currency.html To get the correct rate remember to convert from the currency you withdrew from the ATM to your home currency.... not vice versa. You may also have to adjust the fee percentage per your card's terms and conditions.

I see no reason for you torture the suffering original poster.😉

Your Bangkok Bank branch seems inept. My CM branch allowed me to add my Thai tax ID to my savings account and also stopped the annoying withholding on my tiny interest received. I don't have a pink ID so I got a separate Thai tax ID from TRD about 3 years ago. They would not stop the withholding from interest on my fixed account. Have you verified with your bank book that Bangkok bank did withhold 15% from your interest payments on your savings account(s)? It seems Bangkok bank stopped the withholdings the same as they did for me..... only on the savings account but not on the fixed account. That could explain why there was no statement of withholdings (or tax refund) on your savings account.

There is an excellent book called Get What's Yours: The Secret to Maxing Out Your Social Security by Laurence Kotlikoff. I bought an actual hardcover version but gave it away and downloaded an EPUB version. Not knowing every nuance of SSA, I can't swear that he does cover it all but I would be willing to bet there's not much left out. It's much better than watching the YTube guy mentioned earlier. That YTuber is not proficient at presenting his content.

I received the same email at 9:33 Nov. 24

You're just a sad and probably jealous money worshipper..... https://www.youtube.com/watch?v=E-P2qL3qkzk&t=115s

Given your belief that a criminal conviction (maybe even 34 of them) doesn't really mean much I don't see why you're raising a fuss here.

https://www.yahoo.com/finance/news/house-passes-196-billion-social-161533489.html The Yahoo news article did not mention a few details. The bill is H.R.82 Social Security Fairness Act. The bill will cover SSA payments for January 2024 and later. I think at this time SSA Administration is severely understaffed so it could be a substantial wait before the extra funds are paid. From my experience SSA's IT systems are in very poor shape. Those affected will mostly be Canadians given the larger numbers of people who have worked in both countries.

It is quite common for a non-US citizen to be considered a US tax resident especially Canadians who have lived and worked in the US. Non-US citizens who are married to US citizens can also be treated as US tax residents.

yup.... that stalwart citizen, Gaetz, is just the type to fall on his sword for the good of America.

For standard definition TV a 4K HDMI cable is overkill, but it will definitely work. You probably don't need a new HDMI cable. If the same group channels are the only ones giving you trouble, it is most likely due to your TV box getting a poor quality input signal from True. Your first step should be to call True for service.

Did you ever notice that cockroaches like to avoid attention? Often its only when you move things around and lights are turned on do you notice them.

Unfortunately if you love bacon, it's hard to avoid added sugar 100%. When they cure bacon, they add some sugar.

Wiki says the Roman version did not use eggs.... hardly the same dish then. The modern name "French toast" refers to the French version called Pain Perdu. The hotel chain Le Méridien used to be owned by Air France. The best French toast I ever had was in the San Francisco Le Méridien hotel across from the Pacific Bell headquarters where I was working on a short IT contract.