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gamb00ler

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Everything posted by gamb00ler

  1. The combined Nobel Prize and Academy Award for Stupendously Stupid False Equivalency goes to......
  2. Cardless withdrawals across provincial boundaries can be done without any extra fee.
  3. The funds in your possession prior to this past Jan.1 are already exempted from Thai tax forever (if the Thai gov't is to be relied upon for their past statements). You can just omit declaring those funds on any future tax filing but of course retain documentation proving your claim in case of audit.
  4. Please point out where the OP claims the Democrats are "on the side of angels". What a crackpot post!
  5. I hardly think that the Pinoy priorities when comparing CA and PI are applicable to the general population.
  6. I'd recommend they use cartoons for images and no big words in the one paragraph of text.
  7. Yes... that's how the self reporting method works. If you like to gamble for big stakes go for it. The resulting variance (AKA luck) would look something like: small win small win small win small win HUGE LOSS
  8. There are many voters in the USA who love a certain political ideology despite the fact that the associated policies are not in their best interest.
  9. You and mr mong must have the long COVID symptom of loss of your sense of taste .... or ..... you're trapped in a very short cycle of palatable (to you) food choices. Plus you've got to learn how to use the Thai sauces to add a lot more variety of flavors. Thanks to my wife's excellent knowledge of Thai cooking ingredients and skill I've learned to love literally hundreds of Thai dishes.
  10. When my wife got fed up with getting the run around by local government employees, she whipped out her phone and faked a call to her BiL who was a high ranking bureaucrat. Soon, the irretrievable records were found and the "unresolvable" issue disappeared. My wife had lived in the West for 40+ years by then and does not stand for lazy/incompetent gov't workers.
  11. The "cereal topic starter" story is just a cover up. He IS cereal-curious.
  12. Is it possible to use the infamous pink ID card rather than a passport at Thai banks?
  13. Probably your decision to discuss methods of hiding assessable income in a public forum isn't your best idea today.
  14. Ahhhh yes..... the modern era where it's acceptable to heap disdain on others for no logical reason.
  15. OMG... look at those prices!
  16. It's a simple task to calculate your own annual totals for capital gains, dividends and interest based on monthly statements or transaction notices. I don't think TRD will consider that the annual 1099 (for US) is the only valid reporting document. In fact that's how I make decisions in the last few days of a taxation year to ensure I maximize my income without crossing the boundary into a higher tax bracket.
  17. uncouth is the word that better fits your definition
  18. Is there a service elevator? Maybe those floors are not for public access but only for infrastructure, utilities, etc.
  19. Compared to what was affordable for my wife and I pre-Obamacare... they were very good. As small business owners health insurance was extremely expensive because it's risky for insurance companies to sell policies to individuals. It's much less risky for those companies to sell to large groups because risk is averaged out over a larger base. Higher risk means higher premiums to get the same coverage. Too many people don't understand how insurance works and why a single-payer system can cost a lot less money.
  20. One bank in US offered virtual cards and I used them frequently. Unfortunately, the bank dropped the service after 1-2 years. The bank would let me create a virtual card that could only be used for charges to a single payee. If I had 5 payments that I make frequently I would create 5 virtual cards, each with a unique number. Charges on all the virtual cards would be processed as if they were made on my original credit card number. None of those 5 businesses would know my "real" credit card number. The virtual cards function exactly like any other credit card except that they are only valid for charges from a single business/payee. There is no physical card so can only be used for online purchases or maybe over the phone.
  21. Chuck is the best! He refunds the 220 ฿ and he doesn't charge any foreign transaction fee. Next best is Capital One 360 that also has no fee but doesn't refund the 220฿. Unless you screw up and accept the bad exchange rate they offer (DCC) you'll get the same exchange rate from all Thai bank ATM's. Those rates are set by Visa and Mastercard, not by your home bank or the Thai bank. However, you probably have a debit card that will add 1-3% in fees for all transactions outside your home country.
  22. This web page is a little out of date regarding fees but still has useful info. I think a couple of Thai banks now have a limit of 2 million ฿ instead of 50K US$ on transfers. https://www.moneymgmnt.com/managing-money/transferring-money-out-of-thailand/
  23. Does the bank keep the original FET to prevent you from re-using it at another bank? This doesn't seem like a very secure method of restricting export of foreign currency. The implementation makes me think this is merely a bank policy not an actual government restriction.
  24. We are all waiting to hear how it goes when you do the max transfer many days in a row. I understand that the bank's rules say the daily limit is X. That doesn't mean they won't at some point stop you from doing it to what they consider to be too frequently.
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