gamb00ler

I don't think you need such documentation any longer. I helped my good friend set up transfers to USA from his Thai banks after he and his wife sold some property. The banks were much more concerned about the reason for the transfer. One time he told them he was sending money to pay for his family's visit to Thailand. The bank wanted to see the receipts... 😳 but didn't ask the source of the funds.

I'm still Braving on AN... no ad blocking software, no issues and no distractions at all.

Here's a peace offering ..... https://aseannow.com/topic/1305013-bank-savings-interest-rates-2023/?do=findComment&comment=18831070 There is however a correction to that post: LHBank does accept foreign depositors for this rate.

It's not my fault that you chose a bank account that pays so little interest. I guess my singular cell is just simply better at financial affairs.

There's altogether too much software requiring a too large investment of time up front. Hopefully my current passion will bear fruit and I can learn how to make my home smarter and efficient. Currently the home automation landscape is very fractured and the path to building heterogenous systems still passes through a minefield.

or..... you could keep the tax ID in your wallet and next time you're at your bank show it to them and ask them to stop withholding the 15% of your interest.

I mentioned that it was 2021..... probably August because that is the oldest statement I have on file.

Have you ever used an Apple desktop? The included software really makes so many things easy that require third party software/hardware on other systems. I just learned one very smooth method to create PDF's of paper documents using my iPhone together with MacOS. Now I can declutter my desk and file cabinets quickly and without needing to buy a scanner or software. I can just take my iPhone and docs out to the living room where there is ample natural light, snap a shot of each page and the PDF is automagically created on my desktop in the office. I agree that Jobs was not a pleasant person in many regards, but he definitely brought some great products to fruition.

I shudder to think of the stream of posts that would result from you discovering the beautiful integration of smartphone/computer/TV/smarthome in the world of forbidden fruit.

I guess it depends on which TRD staff you deal with. I'm entered Thailand on non-Immigrant O and I am currently on extension based on retirement. In 2021, after getting my first extension, I went to the TRD office in Nong Hoi. I guessed which door to go in, was soon pointed to the correct door and was given my Thai tax ID within 15 minutes. I told them SCB bank wanted my tax ID to open a new EZ Savings account. I had my bank books, a residence certificate from Thai Imm. and my passport with me.

All VISA and MasterCard credit/debit cards use the same exchange rate that is set once each business day by the card processors (VISA and M/C). The difference is that some banks/financial institutions add a foreign transaction (1-3%) fee so that they make a larger profit on each transaction. Schwab gets high marks because they are one of the few institutions that do not add that extra fee. Schwab gives an even better deal because they also refund the ATM fees (220฿). Check the terms and conditions of your credit/debit cards so you are aware which ones add the foreign transaction fee.

A question that I haven't seen asked yet is: what about Thai PIT in the year that you pass away? I wonder what TRD's rules regarding foreign assessable funds not yet remitted but bequeathed to a Thai tax resident will look like. I don't know the details but there was a lot of tax paid on my mother's behalf when she passed away in Canada about 25 years ago. At the time I had already left Canada so as executor I had to (over)pay an accountant to take care of her last filing.

I can definitely think of instances where this statement is not true. I don't want to go into details but how capital gains are calculated for residential rental properties in the USA would make the heads of TRD staff spin. I think it very likely that TRD would want to use a much simpler method to determine capital gains.

I posted this in the other bank interest rate thread: https://assets.aseannow.com/forum/uploads/monthly_2024_04/lhe.jpeg.1da1529cc6d2a6d6f2f8100f78c0ec96.jpeg

Check your exchange rate on your bank statement to make sure you're not also getting charged a 1-3% foreign transaction fee. Record the date you did the withdrawal and then use the appropriate web site to check the exchange rate on that day. VISA: https://www.visa.co.uk/support/consumer/travel-support/exchange-rate-calculator.html MasterCard: https://www.mastercard.us/en-us/personal/get-support/convert-currency.html

The very first album to win the Grammy for Best Album of the Year (1959) The only TV theme music to be included in the National Recording Registry at the Library of Congress.

Dyson vacuums don't have the feature that I need most... and that is a motorized brush for cleaning carpets. Update for other suggestions: As another poster had suggested, I actually placed an order with Amazon.uk... that went sideways pretty quick. They initially said they would ship to Thailand but then claimed the item was damaged on the initial leg of that long journey and then stated it couldn't be shipped. I eventually spoke to an Amazon UK representative from the Indian subcontinent who promised it would be re-ordered and would arrive in 4 days. A couple of days later, my credit card was credited with a full refund. NEXT! I ended up buying from Amazon US.... now I've got to remember to only plug it into my step down voltage converter.

You neglected to mention the busy road 2m from your sidewalk table.

Is there no adjustment for the height of the wheels at the bottom of the door? I'm no expert, but checking out that option shouldn't take much effort.

@thaibeachlovers has the "many people are saying" evidence.

I'm surprised that the reason for this trial went right over your head despite you standing on a soap box.

I use the Wise website to monitor the US$ --> ฿ exchange rate. Today I noticed that the usual fee for using an ACH "pull" to fund a transfer of $1000 to ฿ had increased to $2.79 vs $1.30 as it had been previously. I didn't notice if the fee for the actual exchange had changed. Each monthly transfer of 65K ฿ is going to cost about 3$ more if using the ACH to fund the transfer.

@watgate do you have anyone in the US with a mobile that can assist you? If you do will they help you to set up Google Voice (GV) by using their phone number for the initial verification? GV will work for many financial institutions 2FA but not all. It seems the number of banks that accept GV is dropping over the last few years. A good long term solution is to use an UltraMobile PayGo prepaid plan that is $3/month. It is a legitimate US based mobile company and as yet I have not heard of any bank that doesn't accept them for 2FA texts. You would need a helper in the US to install the PayGo sim into a phone and connect to the mobile network to initialize the service and then send the sim card to you in Thailand. To use PayGo in Thailand you would need to swap sims back and forth or have a phone that allows more than 1 sim/esim. I have a PayGo sim and a phone that has my local Thai mobile service via an esim. Calls/texts to the PayGo number are sent/received via WiFi. The link that @GiveMeAColdOne provided is excellent and contains more details of what I just described. https://www.expatfinance.us/united-states/phone-verification

I have an irrigation pump that has blown the "motor run capacitor" twice now. Both capacitors were rated as 30µF 450VAC 50/60Hz. The last one only lasted 2 months. The pump usually only starts once a day, but sometimes up to 4 times. Are there different grades of capacitors that I can use? What is a good brand available easily? Would a 45µF 440 VAC 50/60Hz be advisable and would it last longer? I'm obviously don't know much about these matters... LOL.

Some are perhaps nonsense, but to me most are not... perhaps it's the whimsical tone GG uses that makes his posts seem nonsensical.