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2 hours ago, Raindancer said:

Just to add my 2 cents.  I use my Thai phone number and it works every time. Not disputing other comments on here, but don't understand why some people are using phone numbers from their home country. 

Perhaps they might be able to go into settings and profile, and change phone numbers.

BofA requires it - Wise is ok....

31 minutes ago, GrandPapillon said:

you can buy US numbers for as low as $1 per month, and for an extra $1 get SMS capabilities, with SMS to email

Thanks, any way you can direct me to one that works?

The one's I checked so far are set up for businesses/office/sales & I don't see any SMS option....

2 hours ago, Raindancer said:

Just to add my 2 cents.  I use my Thai phone number and it works every time. Not disputing other comments on here, but don't understand why some people are using phone numbers from their home country. 

Perhaps they might be able to go into settings and profile, and change phone numbers.

It's ok on the Wise site/app....The BofA side sends out the one time code BUT only will use a US phone number....In trying to enter a Thai number there's not enough room/digits for input....

3 hours ago, bunnydrops said:

I bought a Skype phone number. Its local US and rings on both my phone here in Thailand and my computer. I also use the number to call my bank and friends. cost about $35 a year US

Does texting/sms - them to you work? For the OTC?

2 hours ago, Raindancer said:

Don't know where you get those figures from.  And it all depends on the amount you are sending.

 

If I send £1000 to my Thai bank through wise, using online banking to send money from my UK bank to wise, it costs me around £5.00 by wise to move the money to Thailand.

That's for $1500 US... Direct transfer BofA to BKK....

Wise rate for the same transfer is about $27 through the Wise app....

58 minutes ago, Raindancer said:

Correction:  it is also more expensive when using debit or credit cards, than the banking  online transfer system.

Wise cost about $27.00 - direct banking app bank to bank transfer $90.00....

I just went in to transfer money using Wise....US to TH....

They have added a new step....Prior to the US bank (BofA) releasing funds, they send a one time use code that needs to be input to finalize for payment....

The phone number they used is an old prepaid US number from one of our trips back....

 

I went to the BofA website to change the phone number to my Thai number = international numbers are not accepted....

Even though my instructions on the account are email contact only there was no email sent....I also cannot update any information to BofA because they now send out the one time approval code - to the same useless number....

 

Has anybody else run into this problem? 

If so, how have you overcome it....?

 

Apparently I need to get a US number that can take text/sms messages for only this purpose?

Does anybody have an workable solution?

 

Where is the 90 day check in desk at the Promenada ?

 

From Quora - a worthwhile read.... References footnoted.....

 

This is actually an interesting question. Let’s have a look at the numbers.

1. 80% lower risk of infection

The most important factor of protecting others is the most straightforward one, direct protection against infection.

Looking at infection numbers across a variety of countries, we can see that on average infection and hospitalization numbers are 80% less for vaccinated vs. unvaccinated people.

Fig 1: UK positivity rate vaccinated vs. unvaccinated

Fig 2: Infection rates unvaccinated vs. vaccinated

Fig 3: The Unvaccinated Drive COVID-19 Infections in the U.S.

In the first 4 months, protection against infection is very high at around 88%. After 5–6 months, protection is at around 74%.

Fig 4: Coronavirus: Waning immunity and rising cases - time to worry?

That’s why there are now boosters.

However, that’s normal. A lot of vaccines have 3 shots, polio vaccine even has 4 and diphtheria 5 shots.

2. Vaccinated people clear the virus 66% faster.

The second important factor is virus clearance.

Those that are vaccinated and get infected, clear the virus 66% faster than those who are unvaccinated, giving them much less time to infect others.[1]

Fig 4: Virological and serological kinetics of SARS-CoV-2 Delta variant vaccine-breakthrough infections: a multi-center cohort study

As a result, those vaccinated spread the virus 65% less.[2]

Now, that we know that vaccinated individuals are infected 80% less often and when infected cause 66% infections 3 factors, we find an 80% reduced infection risk + 66% reduced risk of spreading infection = 94% reduced risk of spreading the infection for a vaccinated person vs. an unvaccinated person.

3. Vaccinated people occupy hospital beds 90% less often.

The third important factor is hospitalization rates.

As we can see in the 2 graphics below, being vaccinated reduces your risk by 90% of being hospitalized.

Fig 6: COVID-19-associated hospitalizations among vaccinated and unvaccinated adults

Furthermore, if you control for age and compare unvaccinated to vaccinated people, the risk rises by 20x for someone unvaccinated compared to someone who is vaccinated from the same age group.

Fig 7: COVID-19 risk for unvaccinated people compared to vaccinated people

Fig 8: COVID-19 risk for unvaccinated people compared to vaccinated people

4. Herd immunity

The fourth factor of protecting others can be seen by looking at the countries with the highest vaccination rates of.

There, we can see that all of the 14 most vaccinated countries with a vaccination rate of higher than 75% have less than 150 infections per 100,000 people on a 7-day rolling average (incidence), except for Singapore, because it has a 20x-2,000x higher population density than those countries.

Here, they are with their 7-day rolling average daily incidence per 100,000 people (abbreviated to daily incidence)

1. UAE 98% vaccinated, 7 daily incidence
2. Portugal 89%, 133 daily incidence
3. Cuba 89%, 36 daily incidence
4. Singapore 87%, 516 daily incidence
5. Chile 87%, 127 daily incidence
6. Cambodia 83%, 4 daily incidence
7. South Korea 82%, 43 daily incidence
8. Spain 82%, 65 daily daily incidence
9. Uruguay 80%, 53 daily incidence
10. Canada 80%, 65 daily incidence
11. Japan 80%, 1 daily daily incidence
12. Italy 78%, 65 daily incidence
13. France 76%, 140 daily incidence
14. Brazil 76%, 53 daily incidence

Source: Coronavirus (COVID-19) Cases - Statistics and Research

The 7-day rolling average for new infections in the EU is at around 500.

As we can see, vaccination rates above 75% provide a 90% reduction on average compared to countries of similar population density with mediocre vaccination rates.

Conclusion:

Here are the 6 main statistics on the effectiveness of the vaccine:

The average vaccinated vs. unvaccinated person has a

1. 80% decreased risk of infection
2. 66% faster time for clearance of the virus
3. 66% overall decreased risk of infecting others when being infected
4. 94% overall decreased risk of infecting others
5. 90% decreased risk for hospitalization and 95% decreased risk for hospitalization compared to someone of the same age
6. Herd immunity starts to kick in strongly at 75% of the population vaccinated

Footnotes

2 hours ago, Tedly said:

I'm in San Sai too and I saw lots of lanterns the last 2 night along with fireworks. But maybe lot's to me is down from normal as this is my first Loy Krathong here.

In it's hey day it was like a blitzkrieg in reverse.....

People all over the place here about 25k south of CM....One road closed down to allow access & parking = parking is full....

A little subdued in the flying lantern launching, but the water launching pace is brisk & backed up....Everybody I saw was masked + temp checks to go from area to area.... It's the first time I have seen a combo temp monitor that dispenses alcohol at the same time it displays your temp + built in counter to control entrance numbers.... Definitely a sober crowd....Vendors look like they are doing ok....

Fireworks are popping away & one cat is hiding under the bed....

Chiang Mai Covid related deaths.....

Worawat Market used to have them at the toy stalls....The shops closer to the Chinatown side by the parking levels....

It's been awhile since I've been there with C19 and all....

Chiang Mai Plastics might also have them.....

We've rented 4 houses along the way....

In each case we received our deposit back ... We've never had a issue or  problem....

The last house had a 3 year lease = we gave notice and left after one year.....

The owner was gracious & returned 1/2 the deposit when he could have kept the entire amount....

 

3 hours ago, Mickeem said:

3. Blank .. Maddog Pizza

 

Make that a glass of red wine with my next pepperoni Nick ...

 

 

 

Good pizza - lot's of smokers & long term table "renters"....

4 hours ago, Radar501 said:

You should sink your funds into chairs, that's where the big money is to be made.   If you're prepared to look around the market, you can pick up some bargains.

 

I would take a look at the industrial chairs as they seem pretty stable.   You can pick up a few hundred here, a few thou' there, and just sit on them for a while, but keep checking the market. The secret is diversity.    Different types of chairs are the way to go, but be ready to pull out if it look like they are about to fold coz that could hurt your bottom line.

 

Right now I have chairs in cinemas   All about bums on seats you know.   My ambition is to be up with the big boys, playing with the gold chairs    Make sure you have somewhere safe to store them as even timber chairs are only made from paper and can go up in smoke in a Wall Street minute.

So - you're the.  ---> "Chairman" of The Bored.......

38 minutes ago, Jingthing said:

The rules have changed in the middle of the game.

 

Now large bean bags that you can sit on do count as chairs.

 

Does anyone actually have one?

 

The 70s are calling and wants to take a picture.

 

That said the question about whether hot dogs in a bun count as sandwiches remains undetermined.

After this new wrinkle I'll start looking for a lava lamp...

Dining room table - 6

Desk chairs - 1

Patio chairs - 5

Wife's vanity - 1

 

****************

Good camping chairs - 7 = used if many visitors or camping - neither happens lately.....

 

 

3 hours ago, Jeffr2 said:

Sad times for the children of these parents.  I know a couple like this.  Their child is really suffering and not developing properly being home schooled all alone.  Terrible.

They either turn out brilliant + introverted or unable to connect with society's many levels....

Societal arrested development....

 

Unless they were lucky enough to have parents that also made them participate in group/team/club/sporting activities....Most home school parents don't....To the child's - ultimately man's/woman's deficit....

3 hours ago, hotchilli said:

10 litres is not a lot.. you're presuming per person, this maybe shared.

Also this could be buying once a week to top-up stock, not buying each time a drink is required. from a local shop.

I guess not....I haven't had 10 liters of beer total since I left high school in the 60's....

 

If/when I drink (Saturday nights) it's usually rum & coke - or I'll blend up Mai tais, Margueritas, or similar if the girls want.....They seldom do....

I've read that drivers licenses can be renewed for a year after the expiration date....They are kind of different about that here....

But, I've never gone over on mine....

 

At our house, stools are used in the kitchen, the chairs are used at the dining room table, and chairs are used in the patio.....

About the only time they eat on the floor is when watching something on TV together; or during the few times we make a mukata outside....If inside with the electric mukata we use chairs....

O - K.....