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StevieAus

Advanced Member
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Posts posted by StevieAus

  1. 4 hours ago, tonray said:

    I hope it wasn't affecting your immigration account,  because they won't care what the reason was you dipped below 800k

    I don’t use that method and if I did I would not have need for an ATM card.

  2. 1 hour ago, smedly said:

    I have paypal ebay amazon all linked to my UK bank account which also has a debit card, been buying stuff for years and often delivered to Thailand, never an issue and I feel confident there never will be

     

    but -

     

    This discussion is about thefts that took place in Thailand from Thai bank accounts - that is a different thing entirely as the OP has identified - read my above post

     

     

    I realize all of that and have those means of purchase

    however you are still relying on the protection of the provider’s  systems eBay, bank,  or whatever.

    It seems to me that if hackers can get into so called highly protected government agencies as has happened overseas they can probably access the banking system if they wish.

    Its the world we live in.

  3. 7 hours ago, Black Angus said:

    Answer is simple. I don't do online banking. The card A/C I se has a limit but I always use cash  You even  have to watch the Banks. 

    Had a American Express Platinum Card once always paid on time , one day statement showed late payment, dash down to their branch who  put me through to HQ.  They said the it had not been paid Branch said Yes we have received it and sent it to you. HQ insisted it had not been paid and I was therefore in arrears. Branch said well we have a stamped receipt here showing it paid. Nothing more from HQ A/C paid. Had I not had that piece of paper I would have been unable to prove payment and would have had to cough -up another 195,000Bht. 

        SO AWAYS CKECK STATMENTS AND AWAYS GET A RECEIPT.  

    I AWAYS ADVISE PEOPLE WHEN DEALING WITH ANY COMPANY GET NAME. AND RECORD DATE TIME PLUS BRIEF VERSION OF WHAT WAS SAID.

    So how do you buy anything online using your method ?

  4. 20 hours ago, barry553 said:

    What a useless comment. I have just got the certificates quite easily.

    Why is it useless?

    Thats my experience in dealing with our local office they will not give anything in English and if you produce any document in English they want an official translation, certified by the MFO and your own embassy.

    Try climbing down from your high horse.

  5. 4 minutes ago, tonray said:

    Yeah...same for my GF...10K out of her SCB account...she is very old school...never pays bills online...always gos to bank to pay...so something else happened. How much do you want to bet the banks are already setting up an alibi so they can stiff their customers for these thefts ?

    We discovered our last week about 1500 baht which the BB has already agreed to refund 

  6. 1 minute ago, RoninTech said:

    I just opened a Bangkok Bank account yesterday and I am receiving SMS messages for all transactions.  For example a 10 baht tip on Grab.  Had to pay 30THB per month for the feature though and they told me no option to receive emails instead.  Maybe if you don't pay you only get notifications on larger amounts?

    That’s interesting as we only took up the notification option recently with the same bank and there was no options offered or to make a monthly payment 

    I got caught with the scam and got no notifications for the small amounts.

    Will go back to the branch this morning.

     

  7. 1 hour ago, Skeptic7 said:

    Reading the full article, some of these people fell for the oldest online tricks in the book. Clicking on links and/or responding to email and SMS from uncertain sources. Sometimes they look very authentic, but the proper action is to securely access through app or official website. It's called "phishing" and has been warned about for 25 years. 

    Some might have but myself and one other I know didn't,

    It seems they got in through the bank’s online app which was hacked and wasn’t as secure as the bank believed.

     

     

  8. 21 hours ago, smedly said:

    I agree with this - it is only recently I decided to get an ATM card after years of going to the branch to withdraw money in person, it is a debit card but is disabled for anything other than ATM use - too risky IMO and also if you do become a victim they don't make it easy to get your money back, I also get an sms when there is any activity on my account

    I got caught with this scam with about 40 withdrawals which the bank has agreed to refund

    No SMS message re the withdrawals which obviously doesn’t active for small amounts therefore didn’t detect until book updated.

  9. On 10/17/2021 at 11:32 AM, ikke1959 said:

    It has nothing to do with rich country or not....more about safety and the messy look

     

    Well I hope the State Governments in Australia take note of your comments because outside of the CBD of most cities the power cables are overhead.

    I would suggest it’s about money as the cost of putting existing cables underground is huge.

  10. On 10/16/2021 at 1:17 PM, WhiteBuffaloATM said:

    no point in agent unless you are avoiding the financials……

    That might be your view, I have used my lawyer to process my retirement extension for the past ten years and I am not avoiding anything

    Renewed mine today took about five minutes, everything was ready Had the photos taken and left.

    Its the difference between flying economy and business class which I also do.

  11. 23 hours ago, Pravda said:

     

    I admit I know nothing about UK healthcare, but I know plenty about Canadian healthcare. The doctors and hospitals will do everything in their power to save a life regardless of cost. In Thailand, they won't even give you painkillers if you're dying of cancer unless you pay. 

     

    I have a good insurance here, but there is no way in hell I will fight with them here when I'm old if something serious comes up. They will always refuse to pay and make excuses. 

     

    My ex-wife's friend died of cancer in her early 30's here. She had insurance because she worked in the same company as my wife. A very big German international company connected to BTS project. The company is great, but Thai insurance apparently isn't as they didn't pay for treatment. What to say? 

     

     

    Not our experience with Thai Insurance which the whole family has

    Our daughter when growing up had inpatient treatment on several occasions for non Life threatening conditions.

    In the last year I have had 7 operations after having an accident at home

    The Insurance company paid on all the occasions without any problems for the above

    They sent a representative to the hospital on each occasion to check if everything was ok and offered a nurse at home for seven days after each operation

    Never had such service in Australia with private insurance when I was always substantially out of pocket

  12. 14 hours ago, RobU said:

    Yes I lived in those times (1950's/60's/70's) It was mainly people on the poverty line who rented 2 up 2 down (Cham 4) houses. we had 1 round pin electric socket in the Kitchen and one electric light in the kitchen and that was the sum total of our electric supply. No lighting upstairs, no lighting in the hallway or front room. There were no warnings to people or education about the dangers of electricity or overloading sockets. Special 'Y' adaptors were available to run power appliances from the light socket whilst keeping the bulb on and you would often see 2 or 3 of these plugged in to give 3 power outlets and one lightbulb from a single ceiling pendant. The power socket in the wall (Fitted at Chest height) was similarly overloaded with multiple plug in adaptors (That can't happen these days because of the modern design), there was no such thing as a multiple socket extension lead with its own fuse because cartridge fuses didn't exist at that time fuses were bits of wire between 2 poles.

    Now the UK probably has one of the safest systems with those heavy duty plugs having their own fuse.

    Surprised we never had them in Australia considering the links to the UK.

  13. 1 hour ago, smedly said:

    ok ?

     

    a 240v mains socket in the shower 

     

     

    and years ago (pre 1950) houses were wired differently - lighting circuits were heavy guage and in some cases the only electric source in a room - wall sockets were round pin if they were there at all and wiring ran on the outside of walls, I remember my grandmothers house - and street lights were gas lol

     

    Irons were not electric

    I was being facetious with my first comment.

    Always ready to learn I have pursued the history of electric irons and found that the first one was produced in the 1880’s.

    Also came across an article dealing with the use of electric irons in the 1930’s 40’s showing the adaptor to which I referred and the author stating that it was plugged into the light socket, but often blew the fuse.

     

  14. 3 hours ago, smedly said:

    jesus christ almighty

     

    charge your phone while taking a shower

     

    that is a UK socket and the bright spark looks Indian

     

     

     

     

    That’s ok,  I remember someone telling me that years ago in the UK that some people had an adaptor plugged into the light socket to allow the to use of an electric iron etc.

    Also saw a documentary about when electricity was first introduced in the UK in homes the power cables were not insulated.

    Now that would be fun.

     

  15. I live at the opposite end of the country in N Chiang Mai Province using fiber 

    Over the same period there seem to be regular “ break downs” often running into the next day.

    Their service is usually good but it’s wearing too thin for me.

  16. 20 hours ago, Bkk Brian said:

    Dissent in the ranks again, this is not what Prayut said in his speech:

     

    "All that visitors will need do is to show that they are COVID-free at their time of travel with an RT-PCR test undertaken before they leave their home country, and do a test in Thailand, after which they will be free to move around Thailand in the same way that any Thai citizen can do."

     

     

    Having re read the article he is quoted as saying in paragraph 6 that tourists will have to spend one night in an ASQ hotel while awaiting  the result of the test and for which they meet the cost.

    I am not a tourist but I am not prepared to travel until apart from having the vaccination passport or whatever I can get on the plane, leave and return without all this bureaucracy.

     

  17. On 10/12/2021 at 8:38 PM, Jingthing said:

    Sounds very concerning. Good luck in sorting it out. I have accounts in three banks here. I would recommend that people sign up for activity notification SMSs from their accounts with larger balances. That costs 200 baht per year at Siam Commercial Bank for example. 

    As I said in my earlier post I have also been affected with about forty withdrawals of same amount from BB account 

    I have notification system from bank but didn’t happen when the withdrawals occurred

  18. On 10/12/2021 at 2:47 PM, 473geo said:

    I tend to agree, alternatively, who is better at understanding and dealing with Thai bureaucracy than Thai people.

    Picked up my two year car licence today, chauffeur driven, set out at 7am, call at doctor's for certificate, back with license just after lunch. A big thanks to my wife and friends who arranged all

     

    Just lucky I guess ????

    I do the same and don’t have any issues the point I was making was just follow the rules even if you don’t like them it’s no big deal for me.

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