I see your point of view, along with all other responders, to my problem. My wife thinks that because she's never seen/heard of any complaints about GMM taking advantage of their stars, for want of a better word, then they must be okay and I'm worrying too much.
I'm kinda stuck in a hole of what to do for the best. Either way I can see myself getting the blame if things go tits up. But if things go well it'll be 'I told you so'.