KhunLA

My 👎 as a silly statement. Who do you think is baking all the good bread here, foreigners only. If you took a peek in the kitchen, I think you'd find Thais back there You gave up Thai bread ... so you don't eat any bread here in TH

EU vs USA bread ... oh please. There's excellent bread everywhere. Though the mass produced bread in EU is probably healthier, since some of the ingredients used in USA are banned in EU. Sadly, it's not just bread that uses ingredients banned in EU and other countries. Topic for another thread. I was not the in home, whole foods cook guy that I am now, but I did make my own bread, with a nice bread machine, when in USA. Not that there wasn't any good bread to be found, and excellent, but, just silly priced, and I didn't know what was in it. Same reason I make my own here in TH, I know what's in it, and an 830gr loaf cost me all of 25 or 35 baht, depending if whole wheat or rye, or just white bread.

Yet you understood my meaning the very first time I typed it. I've never used frig as slang for having sex, and only as an alternative to slang 'F', and not in reference to sew. Which was probably decades ago, as I just say 'F' now, and apparently way too often, as wife pointed out the other day. I working on that issue, as she did notice, when my brother & sis came for a visit, I didn't say it once ... hmm. I'll need to talk to the dog about that in our therapy session today at the park There's a new thread idea for the resident social phycologist ... ... "Do you say 'F' often, and what does your Thai partner think about that ? " ...

Too simple to make your own, and don't even need any special tools or machines.

CP owns or franchises all 7-11 in TH. Own ~51%, and ~49% are franchised - wiki

Not a hotel room size frig, those small or even tall ones. Definitely something most can live out of, which actually did for 10 yrs or so, and something like 15cu. It's taller than the wife. Only bought another, larger since we started doing everything from scratch. Served us well, and had it since 2011, still going strong 👍👍

3 lite servings for some variety ... tasty stuff 😎

If in the hood, worth popping in for a munch ...

I don't the shops are selling it at 10 baht a gram. it's decriminalized, so I'd just keep buying online, as in the past, if I ever needed again. Not that I would ever indulge away from the house.

The charge isn't the problem, it's the principle of it. They make money off your money, then charge you to have access to it. I don't think electronic transfers cost them anything additional to their normal operating overhead. I don't really keep much (relative) in my Fidelity Inv. brokerage account and surely not $1M. Have a few IRAs and my company pension (pittance) gets deposited there. Don't trade anything so they aren't really making any money from me. I think the IRAs are the only reason they haven't given me the boot, maybe

OK, small condo, with just the balcony open, so no real air flowing through, and chilling on balcony with a fan blowing air out on you would work. But not all day.

Geez, y'all need to change financial institutions. My brokerage has no fee for intern'l transfers and BBL charges 200-500 THB for incoming transfers. Which case, I don't even bother and just use ATM, no fee either end. Paying to have access to your own money ... NO THANKS

In TH, that would defeat the purpose, as RH is always ~60-80%, and that's not even rainy season. Fan on high, compressor on constantly, and he'd be using 2-3kWh / hr. vs 300-500w / hr if used at normal temp & house closed up.

Except for the AC, I would expect the others to use no more 500w and hour. ... computer hardly anything ... TV, should have usage on back of, our 55" uses 100w/hr (accurate/tested) ... we have 2 medium size frigs, and overnight, they use <200w/hr AC, does it really need to be set to 16°C as we keep ours around 26°C +/-, but 24°C would be cold for us. If inverter, once at temp, compressor shouldn't be cycling on / off that much. At temp, added to the rest and <1kWh / hr

Looks are deceiving ... along with reading the very unwritten fine print. Just buy loose tea. the unwritten fine print ...

Wouldn't it be a lot better, cheaper, to just find the best tea (loose) you like, sold locally, probably import (CN / Ceylon) depending if like green or black, or other, and brew, instead of cheapest anything, and from UK, not so cheap. Probably Ceylon tea anyway.

It's about 'investing to retire', so if already there, then why would you. Why I don't do anything to generate income, having more than enough already. Topic is about kids & Uni, is it worth it ... or not. I think the 4 or more years and cost of Uni isn't worth it in the 'west', unless having a connection to use that diploma. If you aren't an idiot, like many, borrowed money for liberal arts or phycology degree as fairly useless. Better to simply get job, learn a trade, go self employed, save and start RE investing. People need 2 things, a roof over their heads & food. Food is too much work.

The routing is irrelevant, as doesn't cost you anything, or take that much, if any extra time. Simply leaves your one account, and shows up in your other account. Hopefully in a timely manner. Simply do a tester from you bank. You might get lucky, and transfer done in a day or 2. Or five days, as some banks like holding as long as possible. Just don't wait till last minute if you need money.

Told my daughter to buy RE, as soon as you can, and she did, bought a townhouse at Rangsit, she rents out, then bought a condo in high end neighborhood, that she also rents out. She lives in a ฿12k baht rental (won't impress anyone), near her work to keep costs down, but makes shy of ฿100k a month. Her Atto 3 cost ฿15k a month, near 0% interest, so no need to pay it off, or buy with cash. Her BF salary is about the same, and they, she should be retired around 35 yrs old. She's 25 now, and on her 3rd job, in 3 yrs. First 2 didn't appreciate her value, or compensate her for it, so she moved on. Started an online business, but her new job takes up a bit too much time, so that's growing slower than it could, so not as profitable yet. Work smarter, not harder. Live within or way below your means. It's not rocket science. BUILD EQUITY ASAP. You live in TH, then you should be buying land with every extra baht that you have. The wife has invested in land, and why we have lived monthly payments free for almost 20 yrs. No mortgage/rent, no vehicle payments, and now, almost 3 years, we don't even have electric or petrol bills

Very hard work, save and live below your means. You won't impress anyone, but you'll build equity fast. Then your money runs on auto pilot, well almost, IF smart. You'd be amazed how fast you can go from 'month to month' to 'holy sh!t, I got more money then I need' and your mortgage is paid off in 5 years And if you stop with the Sex, Drugs and Rock & Roll, you could have retired much earlier

Does your balcony face south ? Are you allowed to extend panels off your balcony ? If you could use 6 pv, how many hrs good exposure would they get ? panels are 1m X 2m, would that even be possible. ~6 X 600w PV = 3.6 for max 3kW inverter

"amber gamble' ... don't think so. She must know somebody, as she ran the red light. https://www.google.co.th/maps/@17.4496643,102.7826864,3a,75y,305.92h,93.69t/data=!3m7!1e1!3m5!1sIafUR6pi2TIvHvGbUQX7Fw!2e0!6shttps:%2F%2Fstreetviewpixels-pa.googleapis.com%2Fv1%2Fthumbnail%3Fcb_client%3Dmaps_sv.tactile%26w%3D900%26h%3D600%26pitch%3D-3.6899999999999977%26panoid%3DIafUR6pi2TIvHvGbUQX7Fw%26yaw%3D305.92!7i13312!8i6656?entry=ttu&g_ep=EgoyMDI1MDcwNy4wIKXMDSoASAFQAw%3D%3D

No, as just an extension, and 4 more years to get another piece of paper stating you completed 'how to work for someone else' courses. I'd teach them how to invest in RE & the market, so they can 'retire' and have enough time & money to do what they want. Wish I had a mentor, and could have retired at 30, instead of 45.

May have to change the title of thread ... ... "Do other foreigners tend to avoid you." ...