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KhunLA

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Everything posted by KhunLA

  1. So not much different from folks I know back in the motherland
  2. Adding the 2nd ESS (10kWh for total of 20kWh) was definitely for longevity. This the season when they would be needed, and TBH, we don't need the second one. As one crapped out (under warranty) and went back for repair, not replace. Probably the BMS, as cells were balanced when topped off and as it was discharging, still fairly balanced. Since on one bank the past month, of overcast & rain, the 10kWh available over night was more than enough, using less than 7kWh over night. Much less some nights, as really don't need the AC, or even the fan some nights, as the overnight temps are so low. If using, more for the dehumidifying feature, as raining on/off the past 10 days since returned from an O&A. With that, if not having the 2nd ESS, costing 95k baht, the ROI for system would probably be realized at about the end of year 3 - 3.5 maybe. Lot of that due to charging BEVs and petrol savings. Even with crappy weather, still plenty of extra solar for charging the BEVs. Though I do drive the MB if not raining, though been caught 2X already, as started to drizzle on the way back home. Rain & E-MB, what could go wrong Can't endorse having Solar enough, if only to subsidize you monthly MEA/PEA bill. We're basically off grid, with shy of 99% of electric from our solar system. If sized right and good price, especially if DIY, your ROI should be very quick. Prices have dropped quite a bit since our system installed, and coming up on year 3 having. Same with the BEVs. If driving 20k kms a year locally, petrol savings are ~50k a year. PEA savings, about the same, so far for us, being retired and home, abusing AC when wanting, and drive quite a bit, so ROI 3.5 to 5 yrs. The extra 1.5 yrs for the 2nd ESS we really didn't need. And our system wasn't cheap, like it would be today, especially if DIY. If you have brown outs, cut offs, and or fluctuating currents, then even more of a reason to have solar. Happy Savings
  3. First time I googled it stated 4.625, now it states ... "The average interest rate on the US national debt is currently around 3.28%" ... go figure. Lets look at it this way, Ms Google again ... "The annual interest payment on the US national debt is currently projected to be over $1 trillion. This is based on estimates from the U.S. Bureau of Economic Analysis for fiscal year 2025. This figure has doubled in the past five years" ... Tax revenues received, net (4.5T) ... "During Fiscal Year (FY) 2024, the IRS collected more than $5.1 trillion in gross taxes, processed more than 266.6 million tax returns and other forms, and issued nearly $490.6 billion in tax refunds" ... Interest about 20% of taxes received, only a net of 4.6T ... BUT wait, already spent that, and then some. So to pay the interest, even that needs to be borrowed .. "The total federal spending for the U.S. in fiscal year 2024 was $6.75 trillion" ... And Trump just submitted a '$ ? T' budget, basically on credit, as enough taxes not received yet And what needs to be done, and this is just a guess, if no additional spending in 2025 ... "The legislation would raise the debt ceiling by $5 trillion, going beyond the $4 trillion outlined in the version passed by the House in May" ... They already know they can't afford to pay the bills and the interest. ... ..."Note: (06/23/2025) Some categorizations and numbers in the Ways and Means' section of the table below have been updated to more accurately reflect the bill's potential impact. The House of Representatives’ Fiscal Year (FY) 2025 reconciliation bill – titled the One Big Beautiful Bill Act of 2025 (OBBBA) – would add $2.4 trillion to primary deficits over the coming decade, adding $3.0 trillion to the debt including interest. If its temporary provisions are extended without offsets, we estimate it would add $5.0 trillion to the debt including interest." ... https://www.crfb.org/blogs/breaking-down-one-big-beautiful-bill Wish I could run to the bank every year, and borrow more money, when I couldn't make the previous years payment on the money I spend. That's happened every year since 1929, with every new F'g idiot. And the people have what to say ... "OK, take my money, and we'll even vote for you again' ... but don't touch my pronouns. Som nam na Don't ask me why I stopped producing taxable income once I got enough. Why we invest in TH, in the wife's name. Of course JFK wanted to put and end to that, the Fed & Central banking ... how'd that work out for him Although I think the Fed had to stand in line, behind the CIA & war mongers. Maybe a joint action
  4. They stopped caring about a balanced budget, or paying down the debt, as apparent neither happened after 1929. Actually was quite manageable till WW2, as chart showed.
  5. It's an requirement to be president. As seems every president has done the same thing, since 1929. They totally lost control around 1980, with constant increases onward ... especially the idiot presidents of the 21st Century. https://www.self.inc/info/us-debt-by-president/
  6. That's 70 biillion that can be spent on US citizens. And that 70 billions is borrowed money @ 4.625, that never gets paid back. So how much is B70, plus infinite amount of interest. The US only pays the interest on it's debt, and just keeps raising the debt ceiling, so the B70 isn't really B70.
  7. As a Yank, I hate ALL foreign aid ... ALL Little actually gets to where it's suppose to go, if it even leaves the USA. As long as US citizens living on the streets, needing govt assistance to feed their kids and also dying because they can't afford healthcare, then screw the rest of the world. Take care of yourselves for once. USA is tapped out, and borrowing money to give away is just economic suicide for the USA.
  8. Learn how to say NO. Anyone, anywhere, demanding money from me, just had their last conversation with me. 😎
  9. Doing online really is too easy. Have so much more freedom here, and govt is up my A$$ about everything and anything. So they want to know where I live, that's a good thing. Criminals can be sorted easily. What other country, in SEA, let's you stay this easy, or even has an official visa for retirement, if meeting the requirements, that you feel comfortable about buying into. Other countries are fine if you like living out of your backpack, but I prefer stability. And if in a relationship, owning a house, solar, BEV, cuts the cost of living down to super cheap charlie level if wanting. I can't think of any other place, where I can have this comfy living on 20k THB a month. Granted, have to meet the 65k or 800k, but seriously, if that is a stretch, (or 40k / 400k) you shouldn't leave the safety net of home country to begin with. How anyone reaches the age of 50-60+ without some assets or equity, is mind boggling. Don't want to burn your bridges back home, then rent you house for the silly money you'll get. All our socialist countries, the gov't will pay the rent for the needy. Living isn't hard, and I'm far from a genius or rich. Life is tough start for new generation, but that's not us. The rules were here before we arrived, and not much has changed. Our embassy screwed us, no income letters. Though a good thing for me, as $50 USD was a scam in itself, and, except for USA, you had to go get it. Going to the bank is a lot easier & cheaper.
  10. Gratuitous body count, of course, which does get old after a while. Just an OK time killer, unless John Wick style is your thing. Small screen time of Reeves, and OK story line. Things get 'hot' which was a nice, different ways (ka-boom) on killing people, changing things up a bit helped. Obvious sequel in the future .. cha ching.
  11. Pretty sure they got the booze part down, but didn't have or save any money for the hookers, or they wouldn't be so, negative, grumpy, miserable
  12. You're just conx through, so as long as you stay in the airport, (secure areas), you're fine.
  13. US, EU & JP are too far behind to even come close to catching up, within the next decade. Best bet is continue their silly taxes/tariffs and hope they can compete sometime in the future. Though highly unlikely.
  14. https://www.imdb.com/title/tt7181546/?ref_=nv_sr_srsg_1_tt_5_nm_2_in_0_q_baller
  15. I'm here 😎 Oh yea ... some of the landscape ...
  16. That's not too surprising, since 50% of income earners pay little to no income tax, and don't want to give up their free sh!t. Or simply listen to fake MSM, and believe all the lies ... IMHO Most people with an opinion, haven't read the bill ... but OMG, did you hear what's in it Irrelevant, as they will cower & comply to the whims of the corrupt 535, who represent their own interest, but, get reelected by those that don't agree with what they are doing, or how things are. Go figure ...
  17. Not if 'Made in USA', But if 'product of USA', then possibly suspect of using ingredients from CH. Also depends where Heinz is being produced at. Many US companies have factories outside of the USA. Many of the USA brands are produced out of the USA, some are not even owned by US companies. Just subsidiaries of non USA companies, and may only have a HQ, or not, in the USA, for optics. Ms Google ... "Kraft Heinz has a significant presence in Asia, with its Asia Pacific headquarters in Singapore. They have 12 manufacturing plants across Southeast Asia, Greater China, and Australia" ,,,
  18. You obviously don't know what income brackets pay most of the taxes in the USA. It's not the poor. ... "Most of the government’s federal income tax revenue comes from the nation’s top income earners. In 2022, the top 5% of earners — people with incomes $261,591 and above — collectively paid over $1.3 trillion in income taxes, or about 61% of the national total. If you include the top 10% — everyone who made at least $178,611 — that figure rises to $1.5 trillion, or 72% of the total. The top 50% of earners contributed 97% of federal income tax revenue." I'll translate that for you ... 50% of lower income earners, only paid 3% https://usafacts.org/articles/who-pays-the-most-income-tax/
  19. The problem isn't what people do or where they put things. It about who, the do them with. Consenting adults who be the proper people to enjoy yourself with. And you never went to the back door with any of you partners ???
  20. Apparently you didn't understand my post. Cut staffing that obviously, were not doing a very good job, since the poison is already in the food supply. Are you awake now 😎 And yea, with you and the rest of the deranged folks, everything was, is, and will be, Trump's fault. Yea, I'm done with you also.
  21. Obvious they were corrupt or very inefficient in their job, since the poisonous food supply was there before Trump was president. It will always be Trumps fault with the deranged folks. Bringing Trump into the conversation, is simply proof, that ultra processed for is healthy for you. Trump being 79 years old and seemingly only exists on junk food
  22. @FlorC " ... FarmHouse whole wheat bread ... Wheat flour: 41.0% Whole wheat flour: 23.0% Sugar: 4.5% Vegetable fat: 2.5% ... Hydrogenated oil, at a guess ??? Yeast: 1.0% Lodized-salt: 1.0% Milk-powder-0-6-vitamin: 0.2% Preservative: 13.4% (estimate) ... Common bread preservatives include calcium propionate, potassium sorbate, , and sorbic acid — E282: 13.4% (estimate) ... calcium propionate, as a preservative Food-additive: 6.7% (estimate) ... ??? WTF E300: 3.4% (estimate) ... Ascorbic Acid (Vit C) E471: < 2% (estimate) ... diglycerides and monoglycerides used as an emulsifier E481: < 2% (estimate) ... Dioctyl sodium sulfosuccinate as emulsifier ข้อมูลสําหรับผู้แพ้อาหาร: < 2% (estimate) .. Allergy warning — มีแป้งสาลี: < 2% (estimate) ... Allergy warning นม-และผลิตภัณฑ์จากถั่วเหลือง: < 2% (estimate) ... soy allergy warning, I think ? My bread at home, ingredints ... ... 500 gr flour (bread and or whole wheat) ... 350 ish water, depending on flour ... 10 gr salt ... 10 gr yeast ... 10 gr sugar, if any, at the most (10g) sometimes Farmhoue info source: https://world.openfoodfacts.org/product/8850123110412/farmhouse-whole-wheat-bread-ฟาร์มเฮ้าส์
  23. I agree ... I didn't say I believe all are grooming, simply that I understand how they, some people come to that conclusion. No different that some think all priest are child molesters, or all blacks are criminals.
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