Healthcare is a personal responsibility... like rent... what kind of car you buy... whether or not you study in school... what kind of work that you do... if you need to be taken care of go back and live with mommy.
PS... "affordability" is an excuse used by liberal left to buy votes... instead of going to sporting events and amusement parks and buying I-phones... try paying your insurance premiums first and if the premiums are too high complain about your parties inflationary tax and spend program.