Perhaps you don't know this so let me help you out. You have to sell to get a loser. The only losers I have are the OTC tickers I play. But I only go after them to satisfy my gambling urge and to hit some nice payoffs. I then invest those OTC winners in big board tickers which are ripe for gains or those that have a good dividend payout.
Sure, I bought some YMAX shares above $20 and if sold them now I would lose on my initial investment. But why sell when I get such nice dividends?
Yes, you are correct I have lost quite a few times playing the penny OTC tickers, but the winners I have made there greatly surpass the losers.
Isaan rental, downsizing....great personal bashing, you got me busting a gut. However you really should focus more on your investment tactics.$100k just sitting idle...hmmmm