dingdongrb

If folks cannot prepare and fend for themselves then maybe they should not have ventured far from mommy's skirt. Bye...Have a great day..... Cheers!

What???? Can you actually comprehend what you read and write?

If I have any health issues or die or for some reason locked out of my USA account my better half could use my BKK Bank debit card and draw funds from the 800k I keep there for my retirement extension. Besides that I do have extra funds (above the 800k) in my BKK Bank there just for any unexpected emergencies (like the 160k THB I used last year for my stent operation). 'Prepare for the unexpected'.........duhhhhhh, it's not rocket science. 'Old age' should not be a reason.

......and yet I use the money I pull from my USA bank using an ATM here in Thailand for my living expenses. Your reply makes no sense!

Rubbish..... I am sure I have much more money than the majority of those on this forum and sure in the he77 more than many Thais. Money has nothing to do with it. Panda Food won't allow me to use the TrueMoney Wallet account to prepay for food delivery due to the fact that I'm a foreigner....but Lazada allows me to prepay using that same account...... now explain that! NOTE: Food Panda's reason is saying that I'm not a Thai. So I use my daughter's account.

How is having your pension in your home country or another bank outside of Thailand inconvenient? Further (difficult) action? -Hmmmmm 1) Open new account 2) Contact current pension administrator and change deposit info

As I asked and will question again, why even have pensions direct deposited into a Thai bank?

Wow, that's different than when I was living there back in 2006/2007. Then it had to be registered but I could do so using my passport. I am not sure but I think China was registering (tracking) SIM cards before Thailand.

Bummer.... However, without looking I am sure there are other banks outside of Thailand a person could open an account and obtain a debit card to do ATM withdrawals internationally. Years ago I used to have an account with NetBank which had no brick & mortar locations. They provided me a debit card and I used it here in the USA, in Thailand, and as well as China when I lived there.

My bank (Wells Fargo - USA) charges me $5 for an ATM transaction occurring here in Thailand. Thailand's ATMs charges me 220 THB..... I generally make 1 or 2 transactions a month, each being the max allowable 25k THB. No biggie for me and I feel feel that a percent or two in fees isn't going to affect my lifestyle as my US brokerage savings account more than makes up for that pitiful amount. NOTE: Are you aware most US Banks as well as other institution's accounts are FDIC secured? I have been using US banks for well over 40 years and never had an issue losing money even with having an account back in the 80s that was affected by the Savings & Loan scandal then. (Silverado Savings dissolved and went to Wachovia. Wachovia dissolved and went to Wells Fargo.)

Immigration office time for me = Approximately 1-3 hours a year....... Damn, that's a very long time....... 55555555555

Sure, I pay ATM fees but that equates to only about $20-30 USD a month (1k THB). Worthwhile (ease of mind) for me to do than having $$ in a Thai bank. Besides I'm able to play the USD vs. THB game to try and get the best value.... ???? Maybe it's me, but I think those that elect to have their pensions direct deposited into a Thai bank are crazy.

I have been using TrueMoney Wallet for a few years and keep around 20k THB in it for my frequent Lazada and other location purchases. On the TrueMoney app they show a Savings Acct offering up to 4% interest. Selecting it on the app it comes back saying 'For Thais only'..... Maybe other countries should start being biased with Thais living there? ....the continued discrimination is an ugly look for a country like Thailand

All my $$ is in US banks except the 800k+ I keep in BKK Bank for my extension requirement. I pull THB from ATMs from my US banks. How would I be affected? How would the Thai government know that I'm considered a 'tax resident' instead of a frequent tourist? I think that could only occur if they somehow had a database which connected Immigration info with ATM usage and bank info from those ATM users. Thailand can't even connect vehicle tax info, vehicle insurance info, and MV (motor vehicle) violation data.

What is it.... I see some icon I am unfamiliar with and refuse to do a Google reverse image to figure out what it is.... ....besides, I stream EVERYTHING for FREE without a need for an app.

Cheers, as we seem to now understand each other. If I were to chastise or demean a person they would definitely know it. Sorry if I came across that way but it was just intended to be a little social ribbing, I apologize for any offense I may have caused. Jersey.... Hmmmm, I used to travel there often for work. Smaller areas east of Philly..... Westampton - Mt Holly. My Aunt lived in the Point Pleasant and I have a longtime friend/colleague who currently lives in Cherry Hill. I used to work for a couple of companies that had facilities in Hackensack. So I know Jersey. At times it's difficult for me to tell if someone is from NY or NJ. Just like Australia, UK, and New Zealand, it would take me awhile listening to some folks to tell where they were from. Been to TX too much. Brother currently residing in Austin, Mother lived in Houston for many years. One of my best friends in Dallas who was born in the USA has parents that came from Mexico. He and I joke a lot with each other and perhaps at times too loud in public as we get strange looks when he calls me 'White Boy' and I call him 'Beaner'. ...and now to get back on topic, my weird experience in LOS also included: '.....this one time at band camp....'

Do note, many of us from the North are always ribbing and making fun of the folks from the South. Sort of like (if you're an oldie like me) us Americans poking folks at the Polish with all the Pole jokes. Or as my Ohio friends do, make fun and ridicule their West Virginia neighbors. Relax and take big bong hit.... You said you were 'not festered up' but it's obvious you are so stop kidding yourself. Why are you calling yourself an idiot? "......an idiot is one who assumes about others." You made an assumption about me, didn't you?

LOL... If you think you're the first that used my alias to try and rile me up, think again. American by birth, lived in 2 different states for more than 20 years each. Visited and stayed in over 40 of the 50 states. Currently have relatives living throughout various states. Don't get me started with my many friends to which some have been living in Baton Rouge their entire lives. I've only attended Mardi Gras once and thought it was over-hyped but I do admit I had a good time. Please tell me more about myself that I don't already know. My opinion of you: You're one of those inbreed idiots that get all festered up when someone jokes about your backyard. Enjoy your day...Cheers!

Louisiana? Isn't that the sate where everyone is a close relative to each other? Or am I thinking Arkansas, Mississippi, Alabama, and West Virginia?

I've been to many majority Thai events/establishments over the past 30+ years I and can say most of them do not have this occurring in their restrooms. Besides when that occurred to me over 20 years ago why wasn't that so called roving masseur going up and rubbing his Thai counterparts while they were taking a pi$$? Maybe he knew he would likely get a 'throat punch' or perhaps he was just seeking out the few farangs looking for a tip? But, you seem to be the expert so I'll believe whatever you say since this is the Internet. BaaaaaWaaaaa

Exact same thing happened to me during one of my business trips to BKK over 25 years ago.

Don't just give her the tip, give her the shaft as well as the nads.

My uncle is not a worm but my aunt is a butterfly.

Good job! It appears someone has finally got a pic of Bignok.... ????

Typical Thai discussion: 'Have you eaten yet?'