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Everything posted by dingdongrb
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Then the pensioner should suffer any consequences if he/she doesn't want to adapt to changes....... Things are changing every day and if you cannot adjust then you could become a victim. That's just part of life so get used to it or get left behind. One fine example is modern technology. If you only know how to use a dial phone to make a call then I guess it will be difficult for you to make a phone call these days.
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If I have any health issues or die or for some reason locked out of my USA account my better half could use my BKK Bank debit card and draw funds from the 800k I keep there for my retirement extension. Besides that I do have extra funds (above the 800k) in my BKK Bank there just for any unexpected emergencies (like the 160k THB I used last year for my stent operation). 'Prepare for the unexpected'.........duhhhhhh, it's not rocket science. 'Old age' should not be a reason.
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Rubbish..... I am sure I have much more money than the majority of those on this forum and sure in the he77 more than many Thais. Money has nothing to do with it. Panda Food won't allow me to use the TrueMoney Wallet account to prepay for food delivery due to the fact that I'm a foreigner....but Lazada allows me to prepay using that same account...... now explain that! NOTE: Food Panda's reason is saying that I'm not a Thai. So I use my daughter's account.
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Bummer.... However, without looking I am sure there are other banks outside of Thailand a person could open an account and obtain a debit card to do ATM withdrawals internationally. Years ago I used to have an account with NetBank which had no brick & mortar locations. They provided me a debit card and I used it here in the USA, in Thailand, and as well as China when I lived there.
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My bank (Wells Fargo - USA) charges me $5 for an ATM transaction occurring here in Thailand. Thailand's ATMs charges me 220 THB..... I generally make 1 or 2 transactions a month, each being the max allowable 25k THB. No biggie for me and I feel feel that a percent or two in fees isn't going to affect my lifestyle as my US brokerage savings account more than makes up for that pitiful amount. NOTE: Are you aware most US Banks as well as other institution's accounts are FDIC secured? I have been using US banks for well over 40 years and never had an issue losing money even with having an account back in the 80s that was affected by the Savings & Loan scandal then. (Silverado Savings dissolved and went to Wachovia. Wachovia dissolved and went to Wells Fargo.)