How to live for 4000 baht a month. Not inc rents.

[KiChakayan]

2 hours ago, MaeJoMTB said:

Not really, you should give someone younger a chance.

Thought you were 62? You said it on this thread or some other you are busy polluting.. 

[thaibeachlovers]

10 hours ago, Naam said:

if it pertains to serious health problems life might indeed depend on spending money, either own money or money from a health insurance.

No argument here, but while I did go off topic myself, the thread isn't about health costs, and IMO health insurance costs wouldn't be part of the thread either.

No one could expect to survive on less than 4,000 a month if paying hospital bills.

[thaibeachlovers]

3 hours ago, MaeJoMTB said:

Not really, you should give someone younger a chance.

When my country sees the light and legalises euthanasia, I'll happily give someone else a chance. Till then.............................

[thaibeachlovers]

2 hours ago, Berkshire said:

Geez man, 29 pages of the same senseless drivel on an overdone, tired subject.  Fact: There are homeless people living in the USA on $0 a month.  Rent included.  Is the OP going to give them a standing ovation?  What the freak.

The thread is about expats in Thailand, none of which should be homeless.

Don't like the subject? Just move along.

[thaibeachlovers]

5 hours ago, saakura said:

Why is working considered as some form of slavery and retirement a liberation and celebration of freedom? I am 54, working in Thailand since the last 25 years, enjoyed every single day of it. There were ups and downs but the journey has been great so far!

You were a lucky man then. Most of us had to do jobs we disliked just to earn enough to do what we wanted to do. I did a job I came to hate just to afford a twice yearly holiday in Thailand, and yes it was worth it.

The only job I really liked was one I was only able to do for a year. I'd have done it for nothing if I could have kept doing it, but life often sucks, and I had to return to the real world.

Retirement gave me the opportunity to live in Thailand, so it was liberation and a celebration when I retired.

Edited November 1, 2017 by thaibeachlovers

[SheungWan]

7 hours ago, MaeJoMTB said:

Not really, you should give someone younger a chance.

 

5 hours ago, KiChakayan said:

Thought you were 62? You said it on this thread or some other you are busy polluting.. 

An ex-colleague was shown some actuarial tables which indicated that longevity on average declined for every year stayed at work beyond the age of 62. He then resolved to go at 60, however well he was doing. As it turned out he took a voluntary package which was on offer at the time, but he would have gone anyway at the witching hour. BTW, the longer you leave walking away from that 'perfect' job, the more difficult it is to adjust to a new phase in one's life. If one can sort out a plan sufficiently well in advance then not faced with the choice of staying in work or retiring to Thailand living on peanuts. We make our beds and then have to lay in them.

[SheungWan]

9 hours ago, Naam said:

 it's amusing what kind of ridiculous claims are often invented or pulled out of thin air concerning the ultimate happiness of living a frugal life.

'Frugal life' just means having to sit in the back of the plane with a nice story to cover up the misery.

[MaeJoMTB]

2 hours ago, SheungWan said:

 

An ex-colleague was shown some actuarial tables which indicated that longevity on average declined for every year stayed at work beyond the age of 62. He then resolved to go at 60, however well he was doing. As it turned out he took a voluntary package which was on offer at the time, but he would have gone anyway at the witching hour. BTW, the longer you leave walking away from that 'perfect' job, the more difficult it is to adjust to a new phase in one's life. If one can sort out a plan sufficiently well in advance then not faced with the choice of staying in work or retiring to Thailand living on peanuts. We make our beds and then have to lay in them.

I retired at 45, did a part time job for 'fun' from 47-52 (cos I was bored at home), then moved country and haven't worked since.

[FritsSikkink]

15 hours ago, SheungWan said:

Looks like the diagnostics of your bathroom showing the plumbing backed up pretty bad.

Google translate?

[Just Weird]

19 hours ago, balo said:

Sounds just weird to me...

 

Congratulations, you're the 100th poster to make that comical comment and even the first one wasn't that clever.

[KiChakayan]

1 hour ago, Just Weird said:

Congratulations, you're the 100th poster to make that comical comment and even the first one wasn't that clever.

Right, but that's what you were looking for in the first place. 

[Just Weird]

10 minutes ago, KiChakayan said:

Right, but that's what you were looking for in the first place. 

Wrong, again.

[bazza73]

20 hours ago, thaibeachlovers said:

You were a lucky man then. Most of us had to do jobs we disliked just to earn enough to do what we wanted to do. I did a job I came to hate just to afford a twice yearly holiday in Thailand, and yes it was worth it.

The only job I really liked was one I was only able to do for a year. I'd have done it for nothing if I could have kept doing it, but life often sucks, and I had to return to the real world.

Retirement gave me the opportunity to live in Thailand, so it was liberation and a celebration when I retired.

My father was my object lesson - he worked at a job he hated his whole working life. I was determined not to repeat that - I loved the field of work I was in, and did well out of it. I retired in Australia, and was bored stiff. It was only when I came to try Thailand I started enjoying retirement.

The average full pension, irrespective of country of origin, seems to be about 40,000 to 50,000 baht/month. So falangs trying to live on 10,000 baht a month or less are presumably not of pension age, and not working.

 

Edited November 2, 2017 by bazza73
clarify

[MaeJoMTB]

10 hours ago, bazza73 said:

The average full pension, irrespective of country of origin, seems to be about 40,000 to 50,000 baht/month. So falangs trying to live on 10,000 baht a month or less are presumably not of pension age, and not working.

 

British full pension is 16,000bht/month.

[KiChakayan]

20 minutes ago, MaeJoMTB said:

British full pension is 16,000bht/month. 

In France old age allowance is 803 Euros (Single) and 1247 (Couple). No prior contributions required, the guiding principle being that the country must protect its elderly. Minimum age is 65, payments may be deducted from any estate larger than 39000 Euros up to a max of 6244.95 Euros and of course it is means tested.

 

I like it, France is more humane than some of its neighbours. Maybe he 65 years eligibility could be raised to 70 our days.

 

Don't bother posting about "nanny state" , budget deficit, etc.. if you don't accept that the weak should be support by the state. In Oz too welfare is driven by this guiding principle.

Edited November 3, 2017 by KiChakayan

[MaeJoMTB]

35 minutes ago, KiChakayan said:

Don't bother posting about "nanny state" , budget deficit, etc.. if you don't accept that the weak should be support by the state. In Oz too welfare is driven by this guiding principle.

Off Topic,

I always thought 'the weak' should be protected by their family.

And being a single mother is a personal choice, I see no reason to give them free money.

[bazza73]

1 hour ago, MaeJoMTB said:

British full pension is 16,000bht/month.

Something I didn't know. Presumably Brexit hit it as well. Not exactly generous, are they?

[Si Thea01]

3 hours ago, MaeJoMTB said:

British full pension is 16,000bht/month.

So they give a pensioner around 356.00 pounds a month or about 89.00 pound a week.  How in the hell are the Aged Brits to live on that. Hope my maths are right.

[MaeJoMTB]

3 minutes ago, Si Thea01 said:

So they give a pensioner around 356.00 pounds a month or about 89.00 pound a week.  How in the hell are the Aged Brits to live on that. Hope my maths are right.

Between 100gbp and 120gbp a week for most, you would need to have worked and paid NI for 35-40 years to get 120. But if you live in the UK, they may pay you some social security on top of that.

Edited November 3, 2017 by MaeJoMTB

[Si Thea01]

4 minutes ago, MaeJoMTB said:

Between 100gbp and 120gbp a week for most, you would need to have worked and paid NI for 35-40 years to get 120. But if you live in the UK, they may pay you some social security on top of that.

Still a miserly amount.  What do the pollies get when they retire? I bet there is a huge disparity.

[MaeJoMTB]

1 minute ago, Si Thea01 said:

Still a miserly amount.  What do the pollies get when they retire? I bet there is a huge disparity.

The socialist chap (leader of the opposition) already has a pension fund topping 1Mgbp.

[Si Thea01]

1 minute ago, MaeJoMTB said:

The socialist chap (leader of the opposition) already has a pension fund topping 1Mgbp.

That's like the grubs from down under. You can see why many pensioners are coming here and then questions like the one subject to this thread. arises. Thanks for the info.

[Kwasaki]

2 hours ago, bazza73 said:

Something I didn't know. Presumably Brexit hit it as well. Not exactly generous, are they?

If you are born on or after 6 April 1951 (man) or 1953 (woman) you may be eligible for the new State Pension. The full amount of new State Pension will be £159.55 aweek.
Under the new system, from April 2016, the actual amount will depend on your National Insurance record. You could receive a higher or lower amount.

[suzannegoh]

Between 100gbp and 120gbp a week for most, you would need to have worked and paid NI for 35-40 years to get 120. But if you live in the UK, they may pay you some social security on top of that.

That's even worse than Social Security in the US.

[MaeJoMTB]

52 minutes ago, Kwasaki said:

If you are born on or after 6 April 1951 (man) or 1953 (woman) you may be eligible for the new State Pension. The full amount of new State Pension will be £159.55 aweek.
Under the new system, from April 2016, the actual amount will depend on your National Insurance record. You could receive a higher or lower amount.

The new state pension is a bit of a con game, as you need 35 'NEW' NI payments (made after 2016) to get that amount.

I have 35 'OLD' NI payments (paid before 2016) so only get the old pension valued at 120gbp.

Edited November 3, 2017 by MaeJoMTB

[bazza73]

11 minutes ago, MaeJoMTB said:

The new state pension is a bit of a con game, as you need 35 'NEW' NI payments (made after 2016) to get that amount.

I have 35 'OLD' NI payments (paid before 2016) so only get the old pension valued at 120gbp.

Effectively, what you are saying is Brits here relying solely on the age pension for income are doing it tough. Now if you had emigrated to Australia, you could be drawing a British AND Australian pension - I think it kicks in after 10 years in Oz.

[MaeJoMTB]

Just now, bazza73 said:

Effectively, what you are saying is Brits here relying solely on the age pension for income are doing it tough. Now if you had emigrated to Australia, you could be drawing a British AND Australian pension - I think it kicks in after 10 years in Oz.

Nah, you can't have both, Australia pays you their pension and reclaims your British pension entitlement for itself.

[thaibeachlovers]

4 hours ago, MaeJoMTB said:

Off Topic,

I always thought 'the weak' should be protected by their family.

And being a single mother is a personal choice, I see no reason to give them free money.

What about the weak without a family?

I agree about single mothers. It's IMO an abomination to give them anything, unless they were married at conception. Mind you, I disagree paying anyone to have children. Children should be a choice, not a means to a work free income.

[KiChakayan]

5 hours ago, MaeJoMTB said:

Off Topic,

I always thought 'the weak' should be protected by their family.

And being a single mother is a personal choice, I see no reason to give them free money.

Off topic like most of this thread, I agreed.

 

But.. how is the French old age pension more off topic than the British??

 

And were on earth did you read anything about single mothers in my post??

 

Must be the weed.

Edited November 3, 2017 by KiChakayan

[Craig krup]

The British spend over £100bn on benefits for the elderly. Looking at the pension in isolation is a complete mistake. They get housing benefit, council tax benefit, a "minimum income guarantee", other benefits, winter fuel allowance, free bus travel....

 

If you're unemployed or a carer you qualify for the national insurance credits....

 

The British welfare state is very generous; indeed, we're leaving the EU in part because we can't afford to extend its coverage to millions of other folk.