How is Kasikorn online banking?

[Goanna]

Mobile top up is very easy as well from the mobile app. Yours, or for any number inyour contacts, with all Thai carriers. Money transfers easy too.

[GBK]

17 hours ago, tropo said:

Yes, you can use the K-Web Shopping Card for anything you can use a normal debit card for. You get a number, expiry date and a CVV, so no one at the other end would think it's any different than a regular debit card. The expiry on my current K-Web card is 2020, so you have long expiries too, and without the need to renew it when it expires as that process is automatic. You can adjust the spending limit to any amount between 0 - 100k online. I expect you can have it increased too if you wish, but you'd have to contact customer service to do that.

 

Thanks tropo, but does anyone know definitively that it can handle an ongoing monthly debit from overseas.  My SCB and Citibank debit cards can't and when I called the Bangkok bank they told me theirs couldn't do that either.

[Sheryl]

I am not sure exactly what you mean re monthly debit. If you mean make a payment of the same amount at a set time each month, yes and you can easily set that up online.

 

If you mean pay a bill each month the amount of which will vary that can also be done but you'd have to either:

 

- set up a direct pay arrangement which entails getting a form from the bank and filling it out with I think a section also completed by the billing entity but not sure as it is a long time since I set mine up. I pay my landline phone and fiberoptic internet that way.

 

- make separate monthly payments each month once you recieve the bill and know the amount.

 

 

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[GBK]

1 hour ago, Sheryl said:

I am not sure exactly what you mean re monthly debit. If you mean make a payment of the same amount at a set time each month, yes and you can easily set that up online.

 

If you mean pay a bill each month the amount of which will vary that can also be done but you'd have to either:

 

- set up a direct pay arrangement which entails getting a form from the bank and filling it out with I think a section also completed by the billing entity but not sure as it is a long time since I set mine up. I pay my landline phone and fiberoptic internet that way.

 

- make separate monthly payments each month once you recieve the bill and know the amount.

 

 

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Hi Sheryl,

 

My medical insurance premium is debited monthly from my overseas Visa card, but it would be a lot easier for me if I could have it debited from my local debit card, but so far, none of the banks (I am with SCB and Citi) issue a debit card that can accept a "regular" debit like that.  Sure, I can and have travelled abroad and used them for purchases, but they don't seem to be able to handle a repetitive "customer not present" transaction, if you see what I mean?

Edited September 25, 2018 by GBK

[Sheryl]

I'm not sure I do but I also have never had a local debit card.

Can your insurer not just charge the debit card monthly as they would a credit card?

If not just set up a monthly payment online as the amount is presumably the same each month. Jusr a standing money transfer, from your bank to the account of the insurance co. No need to involve the debit card.


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[GBK]

2 minutes ago, Sheryl said:

I'm not sure I do but I also have never had a local debit card.

Can your insurer not just charge the debit card monthly as they would a credit card?

If not just set up a monthly payment online as the amount is presumably the same each month. Jusr a standing money transfer, from your bank to the account of the insurance co. No need to involve the debit card.


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No Sheryl, the two that I have tried have been rejected.  Arranging a monthly transfer to the UK would cost me 600 Baht a time, so that's a non starter.

 

I'm sure I heard somewhere that the K-Web card could do it though. If it can, I'll open a Kasikorn account.

[tropo]

7 hours ago, GBK said:

Hi Sheryl,

 

My medical insurance premium is debited monthly from my overseas Visa card, but it would be a lot easier for me if I could have it debited from my local debit card, but so far, none of the banks (I am with SCB and Citi) issue a debit card that can accept a "regular" debit like that.  Sure, I can and have travelled abroad and used them for purchases, but they don't seem to be able to handle a repetitive "customer not present" transaction, if you see what I mean?

Thinking about this further... I make yearly auto payments to companies from other cards issued overseas, but haven't done it with K-Bank. 

 

There's a security measure when using my K-Bank Web Shopping card that could prevent auto payments. I get a security pop up that requires me to enter a OTP sent by SMS to my registered phone. That could be a problem, but I have noticed that if I've used my card with a merchant more than once I don't always get this security check.

[GBK]

14 hours ago, tropo said:

Thinking about this further... I make yearly auto payments to companies from other cards issued overseas, but haven't done it with K-Bank. 

 

There's a security measure when using my K-Bank Web Shopping card that could prevent auto payments. I get a security pop up that requires me to enter a OTP sent by SMS to my registered phone. That could be a problem, but I have noticed that if I've used my card with a merchant more than once I don't always get this security check.

Thanks tropo.  I guess the best thing to do is go in and ask.

 

I checked back in some very old emails and a friend was using his to pay some insurance or other in the UK.  That was 8 years ago and things don't stay the same for long here.

[tropo]

5 hours ago, GBK said:

Thanks tropo.  I guess the best thing to do is go in and ask.

 

I checked back in some very old emails and a friend was using his to pay some insurance or other in the UK.  That was 8 years ago and things don't stay the same for long here.

I've had my account for just over 8 years. Security measures are constantly changing, making everything more difficult.

[Sheryl]

Thinking about this further... I make yearly auto payments to companies from other cards issued overseas, but haven't done it with K-Bank. 
 
There's a security measure when using my K-Bank Web Shopping card that could prevent auto payments. I get a security pop up that requires me to enter a OTP sent by SMS to my registered phone. That could be a problem, but I have noticed that if I've used my card with a merchant more than once I don't always get this security check.

If the problem is that you are out of the country just activate roaming and keep ypur Thai SIM on. There is no charge in roaming to receive SMS. I do this all the time.



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[tropo]

On 9/26/2018 at 3:13 PM, Sheryl said:

If the problem is that you are out of the country just activate roaming and keep ypur Thai SIM on. There is no charge in roaming to receive SMS. I do this all the time.
 

1

I was just thinking it might be problematic if overseas companies want to auto charge for services, annually.