AXA smart drive + renewal car insurance

[Rc2702]

My Mrs is renewing the insurance next week.

 

Would be her 2nd year with AXA. 1st class I strange policy name smart drive +

 

She has mailed me the quote.

 

They have valued the car in terms of liability payout at 40k less than previous year.

 

We have instructed 1 named driver whereas there was 2 previously.

 

There quote looks not much different to previous 1st year cost

 

No issues at all with car.

 

What discount would you seek for the renewal?

 

 

 

 

[topt]

A 40k reduction only in value is very small so I would not see that impacting the premium by much. Likewise the reduction from 2 to 1 named driver.

 

However there should presumably be a reduction for the No Claims Bonus which your wife can ask about.

 

I also have AXA policy and the premium reductions every year also seem small to me. 

[kamalabob2]

I have AXA on three vehicles. You can save with a 5000 baht co pay or deductible., You can save another 5% with proof (simple form and photos) of the dash cam you operate in each car. My insurance broker in Phuket has been very helpful with AXA car and truck insurance.