A nasty experience

[Thailand]

Hit on the leg myself on Monday by an elderly Japanese playing a shot as we were coming off the green, his caddy at fault for letting him do so.

Being Japanese he was extremely apologetic and I lost count of the number of bows he made,actually had to stop him, not physically! Caddy was lucky not to get an extended holiday, let her off with a bollicking.

Slightly left of the area where I was hit and it would not have been two black eyes! 

 

Edited February 13, 2019 by Thailand

[Thailand]

10 hours ago, Gweiloman said:

Anyone has recommendations for an averagely priced golf course, north of CM city centre, preferably with young girls as caddies as opposed to 50yr old raccoons? Planning to pick up the game again after moving from Bkk recently. 

Gymkhana and Stardome both in the city itself.

[Lacessit]

2 minutes ago, Thailand said:

Hit on the leg myself on Monday by an elderly Japanese playing a shot as we were coming off the green, his caddy at fault for letting him do so.

Being Japanese he was extremely apologetic and I lost count of the number of bows he made,actually had to stop him, not physically! Caddy was lucky not to get an extended holiday, let her off with a bollicking.

Slightly left of the area where I was hit and it would not have been two black eyes! 

BTW, why was the caddy standing in front of the ball when you are playing your shot?

They take a short cut while golfers go back to the tee. They would be about 160 yards away, and usually put a tree between themselves and incoming balls. Either the caddy was standing out too far, or the ball ricocheted off a tree. I haven't been able to find out from my caddie what happened, possibly she is trying to protect the other caddy.

[Lacessit]

9 minutes ago, cyril sneer said:

I couldn’t care less whether you mind or not, it’s completley irrelevant 

If it's not relevant to you that you could be lumbered with hospital bills running to hundreds of thousands of baht, then I assume you have more money than sense.

[Lacessit]

56 minutes ago, thaibeachlovers said:

If "golf" had been included in the title I could have avoided spending 5 minutes of my time on a thread on a subject I have no interest in.

I guess golf is not a popular sport in the Antarctic. Can't say I blame you.

[Scott]

Baiting post removed.   Keep it civil.

 

[cmsally]

You would think that the golf course itself would have some kind of insurance that covered this kind of stuff. All the adventure tours etc have to have insurance to cover the likely happenings and look how the authorities come down on them when they drop off a zipline etc. But for some reason it seems in golf no one has to take responsibility ? Don't the courses even have accident / health insurance for their employees ?

[AhFarangJa]

9 minutes ago, cmsally said:

You would think that the golf course itself would have some kind of insurance that covered this kind of stuff. All the adventure tours etc have to have insurance to cover the likely happenings and look how the authorities come down on them when they drop off a zipline etc. But for some reason it seems in golf no one has to take responsibility ? Don't the courses even have accident / health insurance for their employees ?

I was thinking along the same lines. I am not a golfer, but want to ask why do the courses not have public liability insurance, and employee insurance. still, thanks to Lacessit for the post as it does convey the need for personal insurance that some people may overlook. 

[Lacessit]

15 minutes ago, cmsally said:

You would think that the golf course itself would have some kind of insurance that covered this kind of stuff. All the adventure tours etc have to have insurance to cover the likely happenings and look how the authorities come down on them when they drop off a zipline etc. But for some reason it seems in golf no one has to take responsibility ? Don't the courses even have accident / health insurance for their employees ?

There are notices posted around the golf course that state if you hit anyone or anything, it is your responsibility for any injury or damage. I don't know if that applies to other golf courses in Chiang Mai or elsewhere.

The caddies are supposed to have accident insurance. I was lucky, mine did. However, some do dodge the requirement inn order to save the 20 baht or so they pay out of each caddie fee.

Let's suppose I hit a ball out of bounds, it shatters a windscreen and causes an accident. Without the insurance I have now taken out, I am liable for all and any costs arising.

In Australia, the UK or USA, all courses carry public liability insurance for golfers and employees alike. TIT.

Edited February 13, 2019 by Lacessit

[HAKAPALITA]

 She look like A Raccoon.?.  Those nasty bighty things, a Pandas a more polite term.

[robblok]

12 hours ago, Gweiloman said:

Anyone has recommendations for an averagely priced golf course, north of CM city centre, preferably with young girls as caddies as opposed to 50yr old raccoons? Planning to pick up the game again after moving from Bkk recently. 

I thought it was a golf course not a go go bar, so what does the age of girls matter for the game. Would their skills not be more important if your really wanted to play golf ? Or is golf some kind of code word for sex ?

[cmsally]

So basically they don't have any kind of insurance, whereas tour operators have to insure for every guest and employee for every trip.

It would seem that they also don't cover caddies under the social insurance scheme. I wonder if all golf courses are the same.

Sorry , which golf course was this?

[fruitman]

13 hours ago, Lacessit said:

It doesn't. Hit anything in Thailand, and you are liable.

So the thai man who threw a sigarette butt out of his car with me driving motocy behind him was also liable? They do it all the time...

[HAKAPALITA]

The difference between a Nannie State person and a Thai is so different.

[orang37]

25 minutes ago, robblok said:

I thought it was a golf course not a go go bar, so what does the age of girls matter for the game. Would their skills not be more important if your really wanted to play golf ? Or is golf some kind of code word for sex ?

 

Perhaps the OP refers to games played only with putters.

 

~0:37;

[orang37]

How does a drive ... presumably the caddie is not directly in your line of fire, presumably the impact of the ball diminished by distance traveled  ... hit a forehead and cause two black eyes ?

 

Is this perhaps a game of golf played with the kind of non-lethal projectile firing weapons sometimes used in riot control ?

 

~o:37;

[geriatrickid]

There is no need for specific golf insurance if one is already insured for ones residence. A homeowner, or condominium owner or tenant insurance policy should have an insuring section called Public Liability or Personal Liability insurance. It responds when one is legally liable for property damage or bodily injury to third parties.

 

For example, a basic residential policy will provide a section for Public Liability Insurance, total limit of 300,000 to 2 million baht in  the policy term for  third party property damage and/or medical expense and death and will often have a section for voluntary medical expense payments up to 25,000  at an annual cost of anywhere from 200 baht to 1000 baht depending upon the limit.

 

It is an unreasonable expectation for a golf course to place insurance for the conduct of if golfers. Not only unreasonable but not prudent as it creates a significant moral hazard for  golfers to try and commit fraud. Does one expect an apartment  building owner to place insurance for the benefit of tenants?  A restaurant to place insurance on behalf of its diners?  Golfers like tenants and restaurant customers are all responsible for their own  conduct.  The golf course cannot control the golf swing of a golfer, nor can it give a golfer common sense. The golf course can only insure for the risks of its own operations, not the activities of third parties. If the caddie was responsible for an injury then the golf course could be pursued. Good luck on a farang suing for that in Thailand.

 

Check your personal insurance and you may be  delighted to discover that you are already insured.

 

Edited February 13, 2019 by geriatrickid

[Gweiloman]

2 minutes ago, geriatrickid said:

There is no need for specific golf insurance if one is already insured for ones residence. A homeowner, or condominium owner or tenant insurance policy should have an insuring section called Public Liability or Personal Liability insurance. It responds when one is legally liable for property damage or bodily injury to third parties.

 

For example, a basic residential policy will provide a section for Public Liability Insurance, total limit of 300,000 to 2 million baht in  the policy term for  third party property damage and/or medical expense and death and will often have a section for voluntary medical expense payments up to 25,000  at an annual cost of anywhere from 200 baht to 1000 baht depending upon the limit.

 

It is an unreasonable expectation for a golf course to place insurance for the conduct of if golfers. Not only unreasonable but not prudent as it creates a significant moral hazard for  golfers to try and commit fraud. Does one expect an apartment  building owner to place insurance for the benefit of tenants?  A restaurant to place insurance on behalf of its diners?  Golfers like tenants and restaurant customers are all responsible for their own  conduct.  The golf course cannot control the golf swing of a golfer, nor can it give a golfer common sense. If the caddie was responsible for an injury then the golf course could be pursued. Good luck on a farang suing for that in Thailand.

 

Check your personal insurance and you may be  delighted to discover that you are already insured.

 

I highly doubt if your residence’s public liability insurance would cover any 3rd party claims outside of your residence. Going by your reckoning, motor vehicle owners won’t need the porobo cumpolsory insurance. 

 

I imagine that most golf courses would have public liability insurance but this would be to insure against claims by the general public in the event of an accident such as tripping on a door sill or on a slippery patch of floor. Caddies would by definition be “employees” of the club and I’m not sure if they would be covered by the club’s PL insurance 

[Gweiloman]

56 minutes ago, robblok said:

I thought it was a golf course not a go go bar, so what does the age of girls matter for the game. Would their skills not be more important if your really wanted to play golf ? Or is golf some kind of code word for sex ?

 

If I am going to be standing shoulder to shoulder, be in close proximity to a member of the opposite sex, foraging about in the bushes and strolling down tree lined boulevards for anything from 4-6 hours, I would be more than happy to forego a few stokes due  to misread lines if my companion were a young nubile nymph. It would also be a lot easier to smile and say mai bpen rain when you plonk your sweetly struck 7 iron into the lake in front of the green without realizing that she actually handed you an 8 iron instead. 

 

I was told also that in some clubs, the caddy might occasionally accompany you to the 19th hole though I have no personal experience of this. 

 

[ballpoint]

14 hours ago, Lacessit said:

The Thai expression is "Bow". The caddies are supposed to shelter behind trees as we hit off, and she didn't. Doesn't matter, I am still liable.

When I'm teeing off, the trees are the last place you want to be.

[mikey88]

1000 seems a little stingy...

[Nyezhov]

10 minutes ago, mikey88 said:

1000 seems a little stingy...

I was going to mention that but the OP is my pen pal up north and I didnt want to offend him....

[sanemax]

You should spend the insurance money on golf lessons 

[shy coconut]

15 hours ago, Lacessit said:

The Thai expression is "Bow". The caddies are supposed to shelter behind trees as we hit off, and she didn't. Doesn't matter, I am still liable.

Don't caddies usually stand behind the golfer when they're playing the ball?

[Gweiloman]

Don't caddies usually stand behind the golfer when they're playing the ball?

They are supposed to. But in Thailand, they tend to stand where they don’t have to walk as much


Sent from my iPad using Thailand Forum - Thaivisa mobile app

[shy coconut]

1 hour ago, Gweiloman said:

 

If I am going to be standing shoulder to shoulder, be in close proximity to a member of the opposite sex, foraging about in the bushes and strolling down tree lined boulevards for anything from 4-6 hours, I would be more than happy to forego a few stokes due  to misread lines if my companion were a young nubile nymph. It would also be a lot easier to smile and say mai bpen rain when you plonk your sweetly struck 7 iron into the lake in front of the green without realizing that she actually handed you an 8 iron instead. 

 

I was told also that in some clubs, the caddy might occasionally accompany you to the 19th hole though I have no personal experience of this. 

 

Shoulder to shoulder?

Either you're really short or not great at identifying ladyboys!!

[Lacessit]

3 hours ago, shy coconut said:

Don't caddies usually stand behind the golfer when they're playing the ball?

Either at a 90 degree angle at the back or front of the golfer. Standing directly behind the golfer as they hit is a breach of rule, as that's construed as ensuring the golfer is aligned correctly. It's permissible to assist with alignment; however, the person must step away before the stroke is played.

[Lacessit]

3 hours ago, mikey88 said:

1000 seems a little stingy...

I was under no obligation to give her anything, and she should not have been where she was. What amount would you suggest?

[Lacessit]

3 hours ago, sanemax said:

You should spend the insurance money on golf lessons 

I've been playing golf for more than 60 years. Formerly at championship level. IMHO  I don't really need them.  Happy to give you a golf lesson if you want.

[Nyezhov]

12 minutes ago, Lacessit said:

I've been playing golf for more than 60 years. Formerly at championship level. IMHO  I don't really need them.  Happy to give you a golf lesson if you want.

Can you hit a curveball then?