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Experiences with companies offering health cover for Non-Imm OA visa holders

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There are twelve "recommended" companies participating in the provision of health insurance for Non-Imm OA visa holders.
https://longstay.tgia.org/home/companiesoa

Now, I know it's a matter of much debate just who will be affected by the new requirements after 31 October and who won't be affected.  (Will it apply to extensions of permission to stay, etc.)  I'd rather we not import that squabble into this topic.  We'll find out about that soon enough.

 

What I'd like to know is, if you've had actual experience with one of these companies, how was it?  Did the company honor valid claims properly? Was the claim process fair and efficient? Did premium rates go up after a claim and if so, by how much?   Etc.

Thanks,

 

Moved to the correct forum for insurance discussions and info.

And how does one actually get the policy?  What address would one use?  You wouldn't be in Thailand yet.  Is initial yearly premium paid in USD or Baht?  Are pre condition limitations clear and un ambiguous?

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