atm withdrawal

[riclag]

 Because the exchange rate is border line 3/1. What happens when I  try to withdraw 30k bht from the atm while  my USA bank only allows 1K ?

Edited November 4, 2019 by riclag

[JamJar]

30,000 baht is equal to US$993.46. 

[riclag]

5 minutes ago, JamJar said:

30,000 baht is equal to US$993.46. 

Yes ,but soon this could change in the very near future with the exchange rate border line 3 / 1

[sanemax]

Why not try , and find out what happens  ?

[FritsSikkink]

If you have money, you will have a great time. When you are just in survival mode, you might not like it.

Some people marry bar girls half their age and expect real love. Others can't speak the language after being here 30 years and find it strange that they don't fit in.  

[sanemax]

10 minutes ago, FritsSikkink said:

If you have money, you will have a great time. When you are just in survival mode, you might not like it.

Some people marry bar girls half their age and expect real love. Others can't speak the language after being here 30 years and find it strange that they don't fit in.  

Is that post in the right thread ?

[sunnyboy2018]

32 minutes ago, FritsSikkink said:

If you have money, you will have a great time. When you are just in survival mode, you might not like it.

Some people marry bar girls half their age and expect real love. Others can't speak the language after being here 30 years and find it strange that they don't fit in.  

Wrong thread right forum.

[riclag]

If rejected I  have to pay the atm fee (200+ bht). I think its reasonable to ask what would happen if i tried to withdraw 30k while my USA bank allows only 1k especially with the exchange rate borderline 3/1 and is changing by the day

Edited November 4, 2019 by riclag

[sanemax]

28 minutes ago, riclag said:

If rejected I  have to pay the atm fee (200+ bht). I think its reasonable to ask what would happen if i tried to withdraw 30k while my USA bank allows only 1k especially with the exchange rate borderline 3/1 and is changing by the day

It will be rejected .

Just withdraw 29 000 B

[JamJar]

45 minutes ago, riclag said:

If rejected I  have to pay the atm fee (200+ bht). I think its reasonable to ask what would happen if i tried to withdraw 30k while my USA bank allows only 1k especially with the exchange rate borderline 3/1 and is changing by the day

 

Why do you think that if the transaction is rejected that you will still pay the ATM fee? That doesn't make any sense at all.

If declined, go for 29500 or 29,900. Don't make drama.

[jackdd]

8 hours ago, riclag said:

If rejected I  have to pay the atm fee (200+ bht). I think its reasonable to ask what would happen if i tried to withdraw 30k while my USA bank allows only 1k especially with the exchange rate borderline 3/1 and is changing by the day

Why do you think you pay the ATM fee if the transfer is rejected? At least with the cards which i used in the past i didn't get charged an ATM fee if i didn't get money out of it.

But you should be aware that your card might be blocked (i had this happen with a visa card), if withdrawing fails three times for whatever reason, even if it's just due to a not sufficient limit. So if withdrawing 30k fails just go for 29k (instead of trying steps like 29.9k, 29.8k...). I then had to contact my bank to have my card unblocked.

Edited November 5, 2019 by jackdd

[FritsSikkink]

15 hours ago, sanemax said:

Is that post in the right thread ?

wrong thread

[FritsSikkink]

15 hours ago, sanemax said:

Is that post in the right thread ?

nope

[KhunBENQ]

Basically all said.

500 Baht denomination works for sure (29500).

Maybe also 100, never tried.

Edited November 5, 2019 by KhunBENQ

[KhunBENQ]

16 hours ago, JamJar said:

30,000 baht is equal to US$993.46. 

And 30220 Baht is 1005.66 USD.

(TT about 30.05 today)

 

My bet: you won't get 30k Baht with a 1k USD limit today.

(even if your bank reimburses the 220 Baht, it will still be added at the transaction).

Edited November 5, 2019 by KhunBENQ
Baht-> USD

[sirocco]

Hello,

 

your card comes out of the dispenser at no charge.
Inadvertently tested 1 week ago.

[KhunBENQ]

Assuming an exchange rate of 30.05 the limit would be 29830 (-> 29800).

(x+220)/30.05=1000

[sanemax]

Get cash over the counter, thus avoiding ATM charges and theres usually a higher limit with over the counter withdrawals

[JamJar]

6 hours ago, KhunBENQ said:

And 30220 Baht is 1005.66 USD.

(TT about 30.05 today)

 

My bet: you won't get 30k Baht with a 1k USD limit today.

(even if your bank reimburses the 220 Baht, it will still be added at the transaction).

 

 

30220 baht from an ATM using a Mastercard, equals US$1,001.96 today.  US$1000 equal to 30,161 baht. Assuming a 220 baht fee, he can withdraw 29,940 baht.

[sanemax]

8 minutes ago, JamJar said:

 

 

30220 baht from an ATM using a Mastercard, equals US$1,001.96 today.  US$1000 equal to 30,161 baht. Assuming a 220 baht fee, he can withdraw 29,940 baht.

Is the ATM fee counted as part of the withdrawal money ?

[JamJar]

6 hours ago, KhunBENQ said:

Assuming an exchange rate of 30.05 the limit would be 29830 (-> 29800).

(x+220)/30.05=1000

 

Don't assume with an irrelevant exchange rate.

 

TT rate has nothing to do with it. Mastercard rate today is 30.1613

 

So the figures would be as above. 29,941 baht. 

Edited November 5, 2019 by JamJar

[JamJar]

2 minutes ago, sanemax said:

Is the ATM fee counted as part of the withdrawal money ?

 

Quite likely. As whilst they show the fee to you on the receipt separately, your card issuer still is presented with a total figure.

 

 

[emptypockets]

Geez, pull out 20k and then 10k. If you don't get the 10k then you have your answer. You still have 20k to play with. Where's the drama?

[JamJar]

15 minutes ago, emptypockets said:

Geez, pull out 20k and then 10k. If you don't get the 10k then you have your answer. You still have 20k to play with. Where's the drama?

 

That's not a sensible suggestion. He'll get a better rate if he withdraws 29,900 baht, as opposed to 20,000.

Edited November 5, 2019 by JamJar

[TheAppletons]

10 hours ago, emptypockets said:

Geez, pull out 20k and then 10k. If you don't get the 10k then you have your answer. You still have 20k to play with. Where's the drama?

  And if he does get the 10K then he pays at least 440 thb in fees instead of 220 thb in fees.  

 

  I see why you are named "emptypockets".  

[KhunBENQ]

13 hours ago, JamJar said:

So the figures would be as above. 29,941 baht. 

Just the same effect. No 30(220) Baht for 1000 USD which was the original topic.

[IAMHERE]

On 11/4/2019 at 10:21 PM, JamJar said:

30,000 baht is equal to US$993.46. 

My bank in the USA seems to think I took out 30220 baht; every time.

 

November 3rd I withdrew the 30,000 + 220 = $1004.69

My limit is also $1000  per day.  Guess the bank has some flexibility? I don't know. The 30,000 + 220  prior to that was mid October and amounted to $1000.46    

Edited November 6, 2019 by IAMHERE
enter my last ATM experience

[Kurtf]

On 11/4/2019 at 11:26 PM, riclag said:

If rejected I  have to pay the atm fee (200+ bht). I think its reasonable to ask what would happen if i tried to withdraw 30k while my USA bank allows only 1k especially with the exchange rate borderline 3/1 and is changing by the day

I don’t know what bank you have but I have NEVER been charged a fee if the transaction isn’t completed. I seriously doubt you will be charged 200 Baht for an incomplete transaction.

[Moonlover]

On 11/4/2019 at 11:49 PM, sanemax said:

It will be rejected .

Just withdraw 29 000 B

Common sense at last!

[kevin612]

My debit card limit is 600 usd, I withdrew 18000 + 150 baht which was total 602 +5.97 usd. I am surprise it worked.