Motor Insurance Claims

[Formaleins]

Anyone have an idea how this works out? My wife got knocked off her motorcycle a few months back, not badly hurt considering. Yesterday she gets a bill from the car driver's insurance company (that hit her) for 30K!

 

From what I can understand, the woman that hit her has claimed on her first class insurance which paid out for the repair, but then they have passed this on to my wife to try and claim.

 

Obviously a 15 year old Honda 110 motorcycle does not carry first class insurance, just the legal minimum.

 

Can they do this? Should she have to pay? My past experience when an idiot rammed me was that they were given the opportunity to settle without involving the insurance, or the insurance would only pay if you went to one of two nominated repair shops. Surely they should have apportioned blame in a 60/40% type of manner and then gave my wife an estimate and offered to let her pay privately.

 

I cannot believe they can just go and get all this work done on a car and then forward the bill.

 

Any ideas?

 

Cheers!

[Don Mega]

What does the police report say and who did they blame for the accident ?

[Formaleins]

11 minutes ago, Don Mega said:

What does the police report say and who did they blame for the accident ?

64000 Dollar question, I cannot even read it, it looks like it was written by a spastic autistic dyslexic blind person. (I am trying to get it translated from gibberish to Thai then to English) Regardless of that, can they just get it fixed at any cost then pass on the bill? Seems a bit off kilter to me.

Edited July 26, 2020 by Formaleins

[northsouthdevide]

I think they are within their right to do this if your wife Was at fault, and caused the accident. 

It all hinges on the police report. 

Ive been present, as a casual observer when one of these reports where made, and the locals seem to know the importance of it. 

It can be like a game of poker. 

Edited July 26, 2020 by northsouthdevide

[Formaleins]

8 minutes ago, northsouthdevide said:

I think they are within their right to do this if your wife Was at fault, and caused the accident. 

It all hinges on the police report. 

Ive been present, as a casual observer when one of these reports where made, and the locals seem to know the importance of it. 

It can be like a game of poker. 

OK, thanks for the info.