One year retirement extension bank statement date range?

[Hamus Yaigh]

Hi,

 

I'll be applying for a 1 year extension of Non O based on retirement at CW for the first time using the new finance rules of 800/400K in bank this year.  I am therefore not clear on the format of letter and statement required from the bank for the new rules and wanted to get it clear from you guys please?

 

1. What is the date range I should be looking to comply with? Is it the from the day I went in and got my pp stamped last year or the date the yearly stamp extension rolls over from which was about 3 weeks later? I assume its the former to account for every day since the last day I went there that is referred to as "date after being granted permission" in the 2.22 Immigration regulation on this?

2. What should the letter from the bank say, should it refer to both the 400k and 800k balances being complied within exact dates and ranges based on the answer to #1.

3. I would need the bank to print a daily yearly statement report out for said ranges above I understand as my bank book will not have the details? If as I fear the answer to #1 is from the date I last went in and got stamped (about 3 weeks prior to the rollover of yearly extension) then surely if I went a bit later this year I would need a bank statement a few days more than one year? I am not sure if KBank does more than a year of statements?

 

Any first hand experience of this from anyone please?

Thanks for your help.

[TallGuyJohninBKK]

did you ever apply previously for an extension of stay using the old bank deposit method?

[ubonjoe]

1. It will need to show past 12 months on the bank statement.

2. You will use a standard bank letter. No need for the amounts you had in the past.

[TallGuyJohninBKK]

As the OP may know, I just got back from doing a new retirement extension at BKK CW based on the bank deposit method.

 

But in my case, it was the FIRST TIME EVER using the bank deposit method, because all my prior extensions had been based on consulate income affidavits. As a result, I only needed to show Immigration I had 800K in my bank account two months prior to my application, and the whole 400K rest of the year deal didn't apply to me for the PAST year.

 

However, when I go to do my next extension next year, then yes, Immigration will want to see the 12 month bank statement history to ensure the balance didn't fall below the required 400K minimum. That's why I asked whether the OP had used the bank deposit method previously or not.

 

I think, each of the major Thai banks have their own letter template for satisfying Immigration. It's not like you're the first person who ever asked for an Immigration letter. You just need to let them know you need the letter for Thai Immigration. And especially the bank branches at BKK CW are well aware of what that means.

 

This year, in my case, because my wife was actually the one who picked up the letter while I was upstairs with Immigration, Krungsri Bank at BKK CW only gave her the bank letter solo and no copies of my passbook or account history. Fortunately, I had made my own photocopies of my recent passbook pages at the local photocopy shop (showing a bit more than my prior two months balance history, but not 12 months) and those were accepted by Immigration without any problem. Again, because I was doing the bank deposits method for the very first time.

 

[DrJack54]

42 minutes ago, Hamus Yaigh said:

would need the bank to print a daily yearly statement report out for said ranges above I understand as my bank book will not have the details

Why do you need bank statements. Obtain bank letter and copies of bankbook.

[JimGant]

1 hour ago, DrJack54 said:

Why do you need bank statements.

Because bank letter is just a snapshot of latest balance; and if passbook is not updated regularly, a passbook entry may be an amalgamation of several actions, one or more of which may be a dip below the required 800/400 baht balance. Thus, the required printout of all past 12 month activity, precluding any amalgamation of data.

[DrJack54]

20 minutes ago, JimGant said:

Because bank letter is just a snapshot of latest balance; and if passbook is not updated regularly, a passbook entry may be an amalgamation of several actions, one or more of which may be a dip below the required 800/400 baht balance. Thus, the required printout of all past 12 month activity, precluding any amalgamation of data.

I have read similar stuff to what you state.

My green K bank shows every transaction when I go to bank and make new deposit or withdrawal. So also my light blue bank.

Last October I presented my bank book showing ALL transactions along with my bank letter.

So your stating I now need 12 month bank statement.

Please be clear and confident with your reply. Guess work not a good idea.

The amalgamation <deleted> I have read many times. Does not happen with my 2 banks

[ChouDoufu]

1 hour ago, TallGuyJohninBKK said:

But in my case, it was the FIRST TIME EVER using the bank deposit method, because all my prior extensions had been based on consulate income affidavits. As a result, I only needed to show Immigration I had 800K in my bank account two months prior to my application, and the whole 400K rest of the year deal didn't apply to me for the PAST year.

 

However, when I go to do my next extension next year, then yes, Immigration will want to see the 12 month bank statement history to ensure the balance didn't fall below the required 400K minimum. That's why I asked whether the OP had used the bank deposit method previously or not.

 

tallguy, does that mean we will need TWO guarantee letters from the bank?

 

the first a snapshot showing current balance that must agree with the passbook as updated that day, that can be obtained at any branch.

 

the second showing all transactions with associated account balance over the past 12 months, that may (depending on bank) need to be requested a week in advance or only obtained at the branch that maintains the account?

[DrJack54]

Just now, ChouDoufu said:

the second showing all transactions with associated account balance over the past 12 months, that may (depending on bank) need to be requested a week in advance or only obtained at the branch that maintains the account?

Again same point I make previously.

Why is annual bank statement needed. Never has been previously.

Hopefully member that does extensions based on money in bank can confirm recent experience.

[DrJack54]

4 minutes ago, ChouDoufu said:

tallguy, does that mean we will need TWO guarantee letters from the bank?

I use a fixed deposit a/c and also savings a/c same bank.

Last year I made deposits into both accounts on day of application and obtained 2 letters.

Having said that an expert on Thaivisa assured me that only one letter was needed.

Also 100%  annual bank statements were not required 

[TallGuyJohninBKK]

31 minutes ago, ChouDoufu said:

 

tallguy, does that mean we will need TWO guarantee letters from the bank?

 

the first a snapshot showing current balance that must agree with the passbook as updated that day, that can be obtained at any branch.

 

the second showing all transactions with associated account balance over the past 12 months, that may (depending on bank) need to be requested a week in advance or only obtained at the branch that maintains the account?

 

No, for someone needing to show the entire past year of activity... just the following, at least at BKK CW:

 

1. bringing along and presenting your original bank passbook or books covering the prior 12 month period showing no less than the minimum 800K and 400K balances throughout the year, with an update to the current passbook occurring on the day of your Immigration application.

 

2. a letter from the bank that issued those passbook/books confirming your ownership of the account and the balance as of the date of the letter... with the letter usually required to be dated as close to your Immigration application date as possible.

 

3. a photocopy set of all your bank passbook(s) pages covering the entire past 12 month period prior to your application date and/or since your last extension was issued, probably preferably photocopied after you've done the balance forward or other account activity the day of your application, so the photocopies match what's in your actual passbook as of the day of your application.

 

AFAIK, it's not any big problem if the balance on the day of your application is somewhat different than your balance as of the date of your bank letter, that may have been issued a day or a couple days prior. So long, of course, as the account/accounts never go below the required minimums.

 

But I think, ideally, just to avoid any potential complications/questions from Immigration, it's probably best to have the bank letter balance and the balance the day of your application to be the same or as close to each other as possible. I don't think there's any rule that requires that, but why needlessly create the potential for any issues with Immigration.

 

[TallGuyJohninBKK]

7 minutes ago, DrJack54 said:

I use a fixed deposit a/c and also savings a/c same bank.

Last year I made deposits into both accounts on day of application and obtained 2 letters.

 

I think most people are satisfying the bank deposit requirement with a single account, and thus only need a single bank letter.

 

But for those combining two different account balances to reach the 400K/800K minimums, I'd assume the bank would typically issue a separate letter for each of the separate accounts/account numbers.

 

I don't know that I've ever heard of a Thai bank issuing a combined letter for Immigration aggregating two different account balances.  But of course, that doesn't mean it hasn't or can't happen somewhere.

 

[TallGuyJohninBKK]

19 minutes ago, DrJack54 said:

Again same point I make previously.

Why is annual bank statement needed. Never has been previously.

Hopefully member that does extensions based on money in bank can confirm recent experience.

 

In my case this past week, for an extension using the Thai bank deposit method, BKK CW didn't demand a formal printed 12-months account statement from my bank. They were fine with my own bank passbook photocopies showing the pertinent pages that I did at the local photocopy shop.

 

That's different, however, for the monthly foreign transfer folks. In that case/method, I believe, Immigration wants an actual letter from the bank showing all the monthly foreign transfers you did during the prior year to meet their requirement.

 

[DrJack54]

27 minutes ago, ChouDoufu said:

tallguy, does that mean we will need TWO guarantee letters from the bank?

I use a fixed deposit a/c and also savings a/c same bank.

Last year I made deposits into both accounts on day of application and obtained 2 letters.

Having said that an expert on Thaivisa assured me that only one letter was needed.

Also 100%  annual bank statements were not required 

[ChouDoufu]

3 hours ago, TallGuyJohninBKK said:

However, when I go to do my next extension next year, then yes, Immigration will want to see the 12 month bank statement history to ensure the balance didn't fall below the required 400K minimum.

 

1 hour ago, TallGuyJohninBKK said:

3. a photocopy set of all your bank passbook(s) pages covering the entire past 12 month period prior to your application date and/or since your last extension was issued,

 

1 hour ago, TallGuyJohninBKK said:

In my case this past week, for an extension using the Thai bank deposit method, BKK CW didn't demand a formal printed 12-months account statement from my bank.

sorry if i'm still confused....

 

your last two quotes above restate the normal procedure for money-in-the-bank guys:  updated passbook (plus copies showing relevant activity) and balance guarantee letter.  no formal statement history required.

 

but it seems in the first quote, CW next year will require a "formal printed 12-months account statement" for you using the money-in-the-bank method.

[TallGuyJohninBKK]

2 minutes ago, ChouDoufu said:

 

sorry if i'm still confused....

 

 

This past week, when I applied for a new extension, it was my first ever time doing so on the basis of bank deposit.  All my prior extensions, including the one for the most recent year that just ended, were on the basis of consulate income affidavits.

 

As a result, because during the past 12 months my extension was based on consulate income affidavit and not bank deposit, Immigration had no need to verify what my bank balances had been for the past 12 months.... Only for the past TWO months, which is what's required for a new extension based for the first time on bank deposit.

 

Next year, when I go back again, they will want to see my bank activity for the past 12 months because this year under my latest extension this past week, I am subject to the 400K/800K balance requirement for the entire duration of this current extension, and future ones that will follow.

 

[ChouDoufu]

3 minutes ago, TallGuyJohninBKK said:

 

This past week, when I applied for a new extension, it was my first ever time doing so on the basis of bank deposit.  All my prior extensions, including the one for the most recent year that just ended, were on the basis of consulate income affidavits.

 

As a result, because during the past 12 months my extension was based on consulate income affidavit and not bank deposit, Immigration had no need to verify what my bank balances had been for the past 12 months.... Only for the past TWO months, which is what's required for a new extension based for the first time on bank deposit.

 

Next year, when I go back again, they will want to see my bank activity for the past 12 months because this year under my latest extension this past week, I am subject to the 400K/800K balance requirement for the entire duration of this current extension, and future ones that will follow.

 

yes, i understand that part. 

 

the confusion is whether or not you were informed by CW that next year under the money-in-bank method you will be required to provide a formal bank statement showing all activity and running balance for the entire twelve-month period, or will copies of the relevant passbook pages be sufficient.

[TallGuyJohninBKK]

12 minutes ago, ChouDoufu said:

yes, i understand that part. 

 

the confusion is whether or not you were informed by CW that next year under the money-in-bank method you will be required to provide a formal bank statement showing all activity and running balance for the entire twelve-month period, or will copies of the relevant passbook pages be sufficient.

 

I already answered that above...  This week, they accepted my own bankbook photocopies to show proof that my funds had been seasoned for the required 2 months. They didn't require an officially issued, stamped bank transactions history to document that.

 

And needless to say, the IO this year didn't volunteer anything about what was going to be expected of me next year.

 

I ASSUME standard photocopies will once again be acceptable next year, along with the summary letter and original bank book, as explained above.  But since I personally haven't yet done the full 12 months deal based on bank deposit at BKK CW, I personally can't attest any further than that.

 

[TallGuyJohninBKK]

44 minutes ago, ChouDoufu said:

yes, i understand that part. 

 

the confusion is whether or not you were informed by CW that next year under the money-in-bank method you will be required to provide a formal bank statement showing all activity and running balance for the entire twelve-month period, or will copies of the relevant passbook pages be sufficient.

 

I think depending on the Thai bank, there are some that automatically (or maybe upon request) provide a transaction history when they produce the summary account letter, either by printing it out themselves from their system, or by making photocopies of the pertinent bank book pages.

 

I thought that might be the case with the Krungsri branch at BKK CW when I was getting their letter this past week. But when they gave the letter to my wife while I was away, it was only the letter. They didn't provide any transaction printout or passbook photocopies to go along with that (which is probably a pretty good indicator that BKK CW doesn't require official photocopies or printouts issued by the bank)...  In fact, Krungsri gave me back my bank book to keep while I was waiting 45 minutes for them to prepare the official letter.

 

However, I'm pretty sure I've read reports here from other members getting the bank letter where the bank did provide those copies along with the letter.... perhaps just as a courtesy, or maybe because that area's IO wants original bank statements. Can't say much more than that.

 

[TallGuyJohninBKK]

fyi, here's a member report from a couple months ago doing a retirement extension at BKK CW via bank deposit that appears to support what I've said above about regular passbook photocopies being OK, in lieu of an official 12-month bank-issued printout -- at least at BKK CW.

 

 

 

[pauleddy]

A word to the wise. SCB is no longer "downstairs" at CW. When I recently did my RET Ex I found that they have lost the lease or are negotiating it. All the other big 6 are still there.

 

We lost our place in the Line because the nearest SCB is INSIDE Chulabhorn Hospital. All my affairs and amounts are just fine BUT the bank has moved, a 7 minute taxi ride.

 

nb SCB want 200b for the letter and 100b to "show movement" or something.

 

Eddy

 

 

[TallGuyJohninBKK]

3 minutes ago, pauleddy said:

A word to the wise. SCB is no longer "downstairs" at CW. When I recently did my RET Ex I found that they have lost the lease or are negotiating it. All the other big 6 are still there.

 

We lost our place in the Line because the nearest SCB is INSIDE Chulabhorn Hospital. All my affairs and amounts are just fine BUT the bank has moved, a 7 minute taxi ride.

 

nb SCB want 200b for the letter and 100b to "show movement" or something.

 

Eddy

 

 

 

Yep, right's right about SCB being a gonner from BKK CW... And according to some other members here, the departure appears to be a permanent one... not just a temporary absence for remodeling or relocation and such.... That's according to some posters here who've specifically asked SCB about their future prospects at BKK CW.

 

[JimGant]

11 hours ago, DrJack54 said:

The amalgamation <deleted> I have read many times. Does not happen with my 2 banks

Do a transaction every day, but don't update your passbooks but only once, at the end of the year. Get a consolidated entry? I know I would at Bangkok Bank, as the manager has explained.

But that 12-month bank ltr is a waste in my case, as I've only three entries per year: two interest entries and one ATM card fee. The entries aren't consolidated, as apparently they're too few -- and I only update the passbook on the day I get my snapshot letter. Nevertheless, I got a multi page printout covering 12 months.

And I can see where, with consolidation, an entry might be hidden from Immigration, showing you've dipped below the 800k/400k. Somebody on this forum (Ubonjoe?) explained this months ago, in better detail.

In any event, this is my second year using 800k in the bank for extension renewal. I did this last week, using an agent. The agent has letters from all the banks explaining Immigration's needs. The example below is the letter from Bangkok Bank. As it shows, I needed the two different letters being discussed in this thread. This is for Chiang Mai immigration -- maybe the Bangkok Bank letters in other Provinces differ.... Dunno.

 

 

[Hamus Yaigh]

 

14 hours ago, ubonjoe said:

1. It will need to show past 12 months on the bank statement.

2. You will use a standard bank letter. No need for the amounts you had in the past.

 

Thanks for the replies guys. So the standard bank letter I got last year just confirms my name, bank account and the balance on the day I got the letter. Nothing about the past years balances or any dates. OK easy.

 

With regards the 12 months bank statement, your answer says one year statement from day I go in to get extension. OK. If the previous year I went in 3-4 weeks earlier to get the extension than I go in this year (CW allows up to 45 days)  then there would be a gap of no bank statements of 3-4 weeks just after last years visit when the account could have gone below the threshold? This is the point of my OP which I am confused on and want to get clear before visiting next thanks.

 

[Hamus Yaigh]

10 hours ago, pauleddy said:

and 100b to "show movement" or something.

You mean a one year statement or what is this?

[Hamus Yaigh]

11 hours ago, TallGuyJohninBKK said:

Next year, when I go back again, they will want to see my bank activity for the past 12 months because this year under my latest extension this past week,

Yes I am looking for feedback from people who are going back (like I will be) showing 12 months bank activity. I am confused about the period as stated in my post #24 whereby it won't be back to back bank balancing shown to IO each year covered since one can visit CW during any day of a 45 day window to extend. I thought a 13 month statement might be needed to cover this window but so far from replies I have seen it is 12 months statements and nothing else will do.

[pauleddy]

As I recall, it is a standard letter certifying your balance, over the 12 month period. The IO had a quick glance at my bank book but simply kept a copy of the bank letter. There is nothing mysterious about it that I could detect. I wonder what would happen if you accidently used the account for 3,000b at Tesco and it dropped to 797,000b for a day. Deportation?

 

It seems that they were very busy because 2 IOs were arguing with a US guy about his medical insurance. I had my Platinum Bupa card with me but I'd forgotten to take the policy! I had visions of getting another taxi ride to fetch it. As it turned out, nobody even questioned my medical/or lack of/insurance. It just wasn't on the radar at all.

 

The thing that peed me off the most was that, for over a year now, they bring out (on the desk) THREE different roneo'd copies that you must sign to say you will be a good boy and that you understand the deportation rules et etc. Why they do not put this online for printing, I have no idea.

 

They DO require a map now (for R Ext) at CW. My Thai friend, who is no Da Vinci (he can't even make a shopping list look neat) scribbled this for me but they accepted it. I had never seen such a shoddy thing pass for a required government document.

 

Eddy

[TallGuyJohninBKK]

17 hours ago, Hamus Yaigh said:

With regards the 12 months bank statement, your answer says one year statement from day I go in to get extension. OK. If the previous year I went in 3-4 weeks earlier to get the extension than I go in this year (CW allows up to 45 days)  then there would be a gap of no bank statements of 3-4 weeks just after last years visit when the account could have gone below the threshold? This is the point of my OP which I am confused on and want to get clear before visiting next thanks.

 

In terms of photocopies, I'd think it likely that they'd want you to show pages going back to the date your current extension took effect/when the prior one expired.... But I certainly don't think there would be any harm if you went back a bit further to whatever your prior year's application date was.... Those might often end up being on the same bankbook page/pages in any case.

 

[TallGuyJohninBKK]

15 hours ago, pauleddy said:

As I recall, it is a standard letter certifying your balance, over the 12 month period.

 

AFAIK, the bank letter itself doesn't address anything about your account activity or balance over a 12 month period. It merely reports you as the owner of your account, and lists your account balance as of the date of the letter.

 

[TallGuyJohninBKK]

15 hours ago, pauleddy said:

I wonder what would happen if you accidently used the account for 3,000b at Tesco and it dropped to 797,000b for a day. Deportation?

 

People have had their extension applications denied for that kind of flaw/failure to meet Immigration's requirement....