Covid19 health insurance and retirement OA-based extension of stay

[JTXR]

This is a real-life question, but I've adjusted dates to make my question clearer.  Let's say I have just extended my retirement OA-based extension of stay.  Extended through 10 January 2022.  I have the TBt400K insurance.

 

As things stand now (assuming no change in TI policies), if I go soon to the US and return after a month, say in mid-March 2021, the USD 100K Covid insurance I'll need will have to cover me all the way to 10 January 2022 (about 10 months), is that right?   And if I go instead in October 2021 and return in mid-November 2021, the Covid-19 insurance will need to cover me again only through 10 January 2022 (about 2 months)?  At my age, the difference in cost of insurance will be a big one.  It would be worth postponing my trip.

 

Edited January 13, 2021 by JTXR

[ubonjoe]

For this covid 19 insurance your age does not matter. Only where you are traveling from changes the cost.

See: https://www.tipinsure.com/CovidRegional/product_detail  Still expensive when traveling from the US.

The closer you get to when your extension ends the less it costs for coverage.

[JTXR]

Thanks.  It's not a question of age, only whether when I return to Thailand the coverage needs always to be up to the end of the extension, however long that is.