scubascuba3 Posted October 14, 2022 Share Posted October 14, 2022 40 minutes ago, nahkit said: The government insurance is included when you pay your vehicle road tax and covers medical expenses up to 30k in the case of a motorcycle accident. So no, if you don't have a legally taxed vehicle in Thailand then you won't have it. My response "comes into the discussion" because you yourself mentioned other sources of insurance in the event of a traffic accident. the govt insurance goes up to 80k\85k medical if non fault, but i imagine proving that will be an issue Link to comment Share on other sites More sharing options...
nahkit Posted October 14, 2022 Share Posted October 14, 2022 11 minutes ago, scubascuba3 said: the govt insurance goes up to 80k\85k medical if non fault, but i imagine proving that will be an issue I think that higher value is for cars rather than motorcycles. Link to comment Share on other sites More sharing options...
scubascuba3 Posted October 14, 2022 Share Posted October 14, 2022 34 minutes ago, nahkit said: I think that higher value is for cars rather than motorcycles. I don't think so, not based on when i researched it a few years ago Link to comment Share on other sites More sharing options...
bradiston Posted October 14, 2022 Author Share Posted October 14, 2022 2 hours ago, nahkit said: The government insurance is included when you pay your vehicle road tax and covers medical expenses up to 30k in the case of a motorcycle accident. So no, if you don't have a legally taxed vehicle in Thailand then you won't have it. My response "comes into the discussion" because you yourself mentioned other sources of insurance in the event of a traffic accident. My apologies. I ride a hired bike. The company I hire from is well established amongst foreigners (they're on Soi Buakhao, and have been there for an age), but I never bothered to ask about insurance. I had a scrape once with a taxi but the taxi driver settled with the bike company "out of court". I will make enquiries. Link to comment Share on other sites More sharing options...
nahkit Posted October 15, 2022 Share Posted October 15, 2022 21 hours ago, scubascuba3 said: I don't think so, not based on when i researched it a few years ago Basic insurance coverage If there is an accident, the driver can claim compensation if injured, but will not cover the motorcycle damage. The details are as followings: Death, loss of vital organ, and permanent disability = up to ฿35,000 Medical expenses = up to ฿30,000 https://www.roojai.com/en/motorbike-insurance/ Compulsory car insurance coverage Medical Expenses = up to ฿ 80,000 per person Loss of Vital Organ = ฿ 200,000-500,000 Death and Permanent Disability = ฿ 500,000 per person Daily Compensation (up to 20 days) = ฿ 200 baht https://www.roojai.com/en/car-insurance/compulsory/ Link to comment Share on other sites More sharing options...
scubascuba3 Posted October 15, 2022 Share Posted October 15, 2022 1 hour ago, nahkit said: Basic insurance coverage If there is an accident, the driver can claim compensation if injured, but will not cover the motorcycle damage. The details are as followings: Death, loss of vital organ, and permanent disability = up to ฿35,000 Medical expenses = up to ฿30,000 https://www.roojai.com/en/motorbike-insurance/ Compulsory car insurance coverage Medical Expenses = up to ฿ 80,000 per person Loss of Vital Organ = ฿ 200,000-500,000 Death and Permanent Disability = ฿ 500,000 per person Daily Compensation (up to 20 days) = ฿ 200 baht https://www.roojai.com/en/car-insurance/compulsory/ A bit misleading that, better to use RVP website they don't differentiate between motorcycles and cars. As i suspected 30k and 80k max are the medical expenses https://www.rvp.co.th/ClaimQA_en.php Link to comment Share on other sites More sharing options...
Adumbration Posted October 17, 2022 Share Posted October 17, 2022 (edited) Emailed the girl I have dealt with for over ten years when renewing my car insurance with the AXA office in Phuket. No reply....but today I get an email from another staff telling me my go to girl has moved on (she was a hottie). Anyway the new girl has sent me a information brochure and individual application form for their Accident Insurance. I will try to uploaded here with this post for anyone that is interested: Sale Material__Exclusive MED_10062021.pdf Individual PA application form_26032020 (002).pdf Edited October 17, 2022 by Adumbration Link to comment Share on other sites More sharing options...
scubascuba3 Posted October 17, 2022 Share Posted October 17, 2022 1 hour ago, Adumbration said: Emailed the girl I have dealt with for over ten years when renewing my car insurance with the AXA office in Phuket. No reply....but today I get an email from another staff telling me my go to girl has moved on (she was a hottie). Anyway the new girl has sent me a information brochure and individual application form for their Accident Insurance. I will try to uploaded here with this post for anyone that is interested: Sale Material__Exclusive MED_10062021.pdf 1.36 MB · 1 download Individual PA application form_26032020 (002).pdf 585.25 kB · 0 downloads make sure they endorse it for motorcycle use (same price), docs are ambiguous Link to comment Share on other sites More sharing options...
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