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So which UK banks allow non resident British citizens to have accounts in the UK, i'm thinking those of us who are permanently in Thailand.


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7 minutes ago, Captain Monday said:

Simply enroll with Coutts private bankers

You won't have any problems. 

How much money do you need to have a Coutts bank account?
 
 
We specialise in helping international clients to invest or borrow. You need at least £3m to become a client, depending on where in the world you live.
 
 
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1 minute ago, Kwasaki said:

The banks you keep a UK address with nowadays, some are closing UK accounts of people who only have an address abroad.

I have a UK address (my son's) that HSBC have but i live permanently here in Thailand, their terms and conditions for having the account is that i must be a UK resident. I was wondering if there was a UK bank who permitted you to have an account with them despite not being resident in the UK.

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1 hour ago, Pumpuynarak said:

Bingo, could i open an online account with them without visiting a Lloyds bank in the UK ?

According to this you can -

https://www.lloydsbank.com/current-accounts/help-and-guidance/opening-a-bank-account.html

 

However it probably means you need a UK address and theoretically you should be a UK resident.....although it does not say that on that page if you dig down I don't think they will open one for you if you say you are not.

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16 minutes ago, driver52 said:

just get an 'internet bank' ie Revolut....

when I was in France as a UK passport holder I had a German bank account N26

Revolut doesn't operate in Thailand. Try Wise.

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5 minutes ago, driver52 said:
19 minutes ago, bradiston said:

Revolut doesn't operate in Thailand. Try Wise.

works fine for me.....a debit/credit card is a debit/credit card when using t'internet, n'est ce pas?

 

You cannot apply for a Revolut card if you are in Thailand. 

Unless you want to faff around with a VPN.

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2 hours ago, Pumpuynarak said:

I have a UK address (my son's) that HSBC have but i live permanently here in Thailand, their terms and conditions for having the account is that i must be a UK resident. I was wondering if there was a UK bank who permitted you to have an account with them despite not being resident in the UK.

If you have a son in the UK your worries are over, just use his address and move on

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2 hours ago, Pumpuynarak said:

I have a UK address (my son's) that HSBC have but i live permanently here in Thailand, their terms and conditions for having the account is that i must be a UK resident. I was wondering if there was a UK bank who permitted you to have an account with them despite not being resident in the UK.

Frankly it’s less hassle to keep that arrangement going (also future proofs against changes in their policy) and do all your bank business on line anyway. Even when getting new cards as long as you have the details you really don’t need the physical card. You can even load the details on the wallet in your phone for contactless payments if necessary.

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Not strictly UK but HSBC EXPAT will open a GBP account for you in Jersey with regular UK sort code etc.. and faster payments system access, direct debits etc.. and even a proper UK Credit card.

 

I opened mine completely remotely from Thailand (Just needed Kasikornbank statement signed and stamped by bank for address ID)

 

There are certain financial eligibility requirements.

 

You can have EUR/USD/GBP accounts and a global money account with debit card that can hold many currencies inc THB.

 

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1 hour ago, Freddy42OZ said:

 

You cannot apply for a Revolut card if you are in Thailand. 

Unless you want to faff around with a VPN.

sure...'banks' are interesting nowadays, I try not to use a 'physical card', I use 'virtual cards' online nowadays and cash when I'm out.....mind you 'out' is mainly on a push bike so I don't have to run a lardy vehicle ie less plastic needed ????

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