Florida Could Soon Become Uninsurable—and Other States Will Likely Follow

[placeholder]

Florida is no stranger to extreme weather events, a fact that those living in Sunshine State have always factored in when insuring their homes.

But as climate change exacerbates the frequency and severity of events like droughts, floods, tornadoes, and hurricanes in the U.S., the reality Floridians and insurers in the state are working with is quickly changing.

Florida, according to several experts, is becoming "uninsurable." And other states, starting from California, might follow suit in the near future.

https://www.newsweek.com/florida-california-insurance-uninsurable-climate-change-1817260

[placeholder]

Part of the problem is the high fraud rate in Florida. But the other part is the increasing strength of hurricanes and the damage they cause. Ya know, climate change. The insurance market is voting with its feet, so to speak, and maybe that will convince Americans from elsewhere not to move there. 

Edited August 8, 2023 by placeholder

[BritManToo]

48 minutes ago, placeholder said:

Part of the problem is the high fraud rate in Florida. But the other part is the increasing strength of hurricanes and the damage they cause. Ya know, climate change. The insurance market is voting with its feet, so to speak, and maybe that will convince Americans from elsewhere not to move there. 

Strongest Florida hurricane ever was a cat 5 in 1935 (Labour Day) 160kph+, two other cat 5s 1992 (Andrew) 145kph+, and 2018 (Michael) 140kph+ weren't as bad.

 

There's a list of Florida hurricanes on Wiki and it doesn't show any increase in strengths in the past 100 years. If anything the cat 5s are getting weaker.

https://en.wikipedia.org/wiki/List_of_Florida_hurricanes

 

Edited August 8, 2023 by BritManToo

[placeholder]

Just now, BritManToo said:

Strongest Florida hurricane was in 1935 (Labour Day), two other cat 5s 1992 (Andrew), and (2018 Michael) weren't as bad.

 

There's a list of Florida hurricanes on Wiki and it doesn't show any increase in strengths in the past 100 years. 

While the mean intensity of hurricanes has not changed significantly in the past, warmer oceans raise the ceiling for intensity. A larger proportion of storms have reached major hurricane (Category 3-5) strength in recent years, along with an increase in rapid intensification events.

https://climatecenter.fsu.edu/topics/hurricanes#:~:text=While the mean intensity of,increase in rapid intensification events.

 

And the people who have to put their money at risk, disagree with your assessment.

 

[Bkk Brian]

13 minutes ago, BritManToo said:

Strongest Florida hurricane ever was a cat 5 in 1935 (Labour Day) 160kph+, two other cat 5s 1992 (Andrew) 145kph+, and 2018 (Michael) 140kph+ weren't as bad.

 

There's a list of Florida hurricanes on Wiki and it doesn't show any increase in strengths in the past 100 years. If anything the cat 5s are getting weaker.

https://en.wikipedia.org/wiki/List_of_Florida_hurricanes

 

Its not about strength, its about their intensity in staying longer and causing more damage along with the rising sea levels.

 

we know that hurricanes are more likely than not slowing down in response to climate change. There's a sort of reduction the speed at which hurricanes move along the surface of the earth. What that means is because they are moving more slowly, they can sit in certain places for longer periods of time.

Also, we are increasing the sea levels around us.

https://wusfnews.wusf.usf.edu/environment/2022-10-19/florida-climate-scientist-hurricanes-intensifying-becoming-more-frequent

 

Climate Influences on Hurricanes
Climate change is worsening hurricane impacts in the United States by increasing the intensity and decreasing the speed at which they travel.

https://www.c2es.org/content/hurricanes-and-climate-change/

[placeholder]

4 minutes ago, Bkk Brian said:

Its not about strength, its about their intensity in staying longer and causing more damage along with the rising sea levels.

 

we know that hurricanes are more likely than not slowing down in response to climate change. There's a sort of reduction the speed at which hurricanes move along the surface of the earth. What that means is because they are moving more slowly, they can sit in certain places for longer periods of time.

Also, we are increasing the sea levels around us.

https://wusfnews.wusf.usf.edu/environment/2022-10-19/florida-climate-scientist-hurricanes-intensifying-becoming-more-frequent

 

Climate Influences on Hurricanes
Climate change is worsening hurricane impacts in the United States by increasing the intensity and decreasing the speed at which they travel.

https://www.c2es.org/content/hurricanes-and-climate-change/

Why Are Hurricanes Moving Slower and Why is This So Difficult to Forecast?

Research shows that stalling has become more common for tropical cyclones in the North Atlantic since the mid-20th century and that their average forward speed has also slowed.

https://nationalinterest.org/blog/reboot/why-are-hurricanes-moving-slower-and-why-so-difficult-forecast-169513

[ICU Kid]

"Florida COULD Soon Become Uninsurable" &

"Placeholder Could Soon Stop Posting CC nonsense"

 

In reality, neither will ever happen :)))))

[placeholder]

Just now, ICU Kid said:

"Florida COULD Soon Become Uninsurable" &

"Placeholder Could Soon Stop Posting CC nonsense"

 

In reality, neither will ever happen :)))))

You've got nothing.

[placeholder]

2 minutes ago, ICU Kid said:

"Florida COULD Soon Become Uninsurable" &

"Placeholder Could Soon Stop Posting CC nonsense"

 

In reality, neither will ever happen :)))))

Had you read the article you would know that it already is happening. Florida has had to set up a state fund to insure people who can't get private insurance for their homes are turning to a government run insurance scheme.

Can lawmakers save the collapsing Florida home insurance market?

 

 Florida residents being dropped by private insurance companies turn to state-backed insurer

https://www.wuft.org/news/2023/03/07/florida-residents-being-dropped-by-private-insurance-companies-turn-to-state-backed-insurer/

[Isaan sailor]

I’ll take Gulf of Thailand anytime—no hurricanes, typhoons, twisters or tsunamis   And very few sharks.  Costs far less, too.

[metisdead]

A post with a trolling video from an unapproved social media source has been removed.