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Personal Accident insurance from Thai provider that includes MOTO accidents - not AXA Sabuyjai

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3 minutes ago, Bravehart said:

are you sure it covers any accident - falling down stairs? I would have thought a moto policy only deals with moto matters. I have the full policy and can't see any non-moto accident coverage - not using a phone app quote. Anyway, the terms of the accident coverage may differ, if the bike in question is very old vs new - yours says Cat 1 and that isn't available for old bikes, I think.

I was even told a few years ago by a broker, that I was only eligible for Cat 3 ! So the info seems to be random.

Not sure what personal accident 50k means - if medical expenses are 200k (lose your eye and didn't end up going to a hospital?)

 

That's the problem with advice on insurances - like for like comparisons. Some people are talking about getting it in their home country, needing full comprehensive medical cover or have a motorbike focus. 

The Roojai is just bike insurance and accidents on that, the Axa is everything, a friend claimed for Rabies injections following a dog bite

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    Poor, 150k medical for 15k+ a year, Axa was 200k medical for 6.5k a year

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