Online sources are a bit unclear as to when to select first payment.

 

Apply up to 4 months prior to wanting first payment, no sooner than 61 years 9 months if benefits to begin at 62.

Benefit payments are delayed one month, so pick March for first payment in April.

First payment made in month after first full month as 62 yo.

 

Let's say born June 15th.  June would not count as a full month, so July would be first full month as 62 yo, meaning first payment would arrive in August.

 

So........on the online application, select benefits to begin in July, to be paid out in August?

Can apply as early as March if turning 62 in June.