65k Method For First Non-O and have 12 months of 65k FTT transfers

[atpeace]

I'm an American living in Ubon and plan on going to either the University Immigration or Sirindhorn Lake Immigration. I Have been on a retirement visa based on 800k the last 5 years and haven't used an agent.  I've been traveling a lot lately and decided not to get a re-entry visa on my last border crossing.  I'll be in and out of the country the next 10 months. 

 

Hope I covered all the relevant info above 🙂 I live 30 minutes from a border  if that is important.  

 

Can I apply for a retirement visa based on 65k income (Wise FTT transfers -not a pension) about a year from now(>12 monthly  FTT transfers) when I will be on a tourist visa.

[DrJack54]

8 minutes ago, atpeace said:

Can I apply for a retirement visa based on 65k income (Wise FTT transfers -not a pension) about a year from now(>12 monthly  FTT transfers) when I will be on a tourist visa.

Yes 

From a tourist visa or visa exempt you can obtain a non O at local immigration office and in last 30 days apply for 12 months extension.

As your 65k transfers are not from a pension you need to check with your immigration office their specific requirements in this regard.

This thread has some advice and links to additional threads 

https://aseannow.com/topic/1325266-change-from-visa-exempt-to-non-o/ 

 

From a tourist visa you will use TM86 and from visa exempt entry a TM87.

If visa exempt remain at 60 days not much point of a tourist visa.

Also limit of 2 visa exempt via land borders has been removed. 

[atpeace]

1 minute ago, DrJack54 said:

Yes 

From a tourist visa or visa exempt you can obtain a non O at local immigration office and in last 30 days apply for 12 months extension.

As your 65k transfers are not from a pension you need to check with your immigration office their specific requirements in this regard

Thanks and I did check with Sirindhorn Immigration.  Great office but they follow the instructions and aren't very flexible.  It has to be a pension but was told the boss lady "might" approve it if I showed here a statement and explained my situation.  I have a private pension(USA IRA) also that starts in 2026 which will also not meet the pension requirements. I tried to show them my bank balances so they would understand money isn't an issue but that didn't help.  

 

Do you see any issue with intermittently applying for a "new" Non-O based on 800k? I would just drop in 800k prior to applying. 

[Liquorice]

1 hour ago, atpeace said:

Can I apply for a retirement visa based on 65k income (Wise FTT transfers -not a pension) about a year from now(>12 monthly  FTT transfers) when I will be on a tourist visa.

In disagreement with @DrJack54

 

The 65K monthly overseas transfers are not accepted for the Non O application at Thai Immigration.

Only 800K in a Thai bank on the day of application, acceptable.
As a US citizen, the Embassy Income letters are not available.

 

 

 

12 x 65K monthly overseas transfers are acceptable for the 1 year extension application, though proof of from a pension may be requested.
I recommend you obtain the Non O from a Thai Embassy/Consulate to enter Thailand.

Edited September 26 by Liquorice

[DrJack54]

35 minutes ago, atpeace said:

Do you see any issue with intermittently applying for a "new" Non-O based on 800k? I would just drop in 800k prior to applying. 

If understanding you correctly, then yes you could enter visa exempt and obtain a non O retirement placing 800k in bank then NOT applying for 12 months extension.

Wash and repeat.

Since you are not married to a Thai there is no other extension from the non O other than the 12 months.

I can imagine immigration not being Happy.

This is not a new plan has been suggested previously. 

If the financials is the issue consider an agent

[Liquorice]

41 minutes ago, atpeace said:

Do you see any issue with intermittently applying for a "new" Non-O based on 800k? I would just drop in 800k prior to applying. 

No problem depositing 800K, but proof of the funds being transferred from overseas may be requested.

Edited September 26 by Liquorice

[Andre0720]

And just make sure that you do not miss a month for the transfers.

The 12 money transfers, of more than $65,000 bahts, must be consecutive, in a one year period.

[Mike Teavee]

1 hour ago, atpeace said:

I'm an American living in Ubon and plan on going to either the University Immigration or Sirindhorn Lake Immigration. I Have been on a retirement visa based on 800k the last 5 years and haven't used an agent.  I've been traveling a lot lately and decided not to get a re-entry visa on my last border crossing.  I'll be in and out of the country the next 10 months. 

 

Hope I covered all the relevant info above 🙂 I live 30 minutes from a border  if that is important.  

 

Can I apply for a retirement visa based on 65k income (Wise FTT transfers -not a pension) about a year from now(>12 monthly  FTT transfers) when I will be on a tourist visa.

why kill your current Visa / Run of extensions, why not “Simply”(Nothing simple when it comes to immigration) switch to using the 65K income method for your next extension? 
 

Edit:Whoops this advice is too late if you’ve already left the country without a Re-Entry permit. 

Edited September 26 by Mike Teavee

[DrJack54]

Seems his immigration office is not happy that his funds are not coming from a pension.

Income method for him maybe problematic 

[Liquorice]

8 minutes ago, Andre0720 said:

And just make sure that you do not miss a month for the transfers.

The 12 money transfers, of more than $65,000 bahts, must be consecutive, in a one year period.

Op intends entering VE then applying Non O.
The 65K monthly overseas transfer method is not accepted for the Non O at Immigration.

[atpeace]

1 minute ago, DrJack54 said:

If understanding you correctly you then yes you could enter visa exempt and obtain a non O retirement placing 800k in bank then NOT applying for 12 months extension.

Was and repeat.

Since you are not married to a Thai there is no other extension from the non O other than the 12 months.

I can imagine immigration not being Happy.

This is not a new plan has been suggested previously. 

If the financials is the issue consider an agent

Yes, I assumed this has been done quite often.  The 800k isn't an issue as far as having it.  Been doing this for years but don't like keeping 800K all year in the account.  Sure you can drop the balance after a few months but keeping up with all the rules that apply to the balance is a headache and I just keep it above 800k.

 

I think I'll transfer 65K for the next 12 months.  I'll swing by both Ubon Immigration offices in 4 months and show them a one page printout of the wise transfers and ask if this will suffice when I apply for my non-o retirement visa.  Also my partner has a property near Pattaya so Jomtien is also an option and from what I read they don't require the 65k to be a pension.

 

If all fails, I will simply apply for a Non-O with 800k in the bank.  I worry about using an agent and would rather avoid this route.  It is tempting...

[DrJack54]

10 minutes ago, atpeace said:

I worry about using an agent and would rather avoid this route.  It is tempting...

Understandable. 

However having option of Jomitien then agent option very simplified. 

BTW: Stamps issued Jomitien immigration.

 

I am also in process of gathering up 12 month of transfers and also maintaining the funds in bank method.

I also do not receive a pension or social security etc.

I set up an income stream from my superannuation fund. 

Hopefully CW immigration will accept the 12 transfers for my next extension. 

If not I continue with the funds in the bank. 

[atpeace]

20 minutes ago, Liquorice said:

In disagreement with @DrJack54

 

The 65K monthly overseas transfers are not accepted for the Non O application at Thai Immigration.

Only 800K in a Thai bank on the day of application, acceptable.
As a US citizen, the Embassy Income letters are not available.

 

 

 

12 x 65K monthly overseas transfers are acceptable for the 1 year extension application, though proof of from a pension may be requested.
I recommend you obtain the Non O from a Thai Embassy/Consulate to enter Thailand.

The above applies if you enter on a retirement visa and extend it in 90 days.  In the translation  above it states it applies  to 90 day alterations.    In this case 65k "probably" isn't a possibility.  I will be here already on a tourist visa and will have 12 months of transfers. In the end, too many variables that are applied inconsistently depending on the immigration office or officer.  The good thing though is there are numerous fixes if denied for any reason 🙂  

[atpeace]

3 minutes ago, DrJack54 said:

Understandable. 

However having option of Jomitien then agent option very simplified. 

BTW: Stamps issued Jomitien immigration.

 

I am also in process of gathering up 12 month of transfers and also maintaining the funds in bank method.

I also do not receive a pension or social security etc.

I set up an income stream from my superannuation fund. 

Hopefully CW immigration will accept the 12 transfers for my next extension. 

If not I continue with the funds in the bank. 

Read some of your posts in other threads and realized we are basically both looking at options to make this work.  What do you mean by stamps are issued in Jomtien? 

 

Just realized we aren't in the same situation. I won't be maintaining 800k and will be on a tourist visa when using the 65k after 12 months of transfers.  Funny, I want a guarantee but that isn't going to happen. I spend about 65k each month to live here so it isn't much of an inconvenience to see if I can apply for a Non-O in a year.

[DrJack54]

10 minutes ago, atpeace said:

Read some of your posts in other threads and realized we are basically both looking at options to make this work.  What do you mean by stamps are issued in Jomtien? 

I had meeting with Pattaya agent and was surprised that extension "permission of stay stamp" issued at Jomitien. 

My reason for wanting to used income method is because long term partner (not married) has no issue with 800k locked up in Thai bank account. 

[atpeace]

2 minutes ago, DrJack54 said:

I had meeting with Pattaya agent and was surprised that extension "permission of stay stamp" issued at Jomitien. 

My reason for wanting to used income method is because long term partner (not married) has no issue with 800k locked up in Thai bank account. 

I'm slow this morning 🙂 Still don't follow you.

 

You just  found out that agents can do extension of stays at Jomtien? I must be missing something?

 

You want to use the income method because your long-term partner ( not married like myself) has no issue with 800k in the bank.  I definitely don't understand this statement -555. Your partner has 800k? 

 

Sorry, it is probably obvious and I'm being a fool.

[DrJack54]

17 minutes ago, atpeace said:

You want to use the income method because your long-term partner ( not married like myself) has no issue with 800k in the bank.  I definitely don't understand this statement -555. Your partner has 800k? 

Probably my poor wording. 

Even if married it takes time for spouse to have access to the 800k.

Even moreso if not married

Would require WILL etc.

I already transfer 120k per month so if immigration accepts my the 12 months of transfers then I no longer require the 800k in bank.

And no money locked up.

 

Regarding agents...some agents send the passport "up country" for stamps.

The one I chatted with does not.

I can also get the process done at CW it's just more expensive. 

[Liquorice]

2 hours ago, atpeace said:

The above applies if you enter on a retirement visa and extend it in 90 days.  In the translation  above it states it applies  to 90 day alterations. 

The above info graph is the procedure to apply for the Non Imm O at Immigration based on retirement after entering Visa exempt, or on a Tourist visa.
The 65K monthly overseas transfers are not permitted for this type of application.

 

If you enter on a Non Imm O visa, then apply to extend the 90-day permission of stay for 1 year, then the 12 x 65K transfers are accepted.

[atpeace]

1 hour ago, Liquorice said:

The above info graph is the procedure to apply for the Non Imm O at Immigration based on retirement after entering Visa exempt, or on a Tourist visa.
The 65K monthly overseas transfers are not permitted for this type of application.

 

If you enter on a Non Imm O visa, then apply to extend the 90-day permission of stay for 1 year, then the 12 x 65K transfers are accepted.

Thanks !   That is news to me.  Do you have a link where it is accepted for extensions?  I can just apply for a retirement visa in Laos based on 800k and then apply for an extension in Thailand using the 65k income method.

Edited September 26 by atpeace

[KannikaP]

5 hours ago, Andre0720 said:

And just make sure that you do not miss a month for the transfers.

The 12 money transfers, of more than $65,000 bahts, must be consecutive, in a one year period.

Each transfer must be in a different calendar month.

[Liquorice]

2 hours ago, atpeace said:

Thanks !   That is news to me.  Do you have a link where it is accepted for extensions? 

https://bangkok.immigration.go.th/en/visa-extension/#1610937479150-0456cfd8-f864

22 on the list.

Scroll down to List of documents >  

3. Evidence of income such as a retirement pension or interest or dividend and/or

 

2 hours ago, atpeace said:

I can just apply for a retirement visa in Laos based on 800k and then apply for an extension in Thailand using the 65k income method.

What you call a 'retirement visa' is actually the Non Imm O visa.

With 800K in a Thai bank, you can apply for the Non O at Immigration.

[atpeace]

2 hours ago, Liquorice said:

https://bangkok.immigration.go.th/en/visa-extension/#1610937479150-0456cfd8-f864

22 on the list.

Scroll down to List of documents >  

3. Evidence of income such as a retirement pension or interest or dividend and/or

 

What you call a 'retirement visa' is actually the Non Imm O visa.

With 800K in a Thai bank, you can apply for the Non O at Immigration.

Thanks for the link. It would be great if every immigration office had this type of document.

 

As for applying for the Non O in Thailand with 800k, that would tie up the 800k for 12 months.  By getting a Non O-A in Laos I could apply for the extension using 65k after 90 days.  

[DrJack54]

5 minutes ago, atpeace said:

As for applying for the Non O in Thailand with 800k, that would tie up the 800k for 12 months.  By getting a Non O-A in Laos I could apply for the extension using 65k after 90 days.  

Do not understand one word.

First up a non O-A is obtained in passport country or country where you have permanent residence status.

Also a non O-A requires 12 month of insurance.

Read the replies posted earlier and read all the links to threads.

 

[atpeace]

11 hours ago, DrJack54 said:

Do not understand one word.

First up a non O-A is obtained in passport country or country where you have permanent residence status.

Also a non O-A requires 12 month of insurance.

Read the replies posted earlier and read all the links to threads.

 

Have insurance with more than enough coverage.  Sorry, meant to write I would apply for Non-O in Laos with 800k in the bank.  Then apply  to extend the 90 day permission of stay using the 12x65k transfers.

 

Quote from Liquorice:

If you enter on a Non Imm O visa, then apply to extend the 90-day permission of stay for 1 year, then the 12 x 65K transfers are accepted.

[DrJack54]

37 minutes ago, atpeace said:

Sorry, meant to write I would apply for Non-O in Laos with 800k in the bank.  Then apply  to extend the 90 day permission of stay using the 12x65k transfers.

Yes that will work.

Keep in mind that you don't need to obtain the non O in Laos.

You can (from visa exempt or tourist visa entry) obtain non O at your local immigration office.

All that is required is 800k in Thai bank account in your name only on day of application.

That gives you a 90 day stamp.

In the last 30 days apply for 12 month extension using your 12 monthly transfers. 

Cost: 2000b for non O +

1900b for the 12 month  extension. 

[Liquorice]

44 minutes ago, atpeace said:

Quote from Liquorice:

If you enter on a Non Imm O visa, then apply to extend the 90-day permission of stay for 1 year, then the 12 x 65K transfers are accepted.

The caveat to that was of course if your IO would accept the 65K transfers from a source other than a pension.

You previously expressed the view that may not be acceptable by your IO.

 

In that case, you would need to use the 800K funds in the bank method for the 1-year extension.

[Liquorice]

50 minutes ago, atpeace said:

Have insurance with more than enough coverage.  Sorry, meant to write I would apply for Non-O in Laos with 800k in the bank. 

Alternatively, you could apply for that in your home Country before entering Thailand, or as @DrJack54 proposed, apply for the Non O from Immigration once you arrive in Thailand. Insurance is not a requirement for the Non Imm O visa, or 1 year extensions.

 

53 minutes ago, atpeace said:

Then apply  to extend the 90 day permission of stay using the 12x65k transfers.

Subject to being accepted by your IO from a source other than a pension.

[atpeace]

14 minutes ago, Liquorice said:

 or as @DrJack54 proposed, apply for the Non O from Immigration once you arrive in Thailand. Insurance is not a requirement for the Non Imm O visa, or 1 year extensions.

 

 

Thanks and it seems that there is no definite answers to what will be accepted at an IO. 

 

You stated previously that the 65k method would not be accepted if applying after arriving on a tourist visa using 12x65k transfers.  I read the link you provided and it stated only an income letter from an Embassy would be accepted.  I also read the other link you sent regarding extending a 90 day permission of stay from CW.  In this case the 12x65k is accepted.

 

Summary of My Understanding:

 

* Apply for a Non-O from within Thailand after entering on a tourist or visa exempt

 

Can not use income without an Embassy letter ( as detailed in the immigration document you linked )  For whatever reason some IOs might allow using the 12x65k method without the  Embassy letter. 

below is your quote.

Non Imm O at Immigration based on retirement after entering Visa exempt, or on a Tourist visa.
The 65K monthly overseas transfers are not permitted for this type of application.

 

*Apply for a Non-O outside Thailand

 

I can use the 12x65k method for a 12 month extension. Below is your quote:

If you enter on a Non Imm O visa, then apply to extend the 90-day permission of stay for 1 year, then the 12 x 65K transfers are accepted.

 

 

I appreciate the help Liquorice! It does seem, understandably,  that you are unsure of what will and won't be accepted in regards to the Non-O using the 12x65k method.  Above you stated I can apply in Thailand after previously stating I could not.

Quote:

as @DrJack54 proposed, apply for the Non O from Immigration once you arrive in Thailand. Insurance is not a requirement for the Non Imm O visa, or 1 year extensions.

 

Here is what I'm going to do.  Send 65k using Wise to Thailand for 12 months.  Then apply for a Non-O from within Thailand while on a tourist visa.  If denied, I will get a Non-O from Laos and then extend my 90 day permission of stay using the 12x65k method.  

 

If all fails then I will just deposit 800k in the bank and march on 🙂 Thanks everyone!

 

 

[Liquorice]

38 minutes ago, atpeace said:

Thanks and it seems that there is no definite answers to what will be accepted at an IO. 

 

You stated previously that the 65k method would not be accepted if applying after arriving on a tourist visa using 12x65k transfers.  I read the link you provided and it stated only an income letter from an Embassy would be accepted.  I also read the other link you sent regarding extending a 90 day permission of stay from CW.  In this case the 12x65k is accepted.

 

Summary of My Understanding:

 

* Apply for a Non-O from within Thailand after entering on a tourist or visa exempt

 

Can not use income without an Embassy letter ( as detailed in the immigration document you linked )  For whatever reason some IOs might allow using the 12x65k method without the  Embassy letter. 

below is your quote.

Non Imm O at Immigration based on retirement after entering Visa exempt, or on a Tourist visa.
The 65K monthly overseas transfers are not permitted for this type of application.

 

*Apply for a Non-O outside Thailand

 

I can use the 12x65k method for a 12 month extension. Below is your quote:

If you enter on a Non Imm O visa, then apply to extend the 90-day permission of stay for 1 year, then the 12 x 65K transfers are accepted.

 

 

I appreciate the help Liquorice! It does seem, understandably,  that you are unsure of what will and won't be accepted in regards to the Non-O using the 12x65k method.  Above you stated I can apply in Thailand after previously stating I could not.

Quote:

as @DrJack54 proposed, apply for the Non O from Immigration once you arrive in Thailand. Insurance is not a requirement for the Non Imm O visa, or 1 year extensions.

 

Here is what I'm going to do.  Send 65k using Wise to Thailand for 12 months.  Then apply for a Non-O from within Thailand while on a tourist visa.  If denied, I will get a Non-O from Laos and then extend my 90 day permission of stay using the 12x65k method.  

 

If all fails then I will just deposit 800k in the bank and march on 🙂 Thanks everyone!

 

 

You're failing to understand the differences in requirements.

 

To apply for a 1-year extension of stay, you first must have obtained a Non Imm O visa.

You can apply for that visa type at a Thai Embassy before entering Thailand, subject to the requirements of that Thai Embassy.
You can apply for the Non O at Immigration, after entering VE or TV, subject to Immigrations requirements.

(Only 800K in a Thai bank, or an Embassy Income letter acceptable.)

 

Having obtained the Non O, you can then later applying for the 1 year extension, (a permit, not a visa) subject to Immigrations requirements.

The financial requirement for applying for the Non O at Immigration does not accept 65K overseas transfers as evidence.

The financial requirements for a 1 year extension at Immigration, permits 12 x 65K monthly overseas transfers as evidence, but that proof of income is supposed to come from either a pension, investments or dividends. (Something you're aware of after speaking to your local IO and posting)

For the 1 year extension, proof of acceptable finances are:
800K in a Thai bank for 2 months prior to the date of application.
An Embassy Income letter.
Evidence of 12 monthly overseas transfer of 65K+ (proof of pension may be requested)

A combination of funds in a Thai bank + 12 monthly overseas transfers, totalling a min of 800K for the year.

[Liquorice]

1 hour ago, atpeace said:

Here is what I'm going to do.  Send 65k using Wise to Thailand for 12 months.  Then apply for a Non-O from within Thailand while on a tourist visa.  If denied, I will get a Non-O from Laos and then extend my 90 day permission of stay using the 12x65k method.  

Only if your IO do not insist that income must be from a pension, otherwise you'll have to use the 800K in the bank method.