Intending to buy a new Mitsubishi Pajero on finance.

[The Fugitive]

Thai wife took her 2012 Pajero Sport (2998cc V6 petrol) for oil change at 101,000 km. Garage found faults and gave her an estimate for replacement of the steering gear set etc. totalling 39,000 baht. She’s decided enough is enough and wants a new SUV. The garage offered 100,000 baht in part-exchange. Our old vehicles go to the grown-up children who are normally grateful. However, they don’t want this. Neither do any of our friends. Even for free. Too heavy on petrol for them.

 

Wife’s decided on a 2.4 ultra diesel. She’s convinced it’ll be much more economical. However, she likes the present one because it’s fast. She says don’t pay cash because she has cancer and doesn’t want me to be saddled with it as I no longer drive and hate the things. She intends to buy in installments. I’m looking at 1,579,000 baht less PX. It’s not necessary of course but difficult to refuse in the circumstances. 

 

For those who’ve bought vehicles on credit is the downpayment currently 25%? I’ve seen repayment periods from 4 to 7 years. Anywhere known around Khon Kaen for good finance deals?

[Will B Good]

7 minutes ago, The Fugitive said:

Thai wife took her 2012 Pajero Sport (2998cc V6 petrol) for oil change at 101,000 km. Garage found faults and gave her an estimate for replacement of the steering gear set etc. totalling 39,000 baht.

 

I know she is hankering after a new car, but I would take your old one elsewhere for a second opinion……these places will tell you anything.

 

I had ours serviced last week and they told the wife she needed four new tyres…..absolute *********….…they are good for another 20,000 miles…..con merchants. 

[The Fugitive]

6 minutes ago, Will B Good said:

 

I know she is hankering after a new car, but I would take your old one elsewhere for a second opinion……these places will tell you anything.

 

I had ours serviced last week and they told the wife she needed four new tyres…..absolute *********….…they are good for another 20,000 miles…..con merchants. 

Good suggestion, thanks. Incidentally, we had four new tyres in May 2024. The steering rack was replaced in July 2024 at a different garage.

[DavisH]

This car is for sale 250-300K on one2car.com

Don't accept 100k for it!

If possible, get it fixed as cheaply as possible (not a dealer, don't go there). and sell it privately.

The diesel version will certainly be more fuel efficient. 

[The Fugitive]

18 minutes ago, DavisH said:

This car is for sale 250-300K on one2car.com

Don't accept 100k for it!

If possible, get it fixed as cheaply as possible (not a dealer, don't go there). and sell it privately.

The diesel version will certainly be more fuel efficient. 

Wow! Many thanks for that, hadn't checked. Mrs bought it secondhand from a friend four years ago for 400,000 baht. Sounds as though she got a good deal.

[DavisH]

7 hours ago, The Fugitive said:

Wow! Many thanks for that, hadn't checked. Mrs bought it secondhand from a friend four years ago for 400,000 baht. Sounds as though she got a good deal.

Many of the owners fit lpg to it, so that's an option if you wanted to fix and keep it. 

[mogandave]

If you only got 101,000km on the first one, why buy another? 

 

 

[The Fugitive]

10 hours ago, mogandave said:

If you only got 101,000km on the first one, why buy another?

I agree. But it isn't my vehicle and I don't drive. Mrs thinks it uses too much petrol. Plus, she has cancer and thinks this will be her last car so wants a new one for once in her life.

[The Fugitive]

11 hours ago, DavisH said:

Many of the owners fit lpg to it, so that's an option if you wanted to fix and keep it.

Good suggestion thanks!

[KhunLA]

Have to agree with earlier post, why buy another one, if ready to replace this one, with low kms.  

 

If wanting to give it away ... I'll take it 

 

Cut the back off, and I'll have a pick up.  Living rural, nobody will care.

 

[CharlieH]

!00k is way too cheap, I would say around 200k (unseen).

 

Generally, 20-25% down is the norm but sometimes have promotions with 0% down but of course you just pay more of the finance which can be anything upto 7 years (84 payments) also bare in mind ALL the interest is lumped up front, so there is NO incentive to pay it off early.(usually).

 

As said above, get a few other offers before accepting that low-ball offer.

[Ralf001]

On 1/17/2025 at 12:48 PM, The Fugitive said:

Thai wife took her 2012 Pajero Sport (2998cc V6 petrol) for oil change at 101,000 km. Garage found faults and gave her an estimate for replacement of the steering gear set etc. totalling 39,000 baht. She’s decided enough is enough and wants a new SUV. The garage offered 100,000 baht in part-exchange. Our old vehicles go to the grown-up children who are normally grateful. However, they don’t want this. Neither do any of our friends. Even for free. Too heavy on petrol for them.

 

Wife’s decided on a 2.4 ultra diesel. She’s convinced it’ll be much more economical. However, she likes the present one because it’s fast. She says don’t pay cash because she has cancer and doesn’t want me to be saddled with it as I no longer drive and hate the things. She intends to buy in installments. I’m looking at 1,579,000 baht less PX. It’s not necessary of course but difficult to refuse in the circumstances. 

 

For those who’ve bought vehicles on credit is the downpayment currently 25%? I’ve seen repayment periods from 4 to 7 years. Anywhere known around Khon Kaen for good finance deals?

 

They taking the piss at 100k.

 

@25% deposit for new ride.... looking at 20k per year for 7 years.

 

if it was me I'd fix the steering box and fit LPG and invest the 20k a month.

[vinny41]

Law was changed from 10th January 2023

The announcement of the Contract Committee on the matter of the car and motorcycle leasing business being a contract-controlled business B.E. 2565, which will be applicable only to leasing contracts made from January 10, 2566 onwards.

As for the hire-purchase contracts made before January 10, 2023, they will remain in effect until the contract ends. If the lessee’s rights are violated by the business operator, they can seek advice via the 1166 hotline or file a complaint via the OCPB Connect application or via the website www.ocpb.go.th 24 hours a day.

https://justicechannel.org/read/newlaw51-1?fbclid=

 

Bottom part of the website is in English

finance are required to offer discounts for early repayment level of discount is listed in the above link

[The Fugitive]

16 hours ago, Ralf001 said:

 

They taking the piss at 100k.

 

@25% deposit for new ride.... looking at 20k per year for 7 years.

 

if it was me I'd fix the steering box and fit LPG and invest the 20k a month.

Makes good sense. Thanks.

[The Fugitive]

16 hours ago, CharlieH said:

!00k is way too cheap, I would say around 200k (unseen).

 

Generally, 20-25% down is the norm but sometimes have promotions with 0% down but of course you just pay more of the finance which can be anything upto 7 years (84 payments) also bare in mind ALL the interest is lumped up front, so there is NO incentive to pay it off early.(usually).

 

As said above, get a few other offers before accepting that low-ball offer.

Very helpful. Thanks.

[The Fugitive]

16 hours ago, vinny41 said:

Law was changed from 10th January 2023

The announcement of the Contract Committee on the matter of the car and motorcycle leasing business being a contract-controlled business B.E. 2565, which will be applicable only to leasing contracts made from January 10, 2566 onwards.

As for the hire-purchase contracts made before January 10, 2023, they will remain in effect until the contract ends. If the lessee’s rights are violated by the business operator, they can seek advice via the 1166 hotline or file a complaint via the OCPB Connect application or via the website www.ocpb.go.th 24 hours a day.

https://justicechannel.org/read/newlaw51-1?fbclid=

 

Bottom part of the website is in English

finance are required to offer discounts for early repayment level of discount is listed in the above link

Thanks for the information!

[KannikaP]

On 1/17/2025 at 12:48 PM, The Fugitive said:

Thai wife took her 2012 Pajero Sport (2998cc V6 petrol) for oil change at 101,000 km. Garage found faults and gave her an estimate for replacement of the steering gear set etc. totalling 39,000 baht. She’s decided enough is enough and wants a new SUV. The garage offered 100,000 baht in part-exchange. Our old vehicles go to the grown-up children who are normally grateful. However, they don’t want this. Neither do any of our friends. Even for free. Too heavy on petrol for them.

 

Wife’s decided on a 2.4 ultra diesel. She’s convinced it’ll be much more economical. However, she likes the present one because it’s fast. She says don’t pay cash because she has cancer and doesn’t want me to be saddled with it as I no longer drive and hate the things. She intends to buy in installments. I’m looking at 1,579,000 baht less PX. It’s not necessary of course but difficult to refuse in the circumstances. 

 

For those who’ve bought vehicles on credit is the downpayment currently 25%? I’ve seen repayment periods from 4 to 7 years. Anywhere known around Khon Kaen for good finance deals?

 

On 1/17/2025 at 12:57 PM, Will B Good said:

I had ours serviced last week and they told the wife she needed four new tyres…..absolute *********….…they are good for another 20,000 miles…..con merchants. 

For the last 2 x 10,000 km services at Toyota, they said a new battery was needed. I am going next week for it's 250,000 km one, the 3rd battery is still good, as are the tyres which were suggested to be replaced. Maxxiss said they were godd for another 5-10,000 km.

[The Fugitive]

40 minutes ago, KannikaP said:

 

For the last 2 x 10,000 km services at Toyota, they said a new battery was needed. I am going next week for it's 250,000 km one, the 3rd battery is still good, as are the tyres which were suggested to be replaced. Maxxiss said they were godd for another 5-10,000 km.

Thanks for your information. No surprise about main dealers! However, good to know about Maxxis tyres. Had good experience (and prices) at AutoBacs myself for tyres.

[KannikaP]

8 minutes ago, The Fugitive said:

Thanks for your information. No surprise about main dealers! However, good to know about Maxxis tyres. Had good experience (and prices) at AutoBacs myself for tyres.

I have taken my Vigo every time to Toyota, probably paid over the odds, BUT nothing has ever gone wrong with it.

Original tyres did 96000 km, 2nd set of Maxxiss 78000, and this third lot over 80000. They rotate and balance them for free every 10000 km, and give free coffee.

I need new brake discs and shoes this time, and Maxxiss were a couple of thousand cheaper, as was Cockpit's quote, but I shall let Toyota do it so I know the parts are genuine.

[The Fugitive]

2 hours ago, KannikaP said:

I have taken my Vigo every time to Toyota, probably paid over the odds, BUT nothing has ever gone wrong with it.

Original tyres did 96000 km, 2nd set of Maxxiss 78000, and this third lot over 80000. They rotate and balance them for free every 10000 km, and give free coffee.

I need new brake discs and shoes this time, and Maxxiss were a couple of thousand cheaper, as was Cockpit's quote, but I shall let Toyota do it so I know the parts are genuine.

Agree on that. If you've always had good service then why change? Our other vehicles are; 30, 23 and 22 years old and we always take them to a local guy. He has a yard (or rather a field) that's always full of mainly pick-ups at the rear of our house so we know he does plenty of business.

[Will B Good]

4 hours ago, KannikaP said:

 

For the last 2 x 10,000 km services at Toyota, they said a new battery was needed. I am going next week for it's 250,000 km one, the 3rd battery is still good, as are the tyres which were suggested to be replaced. Maxxiss said they were godd for another 5-10,000 km.

 

Yes....Mazda got us first time round.....new battery.....never again.

[newbee2022]

On 1/17/2025 at 1:40 PM, DavisH said:

This car is for sale 250-300K on one2car.com

Don't accept 100k for it!

If possible, get it fixed as cheaply as possible (not a dealer, don't go there). and sell it privately.

The diesel version will certainly be more fuel efficient. 

"On sale" doesn't mean it's the price a buyer will pay at the end.

[DavisH]

4 hours ago, newbee2022 said:

"On sale" doesn't mean it's the price a buyer will pay at the end.

So wat do you they are selling for? How much will a dealer bargain? The best wat is to sell privately in either case. 

[DavisH]

On 1/20/2025 at 9:37 AM, The Fugitive said:

Thanks for your information. No surprise about main dealers! However, good to know about Maxxis tyres. Had good experience (and prices) at AutoBacs myself for tyres.

Autobacs is quite expensive unless they have a promotion on. For tires, I get michelin from tyreplus. 

[newbee2022]

2 minutes ago, DavisH said:

So wat do you they are selling for? How much will a dealer bargain? The best wat is to sell privately in either case. 

I didn't answer to a Pajero in particular. 

But when I traded in my car for a new one the price for my old one was exorbitant high. The purchase price for the buyer when he bought my old car.....was cut to 75% of the "on sale" price.

[newbee2022]

1 hour ago, DavisH said:

So wat do you they are selling for? How much will a dealer bargain? The best wat is to sell privately in either case. 

As I said in my case it was 25%.

The better way if you want to trade in your old car: ask them how much you have to pay. Example: new car is for 870 t Baht and old is for 320 t Baht. Difference is 550. Then offer 500. (or less) Worked for me once.

[PJ71]

On 1/17/2025 at 12:57 PM, Will B Good said:

 

I know she is hankering after a new car, but I would take your old one elsewhere for a second opinion……these places will tell you anything.

 

I had ours serviced last week and they told the wife she needed four new tyres…..absolute *********….…they are good for another 20,000 miles…..con merchants. 

Tell your wife to google Tread Wear Indicators and educate her on what to look for on the tires.

[PJ71]

On 1/17/2025 at 9:57 PM, DavisH said:

Many of the owners fit lpg to it, so that's an option if you wanted to fix and keep it. 

Or if you want an explosion@!

[PJ71]

On 1/19/2025 at 4:15 PM, CharlieH said:

also bare in mind ALL the interest is lumped up front

I thought all the main dealers were almost tax free ( or very low ) on new vehicles, or am i wrong?

[PJ71]

On 1/19/2025 at 4:22 PM, Ralf001 said:

 

They taking the piss at 100k.

 

@25% deposit for new ride.... looking at 20k per year for 7 years.

 

if it was me I'd fix the steering box and fit LPG and invest the 20k a month.

I have the same vehicle as the OP but 2011, i'd take 100K for it if anyone is interested, it's got about 310K on the clock.

 

He won't get much more than 100K, the part Ex removes all the hassle, and more importantly for his wife, the time it takes to get a sale at a higher price.