ChatGPT Update Raises Red Flags Over Fake Bank Slips

[snoop1130]

Photo courtesy of Bualuangmobile banking

 

A recent revelation about ChatGPT's capabilities has sent ripples through the online financial community. Technology blogger Kafaak has highlighted how the AI can now craft near-perfect replicas of bank transfer slips, complete with watermarks, raising serious fraud alarms.

 

The newest update of ChatGPT reportedly allows users to produce highly realistic bank transfer receipts, posing significant threats, especially to small business owners and individuals leaning heavily on such documents as payment proof.

 

"The AI can fabricate receipts nearly indistinguishable from real ones," Kafaak noted. While Thai characters may occasionally falter, English text and numerals are so accurate that fixing any mistakes is straightforward.

 

An example shared by Kafaak illustrated the danger: a legitimate 23,000 baht slip was modified to show a false 400,000 baht payment, credited to a fictional "Grandpa Buffet." Even reference numbers were convincingly altered, making it tough to discern the forgery.

 

Most worryingly, ChatGPT can mimic bank watermarks, a hallmark of genuine slips, complicating visual verification, particularly for those not cross-checking through bank platforms.

 

 

 

"This is a critical reminder for everyone involved in financial transactions," Kafaak advised. "Don't take transfer slips at face value—always verify funds in your account."

 

The post on Kafaak's Facebook page warns merchants, online sellers, and receivers of bank transfers: trusting screenshots alone is now precarious. The increasing sophistication of AI tools could allow scammers to mislead unsuspecting victims with seemingly legitimate payment proofs.

 

 

This incident sheds light on the potential pitfalls of advancing AI. Despite ChatGPT's benefits in productivity and creativity, its misuse underscores the necessity of human vigilance, especially where finances are concerned.

 

To guard against fraud, the best strategy remains clear: always verify directly with your bank account, rather than relying solely on paper or digital slips, reported The Thaiger.

 

-- 2025-03-27

 

 

[richard_smith237]

Can it [chat GPT] also replicate the money entering our account ???

 

IF not... this is just a nothing story......  as any time we send or receive money it shows immediately in our accounts and we get an SMS.

[madone]

People have been doing this using Photoshop for yonks 

[ChrisY1]

Not a fan of Chat GPT at all.....however...most AI can reproduce almost anything. People must be more vigilant!

[madone]

2 hours ago, ChrisY1 said:

Not a fan of Chat GPT at all.....however...most AI can reproduce almost anything. People must be more vigilant!

look at you pretending you have a clue. 

[watchcat]

16 hours ago, snoop1130 said:

A recent revelation about ChatGPT's capabilities has sent ripples through the online financial community. Technology blogger Kafaak has highlighted how the AI can now craft near-perfect replicas of bank transfer slips, complete with watermarks, raising serious fraud alarms.

 

There you have it AI lovers good luck.

[watchcat]

16 hours ago, richard_smith237 said:

Can it [chat GPT] also replicate the money entering our account ???

 Every deposit counts had it been a withdrawal then it would be serious.

[garygooner]

AI will cause more harm than good. 

[lordgrinz]

6 minutes ago, garygooner said:

AI will cause more harm than good. 

 

Wait until it becomes self-aware and drains all of our accounts in a matter of seconds.

[Purdey]

I have never considered using an app to transfer money until staff at SCB said they wouldn't transfer money to my sister. 

Then I downloaded the SCB app which transferred the money direct to her bank in less than 60 minutes. Now I have to worry about AI transferring my money?

This is not a case of being cautious but of theft going on in the background and being unaware.

[Peterphuket]

17 minutes ago, Purdey said:

I have never considered using an app to transfer money until staff at SCB said they wouldn't transfer money to my sister. 

Then I downloaded the SCB app which transferred the money direct to her bank in less than 60 minutes. Now I have to worry about AI transferring my money?

This is not a case of being cautious but of theft going on in the background and being unaware.

I have the same experience with that SCB, previously through their website it was easier, with that app it has not improved.
If you want to do a picture of your payment order you get the message from SCB that it is not allowed, what the f**k.

So now I take a picture of the screen with another camera, I'm in charge of my money...I guess.

[digger70]

4 hours ago, madone said:

look at you pretending you have a clue. 

You seem to have , you enlightening us will you please.  🙏

[Ebumbu]

Alarmist. Let's take a simple use case: 

 

1) Random farang (RF) deposits 20,000 baht into his SCB account. 

 

2) Using AI, RF creates a fake deposit slip showing 200,000. 

 

3) RF takes the forged slip into their local SCB, where they will be arrested within 1 hour. Probably 30 minutes. Does anyone think SCB is going to credit their account with the non-deposit? There are bank-grade verification systems, of course. 

 

4) If there is some dispute regarding my own account number being misused, SCB (or other Thai banks) will certainly contact me before crediting RF with my money. 

 

Any substantial error will get the bank manager's attention, and they will contact the central branch, who will call the cops.  

[Caldera]

I've never understood why people have asked me to show them a payment confirmation on MY phone screen anyway, it has never been a tamper-proof way to assure that a payment has in fact been made by me to them.

 

There is obviously a perfectly safe way - to check THEIR own bank app for confirmation of receipt of funds.

[BangkokReady]

On 3/27/2025 at 5:14 PM, richard_smith237 said:

Can it [chat GPT] also replicate the money entering our account ???

 

IF not... this is just a nothing story......  as any time we send or receive money it shows immediately in our accounts and we get an SMS.

 

What about QR payments that trusting and busy vendors fail to confirm in their accounts?